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Side-by-side financial comparison of 9F Inc. (JFU) and RCM TECHNOLOGIES, INC. (RCMT). Click either name above to swap in a different company.

RCM TECHNOLOGIES, INC. is the larger business by last-quarter revenue ($86.5M vs $81.4M, roughly 1.1× 9F Inc.). RCM TECHNOLOGIES, INC. runs the higher net margin — 7.1% vs -105.9%, a 113.0% gap on every dollar of revenue.

9F Inc. is a leading digital financial technology platform based in China, offering consumer finance, wealth management, and insurance brokerage services primarily to retail and small business customers across domestic markets. It leverages big data and artificial intelligence to deliver tailored, accessible financial solutions that meet diverse user needs across multiple fintech segments.

Exela Technologies, Inc. is an American business process automation ("BPA") company. It was created with the merger of SourceHOV LCC, Novitex Holdings, Inc. and Quinpario Acquisition Corp. 2.

JFU vs RCMT — Head-to-Head

Bigger by revenue
RCMT
RCMT
1.1× larger
RCMT
$86.5M
$81.4M
JFU
Higher net margin
RCMT
RCMT
113.0% more per $
RCMT
7.1%
-105.9%
JFU

Income Statement — Q4 FY2022 vs Q1 FY2026

Metric
JFU
JFU
RCMT
RCMT
Revenue
$81.4M
$86.5M
Net Profit
$-86.2M
$6.1M
Gross Margin
19.3%
28.1%
Operating Margin
-26.8%
9.2%
Net Margin
-105.9%
7.1%
Revenue YoY
12.4%
Net Profit YoY
112.9%
EPS (diluted)
$0.80

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JFU
JFU
RCMT
RCMT
Q1 26
$86.5M
Q3 25
$70.3M
Q2 25
$78.2M
Q1 25
$84.5M
Q4 24
$76.9M
Q3 24
$60.4M
Q2 24
$69.2M
Q1 24
$71.9M
Net Profit
JFU
JFU
RCMT
RCMT
Q1 26
$6.1M
Q3 25
$2.3M
Q2 25
$3.8M
Q1 25
$4.2M
Q4 24
$2.9M
Q3 24
$2.7M
Q2 24
$3.8M
Q1 24
$4.0M
Gross Margin
JFU
JFU
RCMT
RCMT
Q1 26
28.1%
Q3 25
27.6%
Q2 25
28.5%
Q1 25
26.0%
Q4 24
28.0%
Q3 24
29.6%
Q2 24
28.9%
Q1 24
28.3%
Operating Margin
JFU
JFU
RCMT
RCMT
Q1 26
9.2%
Q3 25
5.6%
Q2 25
8.4%
Q1 25
7.8%
Q4 24
8.2%
Q3 24
7.3%
Q2 24
8.4%
Q1 24
8.1%
Net Margin
JFU
JFU
RCMT
RCMT
Q1 26
7.1%
Q3 25
3.2%
Q2 25
4.8%
Q1 25
5.0%
Q4 24
3.7%
Q3 24
4.5%
Q2 24
5.4%
Q1 24
5.5%
EPS (diluted)
JFU
JFU
RCMT
RCMT
Q1 26
$0.80
Q3 25
$0.30
Q2 25
$0.50
Q1 25
$0.54
Q4 24
$0.38
Q3 24
$0.35
Q2 24
$0.47
Q1 24
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JFU
JFU
RCMT
RCMT
Cash + ST InvestmentsLiquidity on hand
$335.8M
$2.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$530.1M
$46.0M
Total Assets
$625.0M
$134.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JFU
JFU
RCMT
RCMT
Q1 26
$2.9M
Q3 25
$1.3M
Q2 25
$5.5M
Q1 25
$5.2M
Q4 24
$4.7M
Q3 24
$3.2M
Q2 24
$3.5M
Q1 24
$2.1M
Stockholders' Equity
JFU
JFU
RCMT
RCMT
Q1 26
$46.0M
Q3 25
$41.4M
Q2 25
$37.8M
Q1 25
$34.6M
Q4 24
$33.5M
Q3 24
$30.0M
Q2 24
$28.5M
Q1 24
$29.4M
Total Assets
JFU
JFU
RCMT
RCMT
Q1 26
$134.4M
Q3 25
$129.8M
Q2 25
$135.6M
Q1 25
$121.0M
Q4 24
$132.1M
Q3 24
$125.5M
Q2 24
$118.3M
Q1 24
$120.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JFU
JFU
RCMT
RCMT
Operating Cash FlowLast quarter
$9.2M
$19.0M
Free Cash FlowOCF − Capex
$2.7M
FCF MarginFCF / Revenue
3.3%
Capex IntensityCapex / Revenue
8.0%
Cash ConversionOCF / Net Profit
3.11×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JFU
JFU
RCMT
RCMT
Q1 26
$19.0M
Q3 25
$-1.3M
Q2 25
$-7.9M
Q1 25
$16.7M
Q4 24
$-1.6M
Q3 24
$-4.3M
Q2 24
$5.7M
Q1 24
$6.4M
Free Cash Flow
JFU
JFU
RCMT
RCMT
Q1 26
Q3 25
$-1.8M
Q2 25
$-8.4M
Q1 25
$16.2M
Q4 24
$-2.6M
Q3 24
$-4.9M
Q2 24
$5.3M
Q1 24
$5.8M
FCF Margin
JFU
JFU
RCMT
RCMT
Q1 26
Q3 25
-2.5%
Q2 25
-10.7%
Q1 25
19.2%
Q4 24
-3.4%
Q3 24
-8.1%
Q2 24
7.7%
Q1 24
8.0%
Capex Intensity
JFU
JFU
RCMT
RCMT
Q1 26
Q3 25
0.7%
Q2 25
0.6%
Q1 25
0.5%
Q4 24
1.3%
Q3 24
0.9%
Q2 24
0.6%
Q1 24
0.9%
Cash Conversion
JFU
JFU
RCMT
RCMT
Q1 26
3.11×
Q3 25
-0.56×
Q2 25
-2.08×
Q1 25
3.98×
Q4 24
-0.57×
Q3 24
-1.58×
Q2 24
1.52×
Q1 24
1.63×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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