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Side-by-side financial comparison of 9F Inc. (JFU) and SUPERIOR GROUP OF COMPANIES, INC. (SGC). Click either name above to swap in a different company.

SUPERIOR GROUP OF COMPANIES, INC. is the larger business by last-quarter revenue ($146.6M vs $81.4M, roughly 1.8× 9F Inc.). SUPERIOR GROUP OF COMPANIES, INC. runs the higher net margin — 2.4% vs -105.9%, a 108.3% gap on every dollar of revenue. SUPERIOR GROUP OF COMPANIES, INC. produced more free cash flow last quarter ($17.9M vs $2.7M).

9F Inc. is a leading digital financial technology platform based in China, offering consumer finance, wealth management, and insurance brokerage services primarily to retail and small business customers across domestic markets. It leverages big data and artificial intelligence to deliver tailored, accessible financial solutions that meet diverse user needs across multiple fintech segments.

Superior Coach was a coachbuilder in the American automotive industry. Founded in 1909 as the Garford Motor Truck Company, Superior is best known for constructing bodies for professional cars (hearses) and school buses. Following major downturns in both segments in the late 1970s, Superior was liquidated by its parent company in 1980. From 1925 to 1980, the company was based in Lima, Ohio.

JFU vs SGC — Head-to-Head

Bigger by revenue
SGC
SGC
1.8× larger
SGC
$146.6M
$81.4M
JFU
Higher net margin
SGC
SGC
108.3% more per $
SGC
2.4%
-105.9%
JFU
More free cash flow
SGC
SGC
$15.2M more FCF
SGC
$17.9M
$2.7M
JFU

Income Statement — Q4 FY2022 vs Q4 FY2025

Metric
JFU
JFU
SGC
SGC
Revenue
$81.4M
$146.6M
Net Profit
$-86.2M
$3.5M
Gross Margin
19.3%
36.9%
Operating Margin
-26.8%
2.8%
Net Margin
-105.9%
2.4%
Revenue YoY
0.8%
Net Profit YoY
65.8%
EPS (diluted)
$0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JFU
JFU
SGC
SGC
Q4 25
$146.6M
Q3 25
$138.5M
Q2 25
$144.0M
Q1 25
$137.1M
Q4 24
$145.4M
Q3 24
$149.7M
Q2 24
$131.7M
Q1 24
$138.8M
Net Profit
JFU
JFU
SGC
SGC
Q4 25
$3.5M
Q3 25
$2.7M
Q2 25
$1.6M
Q1 25
$-758.0K
Q4 24
$2.1M
Q3 24
$5.4M
Q2 24
$600.0K
Q1 24
$3.9M
Gross Margin
JFU
JFU
SGC
SGC
Q4 25
36.9%
Q3 25
38.3%
Q2 25
38.4%
Q1 25
36.8%
Q4 24
37.1%
Q3 24
40.4%
Q2 24
38.5%
Q1 24
39.8%
Operating Margin
JFU
JFU
SGC
SGC
Q4 25
2.8%
Q3 25
2.3%
Q2 25
1.3%
Q1 25
-0.7%
Q4 24
1.7%
Q3 24
4.4%
Q2 24
0.5%
Q1 24
3.3%
Net Margin
JFU
JFU
SGC
SGC
Q4 25
2.4%
Q3 25
2.0%
Q2 25
1.1%
Q1 25
-0.6%
Q4 24
1.4%
Q3 24
3.6%
Q2 24
0.5%
Q1 24
2.8%
EPS (diluted)
JFU
JFU
SGC
SGC
Q4 25
$0.23
Q3 25
$0.18
Q2 25
$0.10
Q1 25
$-0.05
Q4 24
$0.12
Q3 24
$0.33
Q2 24
$0.04
Q1 24
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JFU
JFU
SGC
SGC
Cash + ST InvestmentsLiquidity on hand
$335.8M
$23.7M
Total DebtLower is stronger
$94.1M
Stockholders' EquityBook value
$530.1M
$192.8M
Total Assets
$625.0M
$421.8M
Debt / EquityLower = less leverage
0.49×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JFU
JFU
SGC
SGC
Q4 25
$23.7M
Q3 25
$16.7M
Q2 25
$21.0M
Q1 25
$19.8M
Q4 24
$18.8M
Q3 24
$18.4M
Q2 24
$13.4M
Q1 24
$22.0M
Total Debt
JFU
JFU
SGC
SGC
Q4 25
$94.1M
Q3 25
$100.0M
Q2 25
$99.3M
Q1 25
$95.7M
Q4 24
$86.0M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
JFU
JFU
SGC
SGC
Q4 25
$192.8M
Q3 25
$193.8M
Q2 25
$192.1M
Q1 25
$194.4M
Q4 24
$198.9M
Q3 24
$199.5M
Q2 24
$200.9M
Q1 24
$200.8M
Total Assets
JFU
JFU
SGC
SGC
Q4 25
$421.8M
Q3 25
$415.3M
Q2 25
$423.3M
Q1 25
$411.0M
Q4 24
$415.1M
Q3 24
$407.4M
Q2 24
$400.3M
Q1 24
$408.5M
Debt / Equity
JFU
JFU
SGC
SGC
Q4 25
0.49×
Q3 25
0.52×
Q2 25
0.52×
Q1 25
0.49×
Q4 24
0.43×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JFU
JFU
SGC
SGC
Operating Cash FlowLast quarter
$9.2M
$18.4M
Free Cash FlowOCF − Capex
$2.7M
$17.9M
FCF MarginFCF / Revenue
3.3%
12.2%
Capex IntensityCapex / Revenue
8.0%
0.4%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$15.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JFU
JFU
SGC
SGC
Q4 25
$18.4M
Q3 25
$-1.7M
Q2 25
$4.9M
Q1 25
$-2.0M
Q4 24
$8.9M
Q3 24
$8.2M
Q2 24
$6.9M
Q1 24
$9.4M
Free Cash Flow
JFU
JFU
SGC
SGC
Q4 25
$17.9M
Q3 25
$-2.4M
Q2 25
$3.3M
Q1 25
$-3.1M
Q4 24
$7.4M
Q3 24
$7.3M
Q2 24
$5.6M
Q1 24
$8.8M
FCF Margin
JFU
JFU
SGC
SGC
Q4 25
12.2%
Q3 25
-1.7%
Q2 25
2.3%
Q1 25
-2.3%
Q4 24
5.1%
Q3 24
4.9%
Q2 24
4.2%
Q1 24
6.3%
Capex Intensity
JFU
JFU
SGC
SGC
Q4 25
0.4%
Q3 25
0.5%
Q2 25
1.1%
Q1 25
0.8%
Q4 24
1.0%
Q3 24
0.6%
Q2 24
1.0%
Q1 24
0.5%
Cash Conversion
JFU
JFU
SGC
SGC
Q4 25
5.32×
Q3 25
-0.61×
Q2 25
3.18×
Q1 25
Q4 24
4.28×
Q3 24
1.52×
Q2 24
11.42×
Q1 24
2.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JFU
JFU

Segment breakdown not available.

SGC
SGC

Branded Products$96.9M66%
Healthcare Apparel$28.8M20%
Contact Centers$21.7M15%

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