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Side-by-side financial comparison of 9F Inc. (JFU) and STAAR SURGICAL CO (STAA). Click either name above to swap in a different company.

9F Inc. is the larger business by last-quarter revenue ($81.4M vs $49.0M, roughly 1.7× STAAR SURGICAL CO). STAAR SURGICAL CO runs the higher net margin — -69.9% vs -105.9%, a 36.0% gap on every dollar of revenue. 9F Inc. produced more free cash flow last quarter ($2.7M vs $-5.1M).

9F Inc. is a leading digital financial technology platform based in China, offering consumer finance, wealth management, and insurance brokerage services primarily to retail and small business customers across domestic markets. It leverages big data and artificial intelligence to deliver tailored, accessible financial solutions that meet diverse user needs across multiple fintech segments.

STAAR Surgical Co is a global ophthalmic medical device firm. It designs, makes and sells implantable collamer lenses (ICLs) for minimally invasive vision correction, plus supporting surgical products for ophthalmologists across North America, Europe, Asia Pacific and other key regional markets.

JFU vs STAA — Head-to-Head

Bigger by revenue
JFU
JFU
1.7× larger
JFU
$81.4M
$49.0M
STAA
Higher net margin
STAA
STAA
36.0% more per $
STAA
-69.9%
-105.9%
JFU
More free cash flow
JFU
JFU
$7.8M more FCF
JFU
$2.7M
$-5.1M
STAA

Income Statement — Q4 FY2022 vs Q4 FY2024

Metric
JFU
JFU
STAA
STAA
Revenue
$81.4M
$49.0M
Net Profit
$-86.2M
$-34.2M
Gross Margin
19.3%
64.7%
Operating Margin
-26.8%
-57.0%
Net Margin
-105.9%
-69.9%
Revenue YoY
-35.8%
Net Profit YoY
-541.3%
EPS (diluted)
$-0.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JFU
JFU
STAA
STAA
Q4 24
$49.0M
Q3 24
$88.6M
Q2 24
$99.0M
Q1 24
$77.4M
Q4 23
$76.3M
Q3 23
$80.3M
Q2 23
$92.3M
Q1 23
$81.4M
$73.5M
Net Profit
JFU
JFU
STAA
STAA
Q4 24
$-34.2M
Q3 24
$10.0M
Q2 24
$7.4M
Q1 24
$-3.3M
Q4 23
$7.8M
Q3 23
$4.8M
Q2 23
$6.1M
Q1 23
$-86.2M
$2.7M
Gross Margin
JFU
JFU
STAA
STAA
Q4 24
64.7%
Q3 24
77.3%
Q2 24
79.2%
Q1 24
78.9%
Q4 23
79.6%
Q3 23
79.2%
Q2 23
76.6%
Q1 23
19.3%
78.3%
Operating Margin
JFU
JFU
STAA
STAA
Q4 24
-57.0%
Q3 24
6.4%
Q2 24
12.0%
Q1 24
-2.9%
Q4 23
13.6%
Q3 23
7.8%
Q2 23
9.3%
Q1 23
-26.8%
3.8%
Net Margin
JFU
JFU
STAA
STAA
Q4 24
-69.9%
Q3 24
11.3%
Q2 24
7.5%
Q1 24
-4.3%
Q4 23
10.2%
Q3 23
6.0%
Q2 23
6.6%
Q1 23
-105.9%
3.7%
EPS (diluted)
JFU
JFU
STAA
STAA
Q4 24
$-0.69
Q3 24
$0.20
Q2 24
$0.15
Q1 24
$-0.07
Q4 23
$0.16
Q3 23
$0.10
Q2 23
$0.12
Q1 23
$0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JFU
JFU
STAA
STAA
Cash + ST InvestmentsLiquidity on hand
$335.8M
$230.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$530.1M
$397.3M
Total Assets
$625.0M
$509.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JFU
JFU
STAA
STAA
Q4 24
$230.5M
Q3 24
$236.0M
Q2 24
$235.2M
Q1 24
$245.1M
Q4 23
$220.7M
Q3 23
$188.1M
Q2 23
$192.0M
Q1 23
$335.8M
$203.8M
Stockholders' Equity
JFU
JFU
STAA
STAA
Q4 24
$397.3M
Q3 24
$428.1M
Q2 24
$409.1M
Q1 24
$392.8M
Q4 23
$386.0M
Q3 23
$378.6M
Q2 23
$357.6M
Q1 23
$530.1M
$342.8M
Total Assets
JFU
JFU
STAA
STAA
Q4 24
$509.5M
Q3 24
$537.6M
Q2 24
$512.7M
Q1 24
$492.5M
Q4 23
$488.7M
Q3 23
$471.5M
Q2 23
$440.7M
Q1 23
$625.0M
$418.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JFU
JFU
STAA
STAA
Operating Cash FlowLast quarter
$9.2M
$642.0K
Free Cash FlowOCF − Capex
$2.7M
$-5.1M
FCF MarginFCF / Revenue
3.3%
-10.4%
Capex IntensityCapex / Revenue
8.0%
11.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-7.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JFU
JFU
STAA
STAA
Q4 24
$642.0K
Q3 24
$3.8M
Q2 24
$-10.4M
Q1 24
$21.7M
Q4 23
$32.0M
Q3 23
$-6.0M
Q2 23
$-6.3M
Q1 23
$9.2M
$-5.1M
Free Cash Flow
JFU
JFU
STAA
STAA
Q4 24
$-5.1M
Q3 24
$-2.4M
Q2 24
$-16.6M
Q1 24
$16.5M
Q4 23
$28.9M
Q3 23
$-15.2M
Q2 23
$-9.3M
Q1 23
$2.7M
$-8.0M
FCF Margin
JFU
JFU
STAA
STAA
Q4 24
-10.4%
Q3 24
-2.7%
Q2 24
-16.8%
Q1 24
21.3%
Q4 23
37.9%
Q3 23
-18.9%
Q2 23
-10.1%
Q1 23
3.3%
-10.9%
Capex Intensity
JFU
JFU
STAA
STAA
Q4 24
11.7%
Q3 24
7.0%
Q2 24
6.3%
Q1 24
6.7%
Q4 23
4.0%
Q3 23
11.4%
Q2 23
3.3%
Q1 23
8.0%
3.9%
Cash Conversion
JFU
JFU
STAA
STAA
Q4 24
Q3 24
0.38×
Q2 24
-1.41×
Q1 24
Q4 23
4.12×
Q3 23
-1.24×
Q2 23
-1.04×
Q1 23
-1.88×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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