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Side-by-side financial comparison of 9F Inc. (JFU) and Via Renewables, Inc. (VIASP). Click either name above to swap in a different company.

Via Renewables, Inc. is the larger business by last-quarter revenue ($127.8M vs $81.4M, roughly 1.6× 9F Inc.). Via Renewables, Inc. runs the higher net margin — 5.4% vs -105.9%, a 111.3% gap on every dollar of revenue. 9F Inc. produced more free cash flow last quarter ($2.7M vs $-4.8M).

9F Inc. is a leading digital financial technology platform based in China, offering consumer finance, wealth management, and insurance brokerage services primarily to retail and small business customers across domestic markets. It leverages big data and artificial intelligence to deliver tailored, accessible financial solutions that meet diverse user needs across multiple fintech segments.

EDF Power Solutions is a wholly owned subsidiary of the French utility EDF Group, specializing in renewable energy production. As an integrated operator, the Group develops and finances the construction of renewable energy facilities, and manages operations and maintenance for its own account and for third parties.

JFU vs VIASP — Head-to-Head

Bigger by revenue
VIASP
VIASP
1.6× larger
VIASP
$127.8M
$81.4M
JFU
Higher net margin
VIASP
VIASP
111.3% more per $
VIASP
5.4%
-105.9%
JFU
More free cash flow
JFU
JFU
$7.5M more FCF
JFU
$2.7M
$-4.8M
VIASP

Income Statement — Q4 FY2022 vs Q4 FY2025

Metric
JFU
JFU
VIASP
VIASP
Revenue
$81.4M
$127.8M
Net Profit
$-86.2M
$6.9M
Gross Margin
19.3%
34.4%
Operating Margin
-26.8%
15.2%
Net Margin
-105.9%
5.4%
Revenue YoY
22.5%
Net Profit YoY
-30.9%
EPS (diluted)
$1.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JFU
JFU
VIASP
VIASP
Q4 25
$127.8M
Q3 25
$103.3M
Q2 25
$90.0M
Q1 25
$142.3M
Q4 24
$104.3M
Q3 24
$93.8M
Q2 24
$86.7M
Q1 24
$114.1M
Net Profit
JFU
JFU
VIASP
VIASP
Q4 25
$6.9M
Q3 25
$757.0K
Q2 25
$2.7M
Q1 25
$8.8M
Q4 24
$9.9M
Q3 24
$2.1M
Q2 24
$7.6M
Q1 24
$8.6M
Gross Margin
JFU
JFU
VIASP
VIASP
Q4 25
34.4%
Q3 25
23.1%
Q2 25
30.0%
Q1 25
32.9%
Q4 24
51.9%
Q3 24
26.8%
Q2 24
50.4%
Q1 24
39.5%
Operating Margin
JFU
JFU
VIASP
VIASP
Q4 25
15.2%
Q3 25
3.1%
Q2 25
6.7%
Q1 25
17.5%
Q4 24
31.5%
Q3 24
5.3%
Q2 24
23.8%
Q1 24
22.6%
Net Margin
JFU
JFU
VIASP
VIASP
Q4 25
5.4%
Q3 25
0.7%
Q2 25
3.0%
Q1 25
6.2%
Q4 24
9.5%
Q3 24
2.3%
Q2 24
8.8%
Q1 24
7.5%
EPS (diluted)
JFU
JFU
VIASP
VIASP
Q4 25
$1.19
Q3 25
$-0.41
Q2 25
$0.09
Q1 25
$1.83
Q4 24
$2.33
Q3 24
$-0.17
Q2 24
$1.51
Q1 24
$1.81

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JFU
JFU
VIASP
VIASP
Cash + ST InvestmentsLiquidity on hand
$335.8M
$41.8M
Total DebtLower is stronger
$120.0M
Stockholders' EquityBook value
$530.1M
$67.7M
Total Assets
$625.0M
$331.3M
Debt / EquityLower = less leverage
1.77×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JFU
JFU
VIASP
VIASP
Q4 25
$41.8M
Q3 25
$53.6M
Q2 25
$62.1M
Q1 25
$64.7M
Q4 24
$53.1M
Q3 24
$66.6M
Q2 24
$53.6M
Q1 24
$50.4M
Total Debt
JFU
JFU
VIASP
VIASP
Q4 25
$120.0M
Q3 25
$105.0M
Q2 25
$100.0M
Q1 25
$101.0M
Q4 24
$106.0M
Q3 24
$89.0M
Q2 24
$93.0M
Q1 24
$91.0M
Stockholders' Equity
JFU
JFU
VIASP
VIASP
Q4 25
$67.7M
Q3 25
$63.7M
Q2 25
$68.2M
Q1 25
$72.7M
Q4 24
$66.7M
Q3 24
$58.2M
Q2 24
$58.3M
Q1 24
$53.2M
Total Assets
JFU
JFU
VIASP
VIASP
Q4 25
$331.3M
Q3 25
$304.8M
Q2 25
$316.3M
Q1 25
$347.4M
Q4 24
$344.9M
Q3 24
$298.4M
Q2 24
$299.7M
Q1 24
$302.7M
Debt / Equity
JFU
JFU
VIASP
VIASP
Q4 25
1.77×
Q3 25
1.65×
Q2 25
1.47×
Q1 25
1.39×
Q4 24
1.59×
Q3 24
1.53×
Q2 24
1.60×
Q1 24
1.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JFU
JFU
VIASP
VIASP
Operating Cash FlowLast quarter
$9.2M
$-4.2M
Free Cash FlowOCF − Capex
$2.7M
$-4.8M
FCF MarginFCF / Revenue
3.3%
-3.7%
Capex IntensityCapex / Revenue
8.0%
0.4%
Cash ConversionOCF / Net Profit
-0.61×
TTM Free Cash FlowTrailing 4 quarters
$39.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JFU
JFU
VIASP
VIASP
Q4 25
$-4.2M
Q3 25
$2.4M
Q2 25
$19.0M
Q1 25
$24.9M
Q4 24
$2.0M
Q3 24
$20.1M
Q2 24
$11.2M
Q1 24
$17.1M
Free Cash Flow
JFU
JFU
VIASP
VIASP
Q4 25
$-4.8M
Q3 25
$1.9M
Q2 25
$18.4M
Q1 25
$23.5M
Q4 24
$1.6M
Q3 24
$19.7M
Q2 24
$10.9M
Q1 24
$16.6M
FCF Margin
JFU
JFU
VIASP
VIASP
Q4 25
-3.7%
Q3 25
1.9%
Q2 25
20.5%
Q1 25
16.5%
Q4 24
1.5%
Q3 24
21.0%
Q2 24
12.6%
Q1 24
14.6%
Capex Intensity
JFU
JFU
VIASP
VIASP
Q4 25
0.4%
Q3 25
0.4%
Q2 25
0.6%
Q1 25
1.0%
Q4 24
0.4%
Q3 24
0.4%
Q2 24
0.3%
Q1 24
0.4%
Cash Conversion
JFU
JFU
VIASP
VIASP
Q4 25
-0.61×
Q3 25
3.12×
Q2 25
6.94×
Q1 25
2.84×
Q4 24
0.20×
Q3 24
9.41×
Q2 24
1.47×
Q1 24
2.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JFU
JFU

Segment breakdown not available.

VIASP
VIASP

Retail Electricity$79.7M62%
Retail Natural Gas$48.9M38%

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