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Side-by-side financial comparison of J&J SNACK FOODS CORP (JJSF) and VALLEY NATIONAL BANCORP (VLY). Click either name above to swap in a different company.

VALLEY NATIONAL BANCORP is the larger business by last-quarter revenue ($540.4M vs $343.8M, roughly 1.6× J&J SNACK FOODS CORP). VALLEY NATIONAL BANCORP runs the higher net margin — 30.3% vs 0.3%, a 30.1% gap on every dollar of revenue. On growth, VALLEY NATIONAL BANCORP posted the faster year-over-year revenue change (13.0% vs -5.2%). Over the past eight quarters, VALLEY NATIONAL BANCORP's revenue compounded faster (16.0% CAGR vs -2.2%).

J&J Snack Foods Corp. (JJSFC) is an American manufacturer, marketer, and distributor of name brand snack foods and frozen beverages. Headquartered in Mt. Laurel, NJ, JJSF uses over 175 facilities for manufacturing, warehousing, and distributing located in 44 states, Mexico, and Canada. The company is listed on the NASDAQ Global Select Market as "JJSFC", and serves both national and international markets.

North Valley Bancorp was a bank holding company headquartered in Redding, California. The company operated 22 branches. The company was acquired by TriCo Bancshares in October 2014, in a merger valued at more than $178 million.

JJSF vs VLY — Head-to-Head

Bigger by revenue
VLY
VLY
1.6× larger
VLY
$540.4M
$343.8M
JJSF
Growing faster (revenue YoY)
VLY
VLY
+18.1% gap
VLY
13.0%
-5.2%
JJSF
Higher net margin
VLY
VLY
30.1% more per $
VLY
30.3%
0.3%
JJSF
Faster 2-yr revenue CAGR
VLY
VLY
Annualised
VLY
16.0%
-2.2%
JJSF

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
JJSF
JJSF
VLY
VLY
Revenue
$343.8M
$540.4M
Net Profit
$883.0K
$163.9M
Gross Margin
27.9%
Operating Margin
0.2%
Net Margin
0.3%
30.3%
Revenue YoY
-5.2%
13.0%
Net Profit YoY
-82.8%
54.6%
EPS (diluted)
$0.05
$0.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JJSF
JJSF
VLY
VLY
Q1 26
$540.4M
Q4 25
$343.8M
$464.9M
Q3 25
$410.2M
$446.2M
Q2 25
$454.3M
$432.4M
Q1 25
$356.1M
$420.1M
Q4 24
$362.6M
$423.0M
Q3 24
$426.8M
$410.5M
Q2 24
$440.0M
$401.7M
Net Profit
JJSF
JJSF
VLY
VLY
Q1 26
$163.9M
Q4 25
$883.0K
$195.4M
Q3 25
$11.4M
$163.4M
Q2 25
$44.2M
$133.2M
Q1 25
$4.8M
$106.1M
Q4 24
$5.1M
$115.7M
Q3 24
$29.6M
$97.9M
Q2 24
$36.3M
$70.4M
Gross Margin
JJSF
JJSF
VLY
VLY
Q1 26
Q4 25
27.9%
Q3 25
31.7%
Q2 25
33.0%
Q1 25
26.9%
Q4 24
25.9%
Q3 24
31.8%
Q2 24
33.6%
Operating Margin
JJSF
JJSF
VLY
VLY
Q1 26
Q4 25
0.2%
47.7%
Q3 25
2.8%
47.1%
Q2 25
13.3%
40.0%
Q1 25
1.7%
33.1%
Q4 24
1.7%
21.1%
Q3 24
9.3%
30.9%
Q2 24
11.4%
23.2%
Net Margin
JJSF
JJSF
VLY
VLY
Q1 26
30.3%
Q4 25
0.3%
42.0%
Q3 25
2.8%
36.6%
Q2 25
9.7%
30.8%
Q1 25
1.4%
25.2%
Q4 24
1.4%
27.4%
Q3 24
6.9%
23.8%
Q2 24
8.3%
17.5%
EPS (diluted)
JJSF
JJSF
VLY
VLY
Q1 26
$0.29
Q4 25
$0.05
$0.33
Q3 25
$0.59
$0.28
Q2 25
$2.26
$0.22
Q1 25
$0.25
$0.18
Q4 24
$0.26
$0.20
Q3 24
$1.52
$0.18
Q2 24
$1.87
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JJSF
JJSF
VLY
VLY
Cash + ST InvestmentsLiquidity on hand
$66.8M
Total DebtLower is stronger
$2.6B
Stockholders' EquityBook value
$912.9M
$7.9B
Total Assets
$1.3B
$64.5B
Debt / EquityLower = less leverage
0.33×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JJSF
JJSF
VLY
VLY
Q1 26
Q4 25
$66.8M
Q3 25
$105.9M
Q2 25
$77.4M
Q1 25
$48.5M
Q4 24
$73.6M
Q3 24
$73.4M
Q2 24
$64.0M
Total Debt
JJSF
JJSF
VLY
VLY
Q1 26
$2.6B
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
JJSF
JJSF
VLY
VLY
Q1 26
$7.9B
Q4 25
$912.9M
$7.8B
Q3 25
$966.7M
$7.7B
Q2 25
$969.9M
$7.6B
Q1 25
$935.0M
$7.5B
Q4 24
$946.8M
$7.4B
Q3 24
$957.0M
$7.0B
Q2 24
$937.9M
$6.7B
Total Assets
JJSF
JJSF
VLY
VLY
Q1 26
$64.5B
Q4 25
$1.3B
$64.1B
Q3 25
$1.4B
$63.0B
Q2 25
$1.4B
$62.7B
Q1 25
$1.4B
$61.9B
Q4 24
$1.3B
$62.5B
Q3 24
$1.4B
$62.1B
Q2 24
$1.4B
$62.1B
Debt / Equity
JJSF
JJSF
VLY
VLY
Q1 26
0.33×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JJSF
JJSF
VLY
VLY
Operating Cash FlowLast quarter
$36.0M
Free Cash FlowOCF − Capex
$17.0M
FCF MarginFCF / Revenue
4.9%
Capex IntensityCapex / Revenue
5.5%
Cash ConversionOCF / Net Profit
40.73×
TTM Free Cash FlowTrailing 4 quarters
$83.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JJSF
JJSF
VLY
VLY
Q1 26
Q4 25
$36.0M
$196.6M
Q3 25
$66.4M
$5.2M
Q2 25
$51.2M
$159.2M
Q1 25
$12.3M
$-17.1M
Q4 24
$35.2M
$392.2M
Q3 24
$46.3M
$-157.2M
Q2 24
$65.0M
$214.0M
Free Cash Flow
JJSF
JJSF
VLY
VLY
Q1 26
Q4 25
$17.0M
$187.5M
Q3 25
$44.8M
$2.3M
Q2 25
$28.5M
$156.0M
Q1 25
$-7.2M
$-20.2M
Q4 24
$16.1M
$385.8M
Q3 24
$29.1M
$-160.5M
Q2 24
$45.3M
$211.3M
FCF Margin
JJSF
JJSF
VLY
VLY
Q1 26
Q4 25
4.9%
40.3%
Q3 25
10.9%
0.5%
Q2 25
6.3%
36.1%
Q1 25
-2.0%
-4.8%
Q4 24
4.4%
91.2%
Q3 24
6.8%
-39.1%
Q2 24
10.3%
52.6%
Capex Intensity
JJSF
JJSF
VLY
VLY
Q1 26
Q4 25
5.5%
2.0%
Q3 25
5.3%
0.6%
Q2 25
5.0%
0.7%
Q1 25
5.5%
0.7%
Q4 24
5.3%
1.5%
Q3 24
4.0%
0.8%
Q2 24
4.5%
0.7%
Cash Conversion
JJSF
JJSF
VLY
VLY
Q1 26
Q4 25
40.73×
1.01×
Q3 25
5.84×
0.03×
Q2 25
1.16×
1.20×
Q1 25
2.55×
-0.16×
Q4 24
6.84×
3.39×
Q3 24
1.56×
-1.61×
Q2 24
1.79×
3.04×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JJSF
JJSF

Food Service$219.2M64%
Frozen Beverages$78.7M23%
Repair And Maintenance Service$22.5M7%
Other$12.7M4%
Machine Sales$10.7M3%

VLY
VLY

Segment breakdown not available.

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