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Side-by-side financial comparison of J&J SNACK FOODS CORP (JJSF) and WAFD INC (WAFD). Click either name above to swap in a different company.

J&J SNACK FOODS CORP is the larger business by last-quarter revenue ($343.8M vs $191.4M, roughly 1.8× WAFD INC). WAFD INC runs the higher net margin — 33.5% vs 0.3%, a 33.3% gap on every dollar of revenue. On growth, WAFD INC posted the faster year-over-year revenue change (11.8% vs -5.2%). WAFD INC produced more free cash flow last quarter ($50.0M vs $17.0M). Over the past eight quarters, WAFD INC's revenue compounded faster (5.5% CAGR vs -2.2%).

J&J Snack Foods Corp. (JJSFC) is an American manufacturer, marketer, and distributor of name brand snack foods and frozen beverages. Headquartered in Mt. Laurel, NJ, JJSF uses over 175 facilities for manufacturing, warehousing, and distributing located in 44 states, Mexico, and Canada. The company is listed on the NASDAQ Global Select Market as "JJSFC", and serves both national and international markets.

Washington Federal Bank is a bank based in Seattle, Washington. It operates 210 branches in Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, California, and Texas. It is on the list of largest banks in the United States.

JJSF vs WAFD — Head-to-Head

Bigger by revenue
JJSF
JJSF
1.8× larger
JJSF
$343.8M
$191.4M
WAFD
Growing faster (revenue YoY)
WAFD
WAFD
+17.0% gap
WAFD
11.8%
-5.2%
JJSF
Higher net margin
WAFD
WAFD
33.3% more per $
WAFD
33.5%
0.3%
JJSF
More free cash flow
WAFD
WAFD
$33.1M more FCF
WAFD
$50.0M
$17.0M
JJSF
Faster 2-yr revenue CAGR
WAFD
WAFD
Annualised
WAFD
5.5%
-2.2%
JJSF

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
JJSF
JJSF
WAFD
WAFD
Revenue
$343.8M
$191.4M
Net Profit
$883.0K
$64.2M
Gross Margin
27.9%
Operating Margin
0.2%
43.0%
Net Margin
0.3%
33.5%
Revenue YoY
-5.2%
11.8%
Net Profit YoY
-82.8%
35.8%
EPS (diluted)
$0.05
$0.79

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JJSF
JJSF
WAFD
WAFD
Q4 25
$343.8M
$191.4M
Q3 25
$410.2M
$188.3M
Q2 25
$454.3M
$186.3M
Q1 25
$356.1M
$179.8M
Q4 24
$362.6M
$171.1M
Q3 24
$426.8M
$188.7M
Q2 24
$440.0M
$194.4M
Q1 24
$359.7M
$172.0M
Net Profit
JJSF
JJSF
WAFD
WAFD
Q4 25
$883.0K
$64.2M
Q3 25
$11.4M
$60.6M
Q2 25
$44.2M
$62.0M
Q1 25
$4.8M
$56.3M
Q4 24
$5.1M
$47.3M
Q3 24
$29.6M
$61.1M
Q2 24
$36.3M
$64.6M
Q1 24
$13.3M
$15.9M
Gross Margin
JJSF
JJSF
WAFD
WAFD
Q4 25
27.9%
Q3 25
31.7%
Q2 25
33.0%
Q1 25
26.9%
Q4 24
25.9%
Q3 24
31.8%
Q2 24
33.6%
Q1 24
30.1%
Operating Margin
JJSF
JJSF
WAFD
WAFD
Q4 25
0.2%
43.0%
Q3 25
2.8%
41.2%
Q2 25
13.3%
42.8%
Q1 25
1.7%
40.1%
Q4 24
1.7%
35.2%
Q3 24
9.3%
42.8%
Q2 24
11.4%
42.6%
Q1 24
5.0%
12.2%
Net Margin
JJSF
JJSF
WAFD
WAFD
Q4 25
0.3%
33.5%
Q3 25
2.8%
32.2%
Q2 25
9.7%
33.3%
Q1 25
1.4%
31.3%
Q4 24
1.4%
27.6%
Q3 24
6.9%
32.4%
Q2 24
8.3%
33.2%
Q1 24
3.7%
9.2%
EPS (diluted)
JJSF
JJSF
WAFD
WAFD
Q4 25
$0.05
$0.79
Q3 25
$0.59
$0.71
Q2 25
$2.26
$0.73
Q1 25
$0.25
$0.65
Q4 24
$0.26
$0.54
Q3 24
$1.52
$0.73
Q2 24
$1.87
$0.75
Q1 24
$0.69
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JJSF
JJSF
WAFD
WAFD
Cash + ST InvestmentsLiquidity on hand
$66.8M
$734.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$912.9M
$3.0B
Total Assets
$1.3B
$27.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JJSF
JJSF
WAFD
WAFD
Q4 25
$66.8M
$734.9M
Q3 25
$105.9M
$657.3M
Q2 25
$77.4M
$809.3M
Q1 25
$48.5M
$1.2B
Q4 24
$73.6M
$1.5B
Q3 24
$73.4M
$2.4B
Q2 24
$64.0M
$2.5B
Q1 24
$43.6M
$1.5B
Stockholders' Equity
JJSF
JJSF
WAFD
WAFD
Q4 25
$912.9M
$3.0B
Q3 25
$966.7M
$3.0B
Q2 25
$969.9M
$3.0B
Q1 25
$935.0M
$3.0B
Q4 24
$946.8M
$3.0B
Q3 24
$957.0M
$3.0B
Q2 24
$937.9M
$3.0B
Q1 24
$915.7M
$2.9B
Total Assets
JJSF
JJSF
WAFD
WAFD
Q4 25
$1.3B
$27.3B
Q3 25
$1.4B
$26.7B
Q2 25
$1.4B
$26.7B
Q1 25
$1.4B
$27.6B
Q4 24
$1.3B
$27.7B
Q3 24
$1.4B
$28.1B
Q2 24
$1.4B
$28.6B
Q1 24
$1.3B
$30.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JJSF
JJSF
WAFD
WAFD
Operating Cash FlowLast quarter
$36.0M
$60.5M
Free Cash FlowOCF − Capex
$17.0M
$50.0M
FCF MarginFCF / Revenue
4.9%
26.1%
Capex IntensityCapex / Revenue
5.5%
5.5%
Cash ConversionOCF / Net Profit
40.73×
0.94×
TTM Free Cash FlowTrailing 4 quarters
$83.1M
$377.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JJSF
JJSF
WAFD
WAFD
Q4 25
$36.0M
$60.5M
Q3 25
$66.4M
$237.0M
Q2 25
$51.2M
$58.0M
Q1 25
$12.3M
$72.1M
Q4 24
$35.2M
$49.4M
Q3 24
$46.3M
$439.2M
Q2 24
$65.0M
$63.1M
Q1 24
$12.7M
$169.2M
Free Cash Flow
JJSF
JJSF
WAFD
WAFD
Q4 25
$17.0M
$50.0M
Q3 25
$44.8M
$208.2M
Q2 25
$28.5M
$53.1M
Q1 25
$-7.2M
$66.6M
Q4 24
$16.1M
$43.0M
Q3 24
$29.1M
$414.6M
Q2 24
$45.3M
$58.3M
Q1 24
$-4.0M
$164.8M
FCF Margin
JJSF
JJSF
WAFD
WAFD
Q4 25
4.9%
26.1%
Q3 25
10.9%
110.6%
Q2 25
6.3%
28.5%
Q1 25
-2.0%
37.0%
Q4 24
4.4%
25.1%
Q3 24
6.8%
219.7%
Q2 24
10.3%
30.0%
Q1 24
-1.1%
95.8%
Capex Intensity
JJSF
JJSF
WAFD
WAFD
Q4 25
5.5%
5.5%
Q3 25
5.3%
15.2%
Q2 25
5.0%
2.6%
Q1 25
5.5%
3.1%
Q4 24
5.3%
3.8%
Q3 24
4.0%
13.1%
Q2 24
4.5%
2.5%
Q1 24
4.6%
2.6%
Cash Conversion
JJSF
JJSF
WAFD
WAFD
Q4 25
40.73×
0.94×
Q3 25
5.84×
3.91×
Q2 25
1.16×
0.94×
Q1 25
2.55×
1.28×
Q4 24
6.84×
1.05×
Q3 24
1.56×
7.18×
Q2 24
1.79×
0.98×
Q1 24
0.96×
10.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JJSF
JJSF

Food Service$219.2M64%
Frozen Beverages$78.7M23%
Repair And Maintenance Service$22.5M7%
Other$12.7M4%
Machine Sales$10.7M3%

WAFD
WAFD

Segment breakdown not available.

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