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Side-by-side financial comparison of John Marshall Bancorp, Inc. (JMSB) and NORTHERN TECHNOLOGIES INTERNATIONAL CORP (NTIC). Click either name above to swap in a different company.
NORTHERN TECHNOLOGIES INTERNATIONAL CORP is the larger business by last-quarter revenue ($23.3M vs $16.8M, roughly 1.4× John Marshall Bancorp, Inc.). John Marshall Bancorp, Inc. runs the higher net margin — 36.3% vs 1.0%, a 35.3% gap on every dollar of revenue. Over the past eight quarters, John Marshall Bancorp, Inc.'s revenue compounded faster (15.3% CAGR vs 5.8%).
John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.
Maxar Technologies Inc., was an American space technology company, specializing in geospatial intelligence, Earth observation, and on-orbit satellite servicing, satellite products, and related services. DigitalGlobe and MDA Holdings Company merged to become Maxar Technologies on October 5, 2017.
JMSB vs NTIC — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $16.8M | $23.3M |
| Net Profit | $6.1M | $237.8K |
| Gross Margin | — | 36.0% |
| Operating Margin | — | 4.0% |
| Net Margin | 36.3% | 1.0% |
| Revenue YoY | — | 9.2% |
| Net Profit YoY | 26.8% | -57.6% |
| EPS (diluted) | $0.43 | $0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $16.8M | — | ||
| Q4 25 | $16.4M | $23.3M | ||
| Q3 25 | $16.3M | $22.3M | ||
| Q2 25 | $15.4M | $21.5M | ||
| Q1 25 | $14.6M | $19.1M | ||
| Q4 24 | $14.3M | $21.3M | ||
| Q3 24 | $13.8M | $23.3M | ||
| Q2 24 | $12.6M | $20.7M |
| Q1 26 | $6.1M | — | ||
| Q4 25 | $5.9M | $237.8K | ||
| Q3 25 | $5.4M | $-1.1M | ||
| Q2 25 | $5.1M | $121.8K | ||
| Q1 25 | $4.8M | $434.3K | ||
| Q4 24 | $4.8M | $561.1K | ||
| Q3 24 | $4.2M | $1.8M | ||
| Q2 24 | $3.9M | $976.6K |
| Q1 26 | — | — | ||
| Q4 25 | — | 36.0% | ||
| Q3 25 | — | 37.9% | ||
| Q2 25 | — | 38.4% | ||
| Q1 25 | — | 35.6% | ||
| Q4 24 | — | 38.3% | ||
| Q3 24 | — | 43.8% | ||
| Q2 24 | — | 38.2% |
| Q1 26 | — | — | ||
| Q4 25 | 47.4% | 4.0% | ||
| Q3 25 | 42.2% | 4.2% | ||
| Q2 25 | 42.7% | 4.0% | ||
| Q1 25 | 42.4% | -1.7% | ||
| Q4 24 | 42.5% | 5.2% | ||
| Q3 24 | 38.8% | 11.8% | ||
| Q2 24 | 39.7% | 7.4% |
| Q1 26 | 36.3% | — | ||
| Q4 25 | 36.2% | 1.0% | ||
| Q3 25 | 33.2% | -4.9% | ||
| Q2 25 | 33.1% | 0.6% | ||
| Q1 25 | 32.9% | 2.3% | ||
| Q4 24 | 33.3% | 2.6% | ||
| Q3 24 | 30.7% | 7.9% | ||
| Q2 24 | 30.9% | 4.7% |
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.41 | $0.03 | ||
| Q3 25 | $0.38 | $-0.11 | ||
| Q2 25 | $0.36 | $0.01 | ||
| Q1 25 | $0.34 | $0.04 | ||
| Q4 24 | $0.33 | $0.06 | ||
| Q3 24 | $0.30 | $0.19 | ||
| Q2 24 | $0.27 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $150.2M | $6.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $268.1M | $72.4M |
| Total Assets | $2.4B | $104.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $150.2M | — | ||
| Q4 25 | $130.0M | $6.4M | ||
| Q3 25 | $163.6M | $7.3M | ||
| Q2 25 | $116.9M | $6.8M | ||
| Q1 25 | $169.1M | $5.1M | ||
| Q4 24 | $122.5M | $5.6M | ||
| Q3 24 | $177.2M | $5.0M | ||
| Q2 24 | $182.6M | $5.8M |
| Q1 26 | — | — | ||
| Q4 25 | $80.9M | — | ||
| Q3 25 | $80.9M | — | ||
| Q2 25 | $80.8M | — | ||
| Q1 25 | $80.8M | — | ||
| Q4 24 | $80.8M | — | ||
| Q3 24 | $80.8M | — | ||
| Q2 24 | $24.7M | — |
| Q1 26 | $268.1M | — | ||
| Q4 25 | $265.6M | $72.4M | ||
| Q3 25 | $259.7M | $72.1M | ||
| Q2 25 | $253.7M | $72.4M | ||
| Q1 25 | $253.0M | $69.7M | ||
| Q4 24 | $246.6M | $70.2M | ||
| Q3 24 | $243.1M | $71.2M | ||
| Q2 24 | $235.3M | $68.9M |
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.3B | $104.0M | ||
| Q3 25 | $2.3B | $102.7M | ||
| Q2 25 | $2.3B | $99.3M | ||
| Q1 25 | $2.3B | $93.7M | ||
| Q4 24 | $2.2B | $94.0M | ||
| Q3 24 | $2.3B | $94.7M | ||
| Q2 24 | $2.3B | $89.3M |
| Q1 26 | — | — | ||
| Q4 25 | 0.30× | — | ||
| Q3 25 | 0.31× | — | ||
| Q2 25 | 0.32× | — | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.33× | — | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 0.11× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $341.9K |
| Free Cash FlowOCF − Capex | — | $-479.7K |
| FCF MarginFCF / Revenue | — | -2.1% |
| Capex IntensityCapex / Revenue | — | 3.5% |
| Cash ConversionOCF / Net Profit | — | 1.44× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-1.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $22.6M | $341.9K | ||
| Q3 25 | $1.2M | $-1.4M | ||
| Q2 25 | $7.5M | $609.7K | ||
| Q1 25 | $7.0M | $803.7K | ||
| Q4 24 | $17.3M | $2.4M | ||
| Q3 24 | $1.4M | — | ||
| Q2 24 | $10.2M | $1.9M |
| Q1 26 | — | — | ||
| Q4 25 | $22.0M | $-479.7K | ||
| Q3 25 | $1.2M | $-1.4M | ||
| Q2 25 | $7.4M | $-171.2K | ||
| Q1 25 | $6.6M | $293.1K | ||
| Q4 24 | $16.8M | $1.2M | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $10.1M | $869.4K |
| Q1 26 | — | — | ||
| Q4 25 | 134.7% | -2.1% | ||
| Q3 25 | 7.3% | -6.3% | ||
| Q2 25 | 47.8% | -0.8% | ||
| Q1 25 | 45.3% | 1.5% | ||
| Q4 24 | 116.9% | 5.5% | ||
| Q3 24 | 9.5% | — | ||
| Q2 24 | 80.1% | 4.2% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 3.5% | ||
| Q3 25 | 0.2% | 0.2% | ||
| Q2 25 | 1.0% | 3.6% | ||
| Q1 25 | 2.3% | 2.7% | ||
| Q4 24 | 3.4% | 5.7% | ||
| Q3 24 | 0.8% | — | ||
| Q2 24 | 0.4% | 5.2% |
| Q1 26 | — | — | ||
| Q4 25 | 3.82× | 1.44× | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 1.48× | 5.01× | ||
| Q1 25 | 1.45× | 1.85× | ||
| Q4 24 | 3.61× | 4.27× | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 2.60× | 1.99× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
JMSB
| Net Interest Income | $16.5M | 98% |
| Noninterest Income | $284.0K | 2% |
NTIC
| Inside The USA To Unaffiliated Customers | $7.5M | 32% |
| Natur Tec | $6.0M | 26% |
| Acobal | $3.6M | 15% |
| Other | $2.7M | 12% |
| BR | $2.1M | 9% |
| Zerust OY | $1.4M | 6% |
