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Side-by-side financial comparison of John Marshall Bancorp, Inc. (JMSB) and OPTICAL CABLE CORP (OCC). Click either name above to swap in a different company.

OPTICAL CABLE CORP is the larger business by last-quarter revenue ($19.8M vs $16.8M, roughly 1.2× John Marshall Bancorp, Inc.). John Marshall Bancorp, Inc. runs the higher net margin — 36.3% vs 0.2%, a 36.1% gap on every dollar of revenue. Over the past eight quarters, OPTICAL CABLE CORP's revenue compounded faster (15.5% CAGR vs 15.3%).

John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.

Optical Cable Corporation, headquartered in Roanoke, Virginia, manufactures fiber optical cable. The company's cable is largely used for telecommunications and is sold both in the US and seventy other countries worldwide. OCC also manufactures military land tactical fiber optic cable for the U.S. military.

JMSB vs OCC — Head-to-Head

Bigger by revenue
OCC
OCC
1.2× larger
OCC
$19.8M
$16.8M
JMSB
Higher net margin
JMSB
JMSB
36.1% more per $
JMSB
36.3%
0.2%
OCC
Faster 2-yr revenue CAGR
OCC
OCC
Annualised
OCC
15.5%
15.3%
JMSB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
JMSB
JMSB
OCC
OCC
Revenue
$16.8M
$19.8M
Net Profit
$6.1M
$48.6K
Gross Margin
31.9%
Operating Margin
1.4%
Net Margin
36.3%
0.2%
Revenue YoY
1.8%
Net Profit YoY
26.8%
-87.0%
EPS (diluted)
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JMSB
JMSB
OCC
OCC
Q1 26
$16.8M
Q4 25
$16.4M
$19.8M
Q3 25
$16.3M
$19.9M
Q2 25
$15.4M
$17.5M
Q1 25
$14.6M
$15.7M
Q4 24
$14.3M
$19.5M
Q3 24
$13.8M
$16.2M
Q2 24
$12.6M
$16.1M
Net Profit
JMSB
JMSB
OCC
OCC
Q1 26
$6.1M
Q4 25
$5.9M
$48.6K
Q3 25
$5.4M
$301.9K
Q2 25
$5.1M
$-697.9K
Q1 25
$4.8M
$-1.1M
Q4 24
$4.8M
$373.5K
Q3 24
$4.2M
$-1.6M
Q2 24
$3.9M
$-1.6M
Gross Margin
JMSB
JMSB
OCC
OCC
Q1 26
Q4 25
31.9%
Q3 25
31.7%
Q2 25
30.4%
Q1 25
29.4%
Q4 24
33.5%
Q3 24
24.2%
Q2 24
25.1%
Operating Margin
JMSB
JMSB
OCC
OCC
Q1 26
Q4 25
47.4%
1.4%
Q3 25
42.2%
2.8%
Q2 25
42.7%
-2.4%
Q1 25
42.4%
-5.4%
Q4 24
42.5%
3.4%
Q3 24
38.8%
-8.2%
Q2 24
39.7%
-8.1%
Net Margin
JMSB
JMSB
OCC
OCC
Q1 26
36.3%
Q4 25
36.2%
0.2%
Q3 25
33.2%
1.5%
Q2 25
33.1%
-4.0%
Q1 25
32.9%
-7.0%
Q4 24
33.3%
1.9%
Q3 24
30.7%
-9.6%
Q2 24
30.9%
-9.9%
EPS (diluted)
JMSB
JMSB
OCC
OCC
Q1 26
$0.43
Q4 25
$0.41
Q3 25
$0.38
Q2 25
$0.36
Q1 25
$0.34
Q4 24
$0.33
Q3 24
$0.30
Q2 24
$0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JMSB
JMSB
OCC
OCC
Cash + ST InvestmentsLiquidity on hand
$150.2M
$237.5K
Total DebtLower is stronger
Stockholders' EquityBook value
$268.1M
$16.5M
Total Assets
$2.4B
$40.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JMSB
JMSB
OCC
OCC
Q1 26
$150.2M
Q4 25
$130.0M
$237.5K
Q3 25
$163.6M
$421.4K
Q2 25
$116.9M
$894.3K
Q1 25
$169.1M
$128.3K
Q4 24
$122.5M
$244.2K
Q3 24
$177.2M
$796.7K
Q2 24
$182.6M
$1.1M
Total Debt
JMSB
JMSB
OCC
OCC
Q1 26
Q4 25
$80.9M
Q3 25
$80.9M
Q2 25
$80.8M
Q1 25
$80.8M
Q4 24
$80.8M
Q3 24
$80.8M
Q2 24
$24.7M
Stockholders' Equity
JMSB
JMSB
OCC
OCC
Q1 26
$268.1M
Q4 25
$265.6M
$16.5M
Q3 25
$259.7M
$18.2M
Q2 25
$253.7M
$19.1M
Q1 25
$253.0M
$19.7M
Q4 24
$246.6M
$20.8M
Q3 24
$243.1M
$20.4M
Q2 24
$235.3M
$21.8M
Total Assets
JMSB
JMSB
OCC
OCC
Q1 26
$2.4B
Q4 25
$2.3B
$40.1M
Q3 25
$2.3B
$40.2M
Q2 25
$2.3B
$39.1M
Q1 25
$2.3B
$37.8M
Q4 24
$2.2B
$40.4M
Q3 24
$2.3B
$37.6M
Q2 24
$2.3B
$39.9M
Debt / Equity
JMSB
JMSB
OCC
OCC
Q1 26
Q4 25
0.30×
Q3 25
0.31×
Q2 25
0.32×
Q1 25
0.32×
Q4 24
0.33×
Q3 24
0.33×
Q2 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JMSB
JMSB
OCC
OCC
Operating Cash FlowLast quarter
$797.3K
Free Cash FlowOCF − Capex
$718.8K
FCF MarginFCF / Revenue
3.6%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
16.40×
TTM Free Cash FlowTrailing 4 quarters
$1.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JMSB
JMSB
OCC
OCC
Q1 26
Q4 25
$22.6M
$797.3K
Q3 25
$1.2M
$-2.2M
Q2 25
$7.5M
$141.4K
Q1 25
$7.0M
$2.7M
Q4 24
$17.3M
$-1.5M
Q3 24
$1.4M
$552.4K
Q2 24
$10.2M
$373.7K
Free Cash Flow
JMSB
JMSB
OCC
OCC
Q1 26
Q4 25
$22.0M
$718.8K
Q3 25
$1.2M
$-2.3M
Q2 25
$7.4M
$73.4K
Q1 25
$6.6M
$2.6M
Q4 24
$16.8M
$-1.6M
Q3 24
$1.3M
$475.2K
Q2 24
$10.1M
$218.2K
FCF Margin
JMSB
JMSB
OCC
OCC
Q1 26
Q4 25
134.7%
3.6%
Q3 25
7.3%
-11.4%
Q2 25
47.8%
0.4%
Q1 25
45.3%
16.5%
Q4 24
116.9%
-8.1%
Q3 24
9.5%
2.9%
Q2 24
80.1%
1.4%
Capex Intensity
JMSB
JMSB
OCC
OCC
Q1 26
Q4 25
3.4%
0.4%
Q3 25
0.2%
0.4%
Q2 25
1.0%
0.4%
Q1 25
2.3%
0.5%
Q4 24
3.4%
0.3%
Q3 24
0.8%
0.5%
Q2 24
0.4%
1.0%
Cash Conversion
JMSB
JMSB
OCC
OCC
Q1 26
Q4 25
3.82×
16.40×
Q3 25
0.23×
-7.29×
Q2 25
1.48×
Q1 25
1.45×
Q4 24
3.61×
-4.08×
Q3 24
0.33×
Q2 24
2.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JMSB
JMSB

Net Interest Income$16.5M98%
Noninterest Income$284.0K2%

OCC
OCC

Segment breakdown not available.

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