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Side-by-side financial comparison of John Marshall Bancorp, Inc. (JMSB) and OFF THE HOOK YS INC. (OTH). Click either name above to swap in a different company.

OFF THE HOOK YS INC. is the larger business by last-quarter revenue ($24.0M vs $16.8M, roughly 1.4× John Marshall Bancorp, Inc.). John Marshall Bancorp, Inc. runs the higher net margin — 36.3% vs -0.3%, a 36.6% gap on every dollar of revenue.

John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.

JMSB vs OTH — Head-to-Head

Bigger by revenue
OTH
OTH
1.4× larger
OTH
$24.0M
$16.8M
JMSB
Higher net margin
JMSB
JMSB
36.6% more per $
JMSB
36.3%
-0.3%
OTH

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
JMSB
JMSB
OTH
OTH
Revenue
$16.8M
$24.0M
Net Profit
$6.1M
$-66.7K
Gross Margin
12.6%
Operating Margin
1.3%
Net Margin
36.3%
-0.3%
Revenue YoY
Net Profit YoY
26.8%
EPS (diluted)
$0.43
$-0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JMSB
JMSB
OTH
OTH
Q1 26
$16.8M
Q4 25
$16.4M
Q3 25
$16.3M
$24.0M
Q2 25
$15.4M
Q1 25
$14.6M
Q4 24
$14.3M
Q3 24
$13.8M
Q2 24
$12.6M
Net Profit
JMSB
JMSB
OTH
OTH
Q1 26
$6.1M
Q4 25
$5.9M
Q3 25
$5.4M
$-66.7K
Q2 25
$5.1M
Q1 25
$4.8M
Q4 24
$4.8M
Q3 24
$4.2M
Q2 24
$3.9M
Gross Margin
JMSB
JMSB
OTH
OTH
Q1 26
Q4 25
Q3 25
12.6%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
JMSB
JMSB
OTH
OTH
Q1 26
Q4 25
47.4%
Q3 25
42.2%
1.3%
Q2 25
42.7%
Q1 25
42.4%
Q4 24
42.5%
Q3 24
38.8%
Q2 24
39.7%
Net Margin
JMSB
JMSB
OTH
OTH
Q1 26
36.3%
Q4 25
36.2%
Q3 25
33.2%
-0.3%
Q2 25
33.1%
Q1 25
32.9%
Q4 24
33.3%
Q3 24
30.7%
Q2 24
30.9%
EPS (diluted)
JMSB
JMSB
OTH
OTH
Q1 26
$0.43
Q4 25
$0.41
Q3 25
$0.38
$-0.00
Q2 25
$0.36
Q1 25
$0.34
Q4 24
$0.33
Q3 24
$0.30
Q2 24
$0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JMSB
JMSB
OTH
OTH
Cash + ST InvestmentsLiquidity on hand
$150.2M
$2.3M
Total DebtLower is stronger
$287.2K
Stockholders' EquityBook value
$268.1M
$-610.5K
Total Assets
$2.4B
$32.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JMSB
JMSB
OTH
OTH
Q1 26
$150.2M
Q4 25
$130.0M
Q3 25
$163.6M
$2.3M
Q2 25
$116.9M
Q1 25
$169.1M
Q4 24
$122.5M
Q3 24
$177.2M
Q2 24
$182.6M
Total Debt
JMSB
JMSB
OTH
OTH
Q1 26
Q4 25
$80.9M
Q3 25
$80.9M
$287.2K
Q2 25
$80.8M
Q1 25
$80.8M
Q4 24
$80.8M
Q3 24
$80.8M
Q2 24
$24.7M
Stockholders' Equity
JMSB
JMSB
OTH
OTH
Q1 26
$268.1M
Q4 25
$265.6M
Q3 25
$259.7M
$-610.5K
Q2 25
$253.7M
Q1 25
$253.0M
Q4 24
$246.6M
Q3 24
$243.1M
Q2 24
$235.3M
Total Assets
JMSB
JMSB
OTH
OTH
Q1 26
$2.4B
Q4 25
$2.3B
Q3 25
$2.3B
$32.6M
Q2 25
$2.3B
Q1 25
$2.3B
Q4 24
$2.2B
Q3 24
$2.3B
Q2 24
$2.3B
Debt / Equity
JMSB
JMSB
OTH
OTH
Q1 26
Q4 25
0.30×
Q3 25
0.31×
Q2 25
0.32×
Q1 25
0.32×
Q4 24
0.33×
Q3 24
0.33×
Q2 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JMSB
JMSB
OTH
OTH
Operating Cash FlowLast quarter
$-664.2K
Free Cash FlowOCF − Capex
$-867.2K
FCF MarginFCF / Revenue
-3.6%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JMSB
JMSB
OTH
OTH
Q1 26
Q4 25
$22.6M
Q3 25
$1.2M
$-664.2K
Q2 25
$7.5M
Q1 25
$7.0M
Q4 24
$17.3M
Q3 24
$1.4M
Q2 24
$10.2M
Free Cash Flow
JMSB
JMSB
OTH
OTH
Q1 26
Q4 25
$22.0M
Q3 25
$1.2M
$-867.2K
Q2 25
$7.4M
Q1 25
$6.6M
Q4 24
$16.8M
Q3 24
$1.3M
Q2 24
$10.1M
FCF Margin
JMSB
JMSB
OTH
OTH
Q1 26
Q4 25
134.7%
Q3 25
7.3%
-3.6%
Q2 25
47.8%
Q1 25
45.3%
Q4 24
116.9%
Q3 24
9.5%
Q2 24
80.1%
Capex Intensity
JMSB
JMSB
OTH
OTH
Q1 26
Q4 25
3.4%
Q3 25
0.2%
0.8%
Q2 25
1.0%
Q1 25
2.3%
Q4 24
3.4%
Q3 24
0.8%
Q2 24
0.4%
Cash Conversion
JMSB
JMSB
OTH
OTH
Q1 26
Q4 25
3.82×
Q3 25
0.23×
Q2 25
1.48×
Q1 25
1.45×
Q4 24
3.61×
Q3 24
0.33×
Q2 24
2.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JMSB
JMSB

Net Interest Income$16.5M98%
Noninterest Income$284.0K2%

OTH
OTH

Segment breakdown not available.

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