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Side-by-side financial comparison of John Marshall Bancorp, Inc. (JMSB) and TEJON RANCH CO (TRC). Click either name above to swap in a different company.
TEJON RANCH CO is the larger business by last-quarter revenue ($21.1M vs $16.8M, roughly 1.3× John Marshall Bancorp, Inc.). John Marshall Bancorp, Inc. runs the higher net margin — 36.3% vs 7.5%, a 28.8% gap on every dollar of revenue. Over the past eight quarters, TEJON RANCH CO's revenue compounded faster (68.8% CAGR vs 15.3%).
John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.
Tejon Ranch Company, based in Lebec, California, is one of the largest private landowners in California. The company was incorporated in 1936 to organize the ownership of a large tract of land that was consolidated from four Mexican land grants acquired in the 1850s and 1860s by ranch founder Edward Fitzgerald Beale.
JMSB vs TRC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $16.8M | $21.1M |
| Net Profit | $6.1M | $1.6M |
| Gross Margin | — | 30.6% |
| Operating Margin | — | 10.9% |
| Net Margin | 36.3% | 7.5% |
| Revenue YoY | — | 17.7% |
| Net Profit YoY | 26.8% | -64.7% |
| EPS (diluted) | $0.43 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $16.8M | — | ||
| Q4 25 | $16.4M | $21.1M | ||
| Q3 25 | $16.3M | $12.0M | ||
| Q2 25 | $15.4M | $8.3M | ||
| Q1 25 | $14.6M | $8.2M | ||
| Q4 24 | $14.3M | $17.9M | ||
| Q3 24 | $13.8M | $10.9M | ||
| Q2 24 | $12.6M | $5.7M |
| Q1 26 | $6.1M | — | ||
| Q4 25 | $5.9M | $1.6M | ||
| Q3 25 | $5.4M | $1.7M | ||
| Q2 25 | $5.1M | $-1.7M | ||
| Q1 25 | $4.8M | $-1.5M | ||
| Q4 24 | $4.8M | $4.5M | ||
| Q3 24 | $4.2M | $-1.8M | ||
| Q2 24 | $3.9M | $957.0K |
| Q1 26 | — | — | ||
| Q4 25 | — | 30.6% | ||
| Q3 25 | — | 28.4% | ||
| Q2 25 | — | 40.9% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 22.9% | ||
| Q2 24 | — | 45.3% |
| Q1 26 | — | — | ||
| Q4 25 | 47.4% | 10.9% | ||
| Q3 25 | 42.2% | -16.9% | ||
| Q2 25 | 42.7% | -48.8% | ||
| Q1 25 | 42.4% | -50.7% | ||
| Q4 24 | 42.5% | 11.9% | ||
| Q3 24 | 38.8% | -34.9% | ||
| Q2 24 | 39.7% | -62.4% |
| Q1 26 | 36.3% | — | ||
| Q4 25 | 36.2% | 7.5% | ||
| Q3 25 | 33.2% | 14.0% | ||
| Q2 25 | 33.1% | -20.6% | ||
| Q1 25 | 32.9% | -17.8% | ||
| Q4 24 | 33.3% | 25.0% | ||
| Q3 24 | 30.7% | -16.9% | ||
| Q2 24 | 30.9% | 16.8% |
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.41 | $0.05 | ||
| Q3 25 | $0.38 | $0.06 | ||
| Q2 25 | $0.36 | $-0.06 | ||
| Q1 25 | $0.34 | $-0.05 | ||
| Q4 24 | $0.33 | $0.16 | ||
| Q3 24 | $0.30 | $-0.07 | ||
| Q2 24 | $0.27 | $0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $150.2M | $9.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $268.1M | $475.2M |
| Total Assets | $2.4B | $630.5M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $150.2M | — | ||
| Q4 25 | $130.0M | $9.5M | ||
| Q3 25 | $163.6M | $3.6M | ||
| Q2 25 | $116.9M | $2.5M | ||
| Q1 25 | $169.1M | $12.3M | ||
| Q4 24 | $122.5M | $39.3M | ||
| Q3 24 | $177.2M | $27.4M | ||
| Q2 24 | $182.6M | $33.0M |
| Q1 26 | — | — | ||
| Q4 25 | $80.9M | — | ||
| Q3 25 | $80.9M | — | ||
| Q2 25 | $80.8M | — | ||
| Q1 25 | $80.8M | — | ||
| Q4 24 | $80.8M | — | ||
| Q3 24 | $80.8M | — | ||
| Q2 24 | $24.7M | — |
| Q1 26 | $268.1M | — | ||
| Q4 25 | $265.6M | $475.2M | ||
| Q3 25 | $259.7M | $473.2M | ||
| Q2 25 | $253.7M | $471.5M | ||
| Q1 25 | $253.0M | $472.5M | ||
| Q4 24 | $246.6M | $473.6M | ||
| Q3 24 | $243.1M | $468.3M | ||
| Q2 24 | $235.3M | $469.2M |
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.3B | $630.5M | ||
| Q3 25 | $2.3B | $629.6M | ||
| Q2 25 | $2.3B | $618.5M | ||
| Q1 25 | $2.3B | $614.6M | ||
| Q4 24 | $2.2B | $608.0M | ||
| Q3 24 | $2.3B | $598.0M | ||
| Q2 24 | $2.3B | $590.8M |
| Q1 26 | — | — | ||
| Q4 25 | 0.30× | — | ||
| Q3 25 | 0.31× | — | ||
| Q2 25 | 0.32× | — | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.33× | — | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 0.11× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $6.1M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 3.88× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $22.6M | $6.1M | ||
| Q3 25 | $1.2M | $-2.4M | ||
| Q2 25 | $7.5M | $-381.0K | ||
| Q1 25 | $7.0M | $-1.3M | ||
| Q4 24 | $17.3M | $14.3M | ||
| Q3 24 | $1.4M | $2.1M | ||
| Q2 24 | $10.2M | $-1.8M |
| Q1 26 | — | — | ||
| Q4 25 | $22.0M | — | ||
| Q3 25 | $1.2M | $-14.6M | ||
| Q2 25 | $7.4M | $-20.0M | ||
| Q1 25 | $6.6M | $-18.9M | ||
| Q4 24 | $16.8M | $-42.9M | ||
| Q3 24 | $1.3M | $-16.8M | ||
| Q2 24 | $10.1M | $-15.8M |
| Q1 26 | — | — | ||
| Q4 25 | 134.7% | — | ||
| Q3 25 | 7.3% | -122.2% | ||
| Q2 25 | 47.8% | -240.6% | ||
| Q1 25 | 45.3% | -230.1% | ||
| Q4 24 | 116.9% | -239.3% | ||
| Q3 24 | 9.5% | -155.2% | ||
| Q2 24 | 80.1% | -277.2% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | — | ||
| Q3 25 | 0.2% | 102.3% | ||
| Q2 25 | 1.0% | 236.0% | ||
| Q1 25 | 2.3% | 213.7% | ||
| Q4 24 | 3.4% | 319.1% | ||
| Q3 24 | 0.8% | 174.3% | ||
| Q2 24 | 0.4% | 245.5% |
| Q1 26 | — | — | ||
| Q4 25 | 3.82× | 3.88× | ||
| Q3 25 | 0.23× | -1.43× | ||
| Q2 25 | 1.48× | — | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 3.61× | 3.19× | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 2.60× | -1.88× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
JMSB
| Net Interest Income | $16.5M | 98% |
| Noninterest Income | $284.0K | 2% |
TRC
Segment breakdown not available.
