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Side-by-side financial comparison of John Marshall Bancorp, Inc. (JMSB) and Xilio Therapeutics, Inc. (XLO). Click either name above to swap in a different company.
John Marshall Bancorp, Inc. is the larger business by last-quarter revenue ($16.8M vs $13.7M, roughly 1.2× Xilio Therapeutics, Inc.). Xilio Therapeutics, Inc. runs the higher net margin — 75.7% vs 36.3%, a 39.4% gap on every dollar of revenue.
John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.
Xilio Therapeutics is a clinical-stage biotechnology company dedicated to developing novel tumor-selective immunotherapies for cancer treatment. Its product pipeline features candidates engineered to trigger anti-tumor immune responses specifically inside tumor microenvironments, reducing systemic toxicities, and it primarily targets oncology patient populations in North America and other global markets.
JMSB vs XLO — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $16.8M | $13.7M |
| Net Profit | $6.1M | $10.4M |
| Gross Margin | — | — |
| Operating Margin | — | -86.5% |
| Net Margin | 36.3% | 75.7% |
| Revenue YoY | — | — |
| Net Profit YoY | 26.8% | 179.1% |
| EPS (diluted) | $0.43 | $-3.74 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $16.8M | — | ||
| Q4 25 | $16.4M | $13.7M | ||
| Q3 25 | $16.3M | $19.1M | ||
| Q2 25 | $15.4M | $8.1M | ||
| Q1 25 | $14.6M | $2.9M | ||
| Q4 24 | $14.3M | — | ||
| Q3 24 | $13.8M | — | ||
| Q2 24 | $12.6M | — |
| Q1 26 | $6.1M | — | ||
| Q4 25 | $5.9M | $10.4M | ||
| Q3 25 | $5.4M | $-16.3M | ||
| Q2 25 | $5.1M | $-15.8M | ||
| Q1 25 | $4.8M | $-13.3M | ||
| Q4 24 | $4.8M | — | ||
| Q3 24 | $4.2M | — | ||
| Q2 24 | $3.9M | — |
| Q1 26 | — | — | ||
| Q4 25 | 47.4% | -86.5% | ||
| Q3 25 | 42.2% | -10.1% | ||
| Q2 25 | 42.7% | -177.7% | ||
| Q1 25 | 42.4% | -472.7% | ||
| Q4 24 | 42.5% | — | ||
| Q3 24 | 38.8% | — | ||
| Q2 24 | 39.7% | — |
| Q1 26 | 36.3% | — | ||
| Q4 25 | 36.2% | 75.7% | ||
| Q3 25 | 33.2% | -85.4% | ||
| Q2 25 | 33.1% | -196.0% | ||
| Q1 25 | 32.9% | -452.7% | ||
| Q4 24 | 33.3% | — | ||
| Q3 24 | 30.7% | — | ||
| Q2 24 | 30.9% | — |
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.41 | $-3.74 | ||
| Q3 25 | $0.38 | $-0.11 | ||
| Q2 25 | $0.36 | $-0.16 | ||
| Q1 25 | $0.34 | $-0.18 | ||
| Q4 24 | $0.33 | — | ||
| Q3 24 | $0.30 | — | ||
| Q2 24 | $0.27 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $150.2M | $137.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $268.1M | $35.3M |
| Total Assets | $2.4B | $154.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $150.2M | — | ||
| Q4 25 | $130.0M | $137.5M | ||
| Q3 25 | $163.6M | $103.8M | ||
| Q2 25 | $116.9M | $121.6M | ||
| Q1 25 | $169.1M | $89.1M | ||
| Q4 24 | $122.5M | — | ||
| Q3 24 | $177.2M | — | ||
| Q2 24 | $182.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | $80.9M | — | ||
| Q3 25 | $80.9M | — | ||
| Q2 25 | $80.8M | — | ||
| Q1 25 | $80.8M | — | ||
| Q4 24 | $80.8M | — | ||
| Q3 24 | $80.8M | — | ||
| Q2 24 | $24.7M | — |
| Q1 26 | $268.1M | — | ||
| Q4 25 | $265.6M | $35.3M | ||
| Q3 25 | $259.7M | $-8.1M | ||
| Q2 25 | $253.7M | $7.1M | ||
| Q1 25 | $253.0M | $10.7M | ||
| Q4 24 | $246.6M | — | ||
| Q3 24 | $243.1M | — | ||
| Q2 24 | $235.3M | — |
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.3B | $154.7M | ||
| Q3 25 | $2.3B | $133.7M | ||
| Q2 25 | $2.3B | $133.8M | ||
| Q1 25 | $2.3B | $103.7M | ||
| Q4 24 | $2.2B | — | ||
| Q3 24 | $2.3B | — | ||
| Q2 24 | $2.3B | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.30× | — | ||
| Q3 25 | 0.31× | — | ||
| Q2 25 | 0.32× | — | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.33× | — | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 0.11× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-2.0M |
| Free Cash FlowOCF − Capex | — | $-2.1M |
| FCF MarginFCF / Revenue | — | -15.3% |
| Capex IntensityCapex / Revenue | — | 0.7% |
| Cash ConversionOCF / Net Profit | — | -0.19× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $22.6M | $-2.0M | ||
| Q3 25 | $1.2M | $-17.5M | ||
| Q2 25 | $7.5M | $-14.5M | ||
| Q1 25 | $7.0M | $29.0M | ||
| Q4 24 | $17.3M | — | ||
| Q3 24 | $1.4M | — | ||
| Q2 24 | $10.2M | — |
| Q1 26 | — | — | ||
| Q4 25 | $22.0M | $-2.1M | ||
| Q3 25 | $1.2M | — | ||
| Q2 25 | $7.4M | $-14.9M | ||
| Q1 25 | $6.6M | $29.0M | ||
| Q4 24 | $16.8M | — | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $10.1M | — |
| Q1 26 | — | — | ||
| Q4 25 | 134.7% | -15.3% | ||
| Q3 25 | 7.3% | — | ||
| Q2 25 | 47.8% | -184.0% | ||
| Q1 25 | 45.3% | 988.3% | ||
| Q4 24 | 116.9% | — | ||
| Q3 24 | 9.5% | — | ||
| Q2 24 | 80.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 0.7% | ||
| Q3 25 | 0.2% | 0.0% | ||
| Q2 25 | 1.0% | 5.0% | ||
| Q1 25 | 2.3% | 0.8% | ||
| Q4 24 | 3.4% | — | ||
| Q3 24 | 0.8% | — | ||
| Q2 24 | 0.4% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.82× | -0.19× | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 1.48× | — | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 2.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
JMSB
| Net Interest Income | $16.5M | 98% |
| Noninterest Income | $284.0K | 2% |
XLO
Segment breakdown not available.
