vs
Side-by-side financial comparison of John Marshall Bancorp, Inc. (JMSB) and Zeo Energy Corp. (ZEO). Click either name above to swap in a different company.
Zeo Energy Corp. is the larger business by last-quarter revenue ($18.6M vs $16.8M, roughly 1.1× John Marshall Bancorp, Inc.). John Marshall Bancorp, Inc. runs the higher net margin — 36.3% vs -10.8%, a 47.1% gap on every dollar of revenue. Over the past eight quarters, John Marshall Bancorp, Inc.'s revenue compounded faster (15.3% CAGR vs -4.0%).
John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.
JMSB vs ZEO — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $16.8M | $18.6M |
| Net Profit | $6.1M | $-2.0M |
| Gross Margin | — | — |
| Operating Margin | — | -11.8% |
| Net Margin | 36.3% | -10.8% |
| Revenue YoY | — | -0.4% |
| Net Profit YoY | 26.8% | -360.9% |
| EPS (diluted) | $0.43 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $16.8M | — | ||
| Q4 25 | $16.4M | $18.6M | ||
| Q3 25 | $16.3M | $23.9M | ||
| Q2 25 | $15.4M | $18.1M | ||
| Q1 25 | $14.6M | $8.8M | ||
| Q4 24 | $14.3M | $18.6M | ||
| Q3 24 | $13.8M | $19.7M | ||
| Q2 24 | $12.6M | $14.8M |
| Q1 26 | $6.1M | — | ||
| Q4 25 | $5.9M | $-2.0M | ||
| Q3 25 | $5.4M | $-3.2M | ||
| Q2 25 | $5.1M | $-2.4M | ||
| Q1 25 | $4.8M | $-6.4M | ||
| Q4 24 | $4.8M | $-435.3K | ||
| Q3 24 | $4.2M | $-424.3K | ||
| Q2 24 | $3.9M | $-277.8K |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 57.9% | ||
| Q2 25 | — | 59.8% | ||
| Q1 25 | — | 99.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 50.2% | ||
| Q2 24 | — | 52.3% |
| Q1 26 | — | — | ||
| Q4 25 | 47.4% | -11.8% | ||
| Q3 25 | 42.2% | -8.3% | ||
| Q2 25 | 42.7% | -15.8% | ||
| Q1 25 | 42.4% | -153.8% | ||
| Q4 24 | 42.5% | -6.0% | ||
| Q3 24 | 38.8% | -15.2% | ||
| Q2 24 | 39.7% | -18.0% |
| Q1 26 | 36.3% | — | ||
| Q4 25 | 36.2% | -10.8% | ||
| Q3 25 | 33.2% | -13.5% | ||
| Q2 25 | 33.1% | -13.3% | ||
| Q1 25 | 32.9% | -72.4% | ||
| Q4 24 | 33.3% | -2.3% | ||
| Q3 24 | 30.7% | -2.2% | ||
| Q2 24 | 30.9% | -1.9% |
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.41 | — | ||
| Q3 25 | $0.38 | — | ||
| Q2 25 | $0.36 | — | ||
| Q1 25 | $0.34 | $-0.48 | ||
| Q4 24 | $0.33 | $1.11 | ||
| Q3 24 | $0.30 | $-0.08 | ||
| Q2 24 | $0.27 | $0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $150.2M | $6.1M |
| Total DebtLower is stronger | — | $79.1K |
| Stockholders' EquityBook value | $268.1M | $5.3M |
| Total Assets | $2.4B | $56.9M |
| Debt / EquityLower = less leverage | — | 0.01× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $150.2M | — | ||
| Q4 25 | $130.0M | $6.1M | ||
| Q3 25 | $163.6M | $3.9M | ||
| Q2 25 | $116.9M | $68.7K | ||
| Q1 25 | $169.1M | $2.9M | ||
| Q4 24 | $122.5M | $5.6M | ||
| Q3 24 | $177.2M | $4.3M | ||
| Q2 24 | $182.6M | $5.3M |
| Q1 26 | — | — | ||
| Q4 25 | $80.9M | $79.1K | ||
| Q3 25 | $80.9M | $84.6K | ||
| Q2 25 | $80.8M | $642.8K | ||
| Q1 25 | $80.8M | $715.4K | ||
| Q4 24 | $80.8M | $787.7K | ||
| Q3 24 | $80.8M | $858.6K | ||
| Q2 24 | $24.7M | $1.6M |
| Q1 26 | $268.1M | — | ||
| Q4 25 | $265.6M | $5.3M | ||
| Q3 25 | $259.7M | $-1.7M | ||
| Q2 25 | $253.7M | $-59.4M | ||
| Q1 25 | $253.0M | $-23.1M | ||
| Q4 24 | $246.6M | $-88.9M | ||
| Q3 24 | $243.1M | $-39.3M | ||
| Q2 24 | $235.3M | $-53.0M |
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.3B | $56.9M | ||
| Q3 25 | $2.3B | $58.5M | ||
| Q2 25 | $2.3B | $46.2M | ||
| Q1 25 | $2.3B | $47.4M | ||
| Q4 24 | $2.2B | $61.0M | ||
| Q3 24 | $2.3B | $47.1M | ||
| Q2 24 | $2.3B | $49.1M |
| Q1 26 | — | — | ||
| Q4 25 | 0.30× | 0.01× | ||
| Q3 25 | 0.31× | — | ||
| Q2 25 | 0.32× | — | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.33× | — | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 0.11× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $2.4M |
| Free Cash FlowOCF − Capex | — | $2.3M |
| FCF MarginFCF / Revenue | — | 12.2% |
| Capex IntensityCapex / Revenue | — | 0.9% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $22.6M | $2.4M | ||
| Q3 25 | $1.2M | $-6.6M | ||
| Q2 25 | $7.5M | $-2.3M | ||
| Q1 25 | $7.0M | $-2.3M | ||
| Q4 24 | $17.3M | $3.5M | ||
| Q3 24 | $1.4M | $162.2K | ||
| Q2 24 | $10.2M | $-2.2M |
| Q1 26 | — | — | ||
| Q4 25 | $22.0M | $2.3M | ||
| Q3 25 | $1.2M | $-6.8M | ||
| Q2 25 | $7.4M | $-2.7M | ||
| Q1 25 | $6.6M | $-2.6M | ||
| Q4 24 | $16.8M | $3.4M | ||
| Q3 24 | $1.3M | $116.5K | ||
| Q2 24 | $10.1M | $-2.3M |
| Q1 26 | — | — | ||
| Q4 25 | 134.7% | 12.2% | ||
| Q3 25 | 7.3% | -28.6% | ||
| Q2 25 | 47.8% | -15.0% | ||
| Q1 25 | 45.3% | -30.0% | ||
| Q4 24 | 116.9% | 18.2% | ||
| Q3 24 | 9.5% | 0.6% | ||
| Q2 24 | 80.1% | -15.6% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 0.9% | ||
| Q3 25 | 0.2% | 1.0% | ||
| Q2 25 | 1.0% | 2.4% | ||
| Q1 25 | 2.3% | 4.2% | ||
| Q4 24 | 3.4% | 0.5% | ||
| Q3 24 | 0.8% | 0.2% | ||
| Q2 24 | 0.4% | 0.7% |
| Q1 26 | — | — | ||
| Q4 25 | 3.82× | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 1.48× | — | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 2.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
JMSB
| Net Interest Income | $16.5M | 98% |
| Noninterest Income | $284.0K | 2% |
ZEO
| Nonrelated Party | $18.1M | 98% |
| Related Party | $432.1K | 2% |
