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Side-by-side financial comparison of James River Group Holdings, Inc. (JRVR) and KEY TRONIC CORP (KTCC). Click either name above to swap in a different company.

James River Group Holdings, Inc. is the larger business by last-quarter revenue ($167.7M vs $96.3M, roughly 1.7× KEY TRONIC CORP). James River Group Holdings, Inc. runs the higher net margin — 19.1% vs -8.9%, a 28.0% gap on every dollar of revenue. On growth, James River Group Holdings, Inc. posted the faster year-over-year revenue change (32.4% vs -15.4%). KEY TRONIC CORP produced more free cash flow last quarter ($3.1M vs $-23.6M). Over the past eight quarters, James River Group Holdings, Inc.'s revenue compounded faster (-8.7% CAGR vs -17.8%).

James River Corporation was an American pulp and paper company based in Richmond, Virginia, once the largest paper manufacturer in the world.

Key Tronic Corporation is a technology company founded in 1969 by Lewis G. Zirkle. Its core products initially included keyboards, mice and other input devices. Key Tronic currently specializes in PCBA and full product assembly. The company is among the ten largest contract manufacturers providing electronic manufacturing services in the US. The company offers full product design or assembly of a wide variety of household goods and electronic products such as keyboards, printed circuit board ...

JRVR vs KTCC — Head-to-Head

Bigger by revenue
JRVR
JRVR
1.7× larger
JRVR
$167.7M
$96.3M
KTCC
Growing faster (revenue YoY)
JRVR
JRVR
+47.8% gap
JRVR
32.4%
-15.4%
KTCC
Higher net margin
JRVR
JRVR
28.0% more per $
JRVR
19.1%
-8.9%
KTCC
More free cash flow
KTCC
KTCC
$26.7M more FCF
KTCC
$3.1M
$-23.6M
JRVR
Faster 2-yr revenue CAGR
JRVR
JRVR
Annualised
JRVR
-8.7%
-17.8%
KTCC

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
JRVR
JRVR
KTCC
KTCC
Revenue
$167.7M
$96.3M
Net Profit
$32.1M
$-8.6M
Gross Margin
0.6%
Operating Margin
14.6%
-10.7%
Net Margin
19.1%
-8.9%
Revenue YoY
32.4%
-15.4%
Net Profit YoY
149.5%
-74.4%
EPS (diluted)
$0.59
$-0.79

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JRVR
JRVR
KTCC
KTCC
Q4 25
$167.7M
$96.3M
Q3 25
$172.7M
$98.8M
Q2 25
$174.8M
$110.5M
Q1 25
$172.3M
$112.0M
Q4 24
$126.7M
$113.9M
Q3 24
$191.5M
$131.6M
Q2 24
$188.3M
$126.6M
Q1 24
$201.1M
$142.4M
Net Profit
JRVR
JRVR
KTCC
KTCC
Q4 25
$32.1M
$-8.6M
Q3 25
$1.0M
$-2.3M
Q2 25
$4.8M
$-3.9M
Q1 25
$9.6M
$-604.0K
Q4 24
$-64.8M
$-4.9M
Q3 24
$-39.4M
$1.1M
Q2 24
$7.6M
$-2.0M
Q1 24
$15.4M
$-2.2M
Gross Margin
JRVR
JRVR
KTCC
KTCC
Q4 25
0.6%
Q3 25
8.4%
Q2 25
6.2%
Q1 25
7.7%
Q4 24
6.8%
Q3 24
10.1%
Q2 24
7.2%
Q1 24
5.7%
Operating Margin
JRVR
JRVR
KTCC
KTCC
Q4 25
14.6%
-10.7%
Q3 25
1.5%
-0.6%
Q2 25
4.2%
-2.1%
Q1 25
9.3%
-0.4%
Q4 24
-57.0%
-1.0%
Q3 24
-27.1%
3.4%
Q2 24
10.7%
0.1%
Q1 24
16.4%
-0.4%
Net Margin
JRVR
JRVR
KTCC
KTCC
Q4 25
19.1%
-8.9%
Q3 25
0.6%
-2.3%
Q2 25
2.7%
-3.6%
Q1 25
5.6%
-0.5%
Q4 24
-51.1%
-4.3%
Q3 24
-20.6%
0.9%
Q2 24
4.0%
-1.6%
Q1 24
7.7%
-1.6%
EPS (diluted)
JRVR
JRVR
KTCC
KTCC
Q4 25
$0.59
$-0.79
Q3 25
$-0.02
$-0.21
Q2 25
$0.06
$-0.35
Q1 25
$0.16
$-0.06
Q4 24
$-2.44
$-0.46
Q3 24
$-1.10
$0.10
Q2 24
$0.13
$-0.18
Q1 24
$0.35
$-0.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JRVR
JRVR
KTCC
KTCC
Cash + ST InvestmentsLiquidity on hand
$260.9M
$788.0K
Total DebtLower is stronger
$97.7M
Stockholders' EquityBook value
$538.2M
$106.2M
Total Assets
$4.9B
$325.3M
Debt / EquityLower = less leverage
0.92×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JRVR
JRVR
KTCC
KTCC
Q4 25
$260.9M
$788.0K
Q3 25
$238.8M
$1.1M
Q2 25
$220.0M
$1.4M
Q1 25
$279.4M
$2.5M
Q4 24
$362.3M
$4.2M
Q3 24
$359.8M
$6.6M
Q2 24
$672.5M
$4.8M
Q1 24
$305.5M
$5.3M
Total Debt
JRVR
JRVR
KTCC
KTCC
Q4 25
$97.7M
Q3 25
$100.8M
Q2 25
$105.2M
Q1 25
$113.6M
Q4 24
$111.1M
Q3 24
$112.7M
Q2 24
$119.5M
Q1 24
$125.3M
Stockholders' Equity
JRVR
JRVR
KTCC
KTCC
Q4 25
$538.2M
$106.2M
Q3 25
$503.6M
$114.8M
Q2 25
$492.6M
$117.1M
Q1 25
$484.5M
$119.6M
Q4 24
$460.9M
$119.5M
Q3 24
$530.3M
$124.3M
Q2 24
$541.8M
$124.0M
Q1 24
$539.5M
$130.1M
Total Assets
JRVR
JRVR
KTCC
KTCC
Q4 25
$4.9B
$325.3M
Q3 25
$5.0B
$324.6M
Q2 25
$5.0B
$315.9M
Q1 25
$4.9B
$328.6M
Q4 24
$5.0B
$327.8M
Q3 24
$5.0B
$355.9M
Q2 24
$4.7B
$355.3M
Q1 24
$5.3B
$370.1M
Debt / Equity
JRVR
JRVR
KTCC
KTCC
Q4 25
0.92×
Q3 25
0.88×
Q2 25
0.90×
Q1 25
0.95×
Q4 24
0.93×
Q3 24
0.91×
Q2 24
0.96×
Q1 24
0.96×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JRVR
JRVR
KTCC
KTCC
Operating Cash FlowLast quarter
$-18.8M
$6.4M
Free Cash FlowOCF − Capex
$-23.6M
$3.1M
FCF MarginFCF / Revenue
-14.1%
3.2%
Capex IntensityCapex / Revenue
2.9%
3.4%
Cash ConversionOCF / Net Profit
-0.59×
TTM Free Cash FlowTrailing 4 quarters
$-17.9M
$11.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JRVR
JRVR
KTCC
KTCC
Q4 25
$-18.8M
$6.4M
Q3 25
$34.3M
$7.6M
Q2 25
$25.2M
$8.8M
Q1 25
$-51.5M
$-1.4M
Q4 24
$-247.1M
$1.6M
Q3 24
$-269.9M
$9.9M
Q2 24
$-8.7M
$7.7M
Q1 24
$24.1M
$-3.0M
Free Cash Flow
JRVR
JRVR
KTCC
KTCC
Q4 25
$-23.6M
$3.1M
Q3 25
$33.7M
$4.4M
Q2 25
$24.7M
$7.7M
Q1 25
$-52.7M
$-3.6M
Q4 24
$-252.0M
$1.1M
Q3 24
$-270.8M
$9.6M
Q2 24
$-9.3M
$7.1M
Q1 24
$23.3M
$-3.8M
FCF Margin
JRVR
JRVR
KTCC
KTCC
Q4 25
-14.1%
3.2%
Q3 25
19.5%
4.5%
Q2 25
14.1%
7.0%
Q1 25
-30.6%
-3.2%
Q4 24
-198.9%
1.0%
Q3 24
-141.4%
7.3%
Q2 24
-4.9%
5.6%
Q1 24
11.6%
-2.7%
Capex Intensity
JRVR
JRVR
KTCC
KTCC
Q4 25
2.9%
3.4%
Q3 25
0.4%
3.2%
Q2 25
0.3%
1.0%
Q1 25
0.7%
2.0%
Q4 24
3.9%
0.4%
Q3 24
0.4%
0.3%
Q2 24
0.3%
0.4%
Q1 24
0.4%
0.6%
Cash Conversion
JRVR
JRVR
KTCC
KTCC
Q4 25
-0.59×
Q3 25
33.61×
Q2 25
5.29×
Q1 25
-5.38×
Q4 24
Q3 24
8.85×
Q2 24
-1.14×
Q1 24
1.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JRVR
JRVR

Excess And Surplus Lines$156.7M93%
Specialty Admitted Insurance$10.9M7%

KTCC
KTCC

Transferred Over Time$91.3M95%
Transferred At Point In Time$5.0M5%

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