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Side-by-side financial comparison of James River Group Holdings, Inc. (JRVR) and Prestige Consumer Healthcare Inc. (PBH). Click either name above to swap in a different company.

Prestige Consumer Healthcare Inc. is the larger business by last-quarter revenue ($283.4M vs $167.7M, roughly 1.7× James River Group Holdings, Inc.). James River Group Holdings, Inc. runs the higher net margin — 19.1% vs 16.5%, a 2.6% gap on every dollar of revenue. On growth, James River Group Holdings, Inc. posted the faster year-over-year revenue change (32.4% vs -2.4%). Prestige Consumer Healthcare Inc. produced more free cash flow last quarter ($75.3M vs $-23.6M). Over the past eight quarters, Prestige Consumer Healthcare Inc.'s revenue compounded faster (1.2% CAGR vs -8.7%).

James River Corporation was an American pulp and paper company based in Richmond, Virginia, once the largest paper manufacturer in the world.

Prestige Consumer Healthcare Inc. is an American company that markets and distributes over-the-counter healthcare and household cleaning products. It was formed by the merger of Medtech Products, Inc., Prestige Brands International, and the Spic and Span Company in 1996. The company is headquartered in Tarrytown, New York and operates a manufacturing facility in Lynchburg, Virginia.

JRVR vs PBH — Head-to-Head

Bigger by revenue
PBH
PBH
1.7× larger
PBH
$283.4M
$167.7M
JRVR
Growing faster (revenue YoY)
JRVR
JRVR
+34.8% gap
JRVR
32.4%
-2.4%
PBH
Higher net margin
JRVR
JRVR
2.6% more per $
JRVR
19.1%
16.5%
PBH
More free cash flow
PBH
PBH
$98.8M more FCF
PBH
$75.3M
$-23.6M
JRVR
Faster 2-yr revenue CAGR
PBH
PBH
Annualised
PBH
1.2%
-8.7%
JRVR

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
JRVR
JRVR
PBH
PBH
Revenue
$167.7M
$283.4M
Net Profit
$32.1M
$46.7M
Gross Margin
55.5%
Operating Margin
14.6%
29.1%
Net Margin
19.1%
16.5%
Revenue YoY
32.4%
-2.4%
Net Profit YoY
149.5%
-23.5%
EPS (diluted)
$0.59
$0.97

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JRVR
JRVR
PBH
PBH
Q4 25
$167.7M
$283.4M
Q3 25
$172.7M
$274.1M
Q2 25
$174.8M
$249.5M
Q1 25
$172.3M
$296.5M
Q4 24
$126.7M
$290.3M
Q3 24
$191.5M
$283.8M
Q2 24
$188.3M
$267.1M
Q1 24
$201.1M
$277.0M
Net Profit
JRVR
JRVR
PBH
PBH
Q4 25
$32.1M
$46.7M
Q3 25
$1.0M
$42.2M
Q2 25
$4.8M
$47.5M
Q1 25
$9.6M
$50.1M
Q4 24
$-64.8M
$61.0M
Q3 24
$-39.4M
$54.4M
Q2 24
$7.6M
$49.1M
Q1 24
$15.4M
$49.5M
Gross Margin
JRVR
JRVR
PBH
PBH
Q4 25
55.5%
Q3 25
55.3%
Q2 25
56.2%
Q1 25
57.3%
Q4 24
55.5%
Q3 24
55.5%
Q2 24
54.7%
Q1 24
54.8%
Operating Margin
JRVR
JRVR
PBH
PBH
Q4 25
14.6%
29.1%
Q3 25
1.5%
29.1%
Q2 25
4.2%
28.8%
Q1 25
9.3%
29.8%
Q4 24
-57.0%
31.7%
Q3 24
-27.1%
29.7%
Q2 24
10.7%
27.0%
Q1 24
16.4%
29.7%
Net Margin
JRVR
JRVR
PBH
PBH
Q4 25
19.1%
16.5%
Q3 25
0.6%
15.4%
Q2 25
2.7%
19.0%
Q1 25
5.6%
16.9%
Q4 24
-51.1%
21.0%
Q3 24
-20.6%
19.2%
Q2 24
4.0%
18.4%
Q1 24
7.7%
17.9%
EPS (diluted)
JRVR
JRVR
PBH
PBH
Q4 25
$0.59
$0.97
Q3 25
$-0.02
$0.86
Q2 25
$0.06
$0.95
Q1 25
$0.16
$1.00
Q4 24
$-2.44
$1.22
Q3 24
$-1.10
$1.09
Q2 24
$0.13
$0.98
Q1 24
$0.35
$0.98

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JRVR
JRVR
PBH
PBH
Cash + ST InvestmentsLiquidity on hand
$260.9M
$62.4M
Total DebtLower is stronger
$1.0B
Stockholders' EquityBook value
$538.2M
$1.8B
Total Assets
$4.9B
$3.5B
Debt / EquityLower = less leverage
0.56×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JRVR
JRVR
PBH
PBH
Q4 25
$260.9M
$62.4M
Q3 25
$238.8M
$119.1M
Q2 25
$220.0M
$139.5M
Q1 25
$279.4M
$97.9M
Q4 24
$362.3M
$50.9M
Q3 24
$359.8M
$51.5M
Q2 24
$672.5M
$34.3M
Q1 24
$305.5M
$46.5M
Total Debt
JRVR
JRVR
PBH
PBH
Q4 25
$1.0B
Q3 25
$993.1M
Q2 25
$992.7M
Q1 25
$992.4M
Q4 24
$992.0M
Q3 24
$1.1B
Q2 24
$1.1B
Q1 24
$1.1B
Stockholders' Equity
JRVR
JRVR
PBH
PBH
Q4 25
$538.2M
$1.8B
Q3 25
$503.6M
$1.8B
Q2 25
$492.6M
$1.9B
Q1 25
$484.5M
$1.8B
Q4 24
$460.9M
$1.8B
Q3 24
$530.3M
$1.7B
Q2 24
$541.8M
$1.7B
Q1 24
$539.5M
$1.7B
Total Assets
JRVR
JRVR
PBH
PBH
Q4 25
$4.9B
$3.5B
Q3 25
$5.0B
$3.4B
Q2 25
$5.0B
$3.4B
Q1 25
$4.9B
$3.4B
Q4 24
$5.0B
$3.3B
Q3 24
$5.0B
$3.3B
Q2 24
$4.7B
$3.3B
Q1 24
$5.3B
$3.3B
Debt / Equity
JRVR
JRVR
PBH
PBH
Q4 25
0.56×
Q3 25
0.54×
Q2 25
0.54×
Q1 25
0.54×
Q4 24
0.55×
Q3 24
0.61×
Q2 24
0.65×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JRVR
JRVR
PBH
PBH
Operating Cash FlowLast quarter
$-18.8M
$78.3M
Free Cash FlowOCF − Capex
$-23.6M
$75.3M
FCF MarginFCF / Revenue
-14.1%
26.6%
Capex IntensityCapex / Revenue
2.9%
1.1%
Cash ConversionOCF / Net Profit
-0.59×
1.68×
TTM Free Cash FlowTrailing 4 quarters
$-17.9M
$267.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JRVR
JRVR
PBH
PBH
Q4 25
$-18.8M
$78.3M
Q3 25
$34.3M
$57.5M
Q2 25
$25.2M
$79.0M
Q1 25
$-51.5M
$61.8M
Q4 24
$-247.1M
$65.1M
Q3 24
$-269.9M
$69.8M
Q2 24
$-8.7M
$54.8M
Q1 24
$24.1M
$66.9M
Free Cash Flow
JRVR
JRVR
PBH
PBH
Q4 25
$-23.6M
$75.3M
Q3 25
$33.7M
$55.4M
Q2 25
$24.7M
$78.2M
Q1 25
$-52.7M
$58.4M
Q4 24
$-252.0M
$63.5M
Q3 24
$-270.8M
$67.8M
Q2 24
$-9.3M
$53.6M
Q1 24
$23.3M
$63.8M
FCF Margin
JRVR
JRVR
PBH
PBH
Q4 25
-14.1%
26.6%
Q3 25
19.5%
20.2%
Q2 25
14.1%
31.3%
Q1 25
-30.6%
19.7%
Q4 24
-198.9%
21.9%
Q3 24
-141.4%
23.9%
Q2 24
-4.9%
20.1%
Q1 24
11.6%
23.0%
Capex Intensity
JRVR
JRVR
PBH
PBH
Q4 25
2.9%
1.1%
Q3 25
0.4%
0.8%
Q2 25
0.3%
0.3%
Q1 25
0.7%
1.2%
Q4 24
3.9%
0.5%
Q3 24
0.4%
0.7%
Q2 24
0.3%
0.4%
Q1 24
0.4%
1.1%
Cash Conversion
JRVR
JRVR
PBH
PBH
Q4 25
-0.59×
1.68×
Q3 25
33.61×
1.36×
Q2 25
5.29×
1.66×
Q1 25
-5.38×
1.23×
Q4 24
1.07×
Q3 24
1.28×
Q2 24
-1.14×
1.12×
Q1 24
1.56×
1.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JRVR
JRVR

Excess And Surplus Lines$156.7M93%
Specialty Admitted Insurance$10.9M7%

PBH
PBH

Womens Health$51.8M18%
International OTC Healthcare$47.7M17%
Gastrointestinal$44.2M16%
Eye And Ear Care$35.2M12%
Dermatologicals$27.6M10%
Analgesics$26.7M9%
Oral Care$23.5M8%
Cough And Cold$23.0M8%
Other Otc$3.6M1%

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