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Side-by-side financial comparison of James River Group Holdings, Inc. (JRVR) and QUINSTREET, INC (QNST). Click either name above to swap in a different company.
QUINSTREET, INC is the larger business by last-quarter revenue ($287.8M vs $167.7M, roughly 1.7× James River Group Holdings, Inc.). James River Group Holdings, Inc. runs the higher net margin — 19.1% vs 17.4%, a 1.7% gap on every dollar of revenue. On growth, James River Group Holdings, Inc. posted the faster year-over-year revenue change (32.4% vs 1.9%). QUINSTREET, INC produced more free cash flow last quarter ($20.7M vs $-23.6M). Over the past eight quarters, QUINSTREET, INC's revenue compounded faster (53.2% CAGR vs -8.7%).
James River Corporation was an American pulp and paper company based in Richmond, Virginia, once the largest paper manufacturer in the world.
QUINSTREET, INCQNSTEarnings & Financial Report
QuinStreet, Inc. is a publicly traded online marketing company based in Foster City, California. The company helps generate web traffic for clients by acquiring popular domain names.
JRVR vs QNST — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | ||
|---|---|---|
| Revenue | $167.7M | $287.8M |
| Net Profit | $32.1M | $50.2M |
| Gross Margin | — | 9.6% |
| Operating Margin | 14.6% | 0.4% |
| Net Margin | 19.1% | 17.4% |
| Revenue YoY | 32.4% | 1.9% |
| Net Profit YoY | 149.5% | 3342.5% |
| EPS (diluted) | $0.59 | $0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $167.7M | $287.8M | ||
| Q3 25 | $172.7M | $285.9M | ||
| Q2 25 | $174.8M | — | ||
| Q1 25 | $172.3M | $269.8M | ||
| Q4 24 | $126.7M | $282.6M | ||
| Q3 24 | $191.5M | $279.2M | ||
| Q2 24 | $188.3M | $198.3M | ||
| Q1 24 | $201.1M | $168.6M |
| Q4 25 | $32.1M | $50.2M | ||
| Q3 25 | $1.0M | $4.5M | ||
| Q2 25 | $4.8M | — | ||
| Q1 25 | $9.6M | $4.4M | ||
| Q4 24 | $-64.8M | $-1.5M | ||
| Q3 24 | $-39.4M | $-1.4M | ||
| Q2 24 | $7.6M | $-2.2M | ||
| Q1 24 | $15.4M | $-7.0M |
| Q4 25 | — | 9.6% | ||
| Q3 25 | — | 9.4% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 9.5% | ||
| Q3 24 | — | 10.2% | ||
| Q2 24 | — | 8.8% | ||
| Q1 24 | — | 8.5% |
| Q4 25 | 14.6% | 0.4% | ||
| Q3 25 | 1.5% | 1.7% | ||
| Q2 25 | 4.2% | — | ||
| Q1 25 | 9.3% | 1.8% | ||
| Q4 24 | -57.0% | -0.5% | ||
| Q3 24 | -27.1% | -0.4% | ||
| Q2 24 | 10.7% | -0.7% | ||
| Q1 24 | 16.4% | -3.2% |
| Q4 25 | 19.1% | 17.4% | ||
| Q3 25 | 0.6% | 1.6% | ||
| Q2 25 | 2.7% | — | ||
| Q1 25 | 5.6% | 1.6% | ||
| Q4 24 | -51.1% | -0.5% | ||
| Q3 24 | -20.6% | -0.5% | ||
| Q2 24 | 4.0% | -1.1% | ||
| Q1 24 | 7.7% | -4.2% |
| Q4 25 | $0.59 | $0.87 | ||
| Q3 25 | $-0.02 | $0.08 | ||
| Q2 25 | $0.06 | — | ||
| Q1 25 | $0.16 | $0.08 | ||
| Q4 24 | $-2.44 | $-0.03 | ||
| Q3 24 | $-1.10 | $-0.02 | ||
| Q2 24 | $0.13 | $-0.04 | ||
| Q1 24 | $0.35 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $260.9M | $107.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $538.2M | $294.4M |
| Total Assets | $4.9B | $493.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $260.9M | $107.0M | ||
| Q3 25 | $238.8M | $101.3M | ||
| Q2 25 | $220.0M | — | ||
| Q1 25 | $279.4M | $81.8M | ||
| Q4 24 | $362.3M | $57.8M | ||
| Q3 24 | $359.8M | $25.0M | ||
| Q2 24 | $672.5M | $50.5M | ||
| Q1 24 | $305.5M | $39.6M |
| Q4 25 | $538.2M | $294.4M | ||
| Q3 25 | $503.6M | $246.7M | ||
| Q2 25 | $492.6M | — | ||
| Q1 25 | $484.5M | $235.5M | ||
| Q4 24 | $460.9M | $224.3M | ||
| Q3 24 | $530.3M | $219.8M | ||
| Q2 24 | $541.8M | $216.8M | ||
| Q1 24 | $539.5M | $215.0M |
| Q4 25 | $4.9B | $493.0M | ||
| Q3 25 | $5.0B | $442.6M | ||
| Q2 25 | $5.0B | — | ||
| Q1 25 | $4.9B | $417.2M | ||
| Q4 24 | $5.0B | $409.6M | ||
| Q3 24 | $5.0B | $401.2M | ||
| Q2 24 | $4.7B | $368.5M | ||
| Q1 24 | $5.3B | $349.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $-18.8M | $21.6M |
| Free Cash FlowOCF − Capex | $-23.6M | $20.7M |
| FCF MarginFCF / Revenue | -14.1% | 7.2% |
| Capex IntensityCapex / Revenue | 2.9% | 0.3% |
| Cash ConversionOCF / Net Profit | -0.59× | 0.43× |
| TTM Free Cash FlowTrailing 4 quarters | $-17.9M | $106.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-18.8M | $21.6M | ||
| Q3 25 | $34.3M | $19.6M | ||
| Q2 25 | $25.2M | — | ||
| Q1 25 | $-51.5M | $30.1M | ||
| Q4 24 | $-247.1M | $38.7M | ||
| Q3 24 | $-269.9M | $-13.7M | ||
| Q2 24 | $-8.7M | $16.6M | ||
| Q1 24 | $24.1M | $4.1M |
| Q4 25 | $-23.6M | $20.7M | ||
| Q3 25 | $33.7M | $18.4M | ||
| Q2 25 | $24.7M | — | ||
| Q1 25 | $-52.7M | $29.5M | ||
| Q4 24 | $-252.0M | $38.2M | ||
| Q3 24 | $-270.8M | $-14.1M | ||
| Q2 24 | $-9.3M | $15.4M | ||
| Q1 24 | $23.3M | $2.9M |
| Q4 25 | -14.1% | 7.2% | ||
| Q3 25 | 19.5% | 6.4% | ||
| Q2 25 | 14.1% | — | ||
| Q1 25 | -30.6% | 10.9% | ||
| Q4 24 | -198.9% | 13.5% | ||
| Q3 24 | -141.4% | -5.1% | ||
| Q2 24 | -4.9% | 7.8% | ||
| Q1 24 | 11.6% | 1.7% |
| Q4 25 | 2.9% | 0.3% | ||
| Q3 25 | 0.4% | 0.4% | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.7% | 0.2% | ||
| Q4 24 | 3.9% | 0.2% | ||
| Q3 24 | 0.4% | 0.2% | ||
| Q2 24 | 0.3% | 0.6% | ||
| Q1 24 | 0.4% | 0.7% |
| Q4 25 | -0.59× | 0.43× | ||
| Q3 25 | 33.61× | 4.32× | ||
| Q2 25 | 5.29× | — | ||
| Q1 25 | -5.38× | 6.82× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | -1.14× | — | ||
| Q1 24 | 1.56× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
JRVR
| Excess And Surplus Lines | $156.7M | 93% |
| Specialty Admitted Insurance | $10.9M | 7% |
QNST
| Financial Service | $216.8M | 75% |
| Home Services And Other Revenue | $71.0M | 25% |