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Side-by-side financial comparison of James River Group Holdings, Inc. (JRVR) and Sezzle Inc. (SEZL). Click either name above to swap in a different company.

James River Group Holdings, Inc. is the larger business by last-quarter revenue ($151.4M vs $135.5M, roughly 1.1× Sezzle Inc.). On growth, Sezzle Inc. posted the faster year-over-year revenue change (29.2% vs -12.1%). Over the past eight quarters, Sezzle Inc.'s revenue compounded faster (111.9% CAGR vs -10.3%).

James River Corporation was an American pulp and paper company based in Richmond, Virginia, once the largest paper manufacturer in the world.

Sezzle is a publicly traded financial technology company headquartered in Minneapolis, U.S, with operations in the United States and Canada. The company provides an alternative payment platform offering interest-free installment plans at selected online stores. As of June 2021, the Sezzle platform had over 10 million user sign-ups and over 48,000 participating merchants.

JRVR vs SEZL — Head-to-Head

Bigger by revenue
JRVR
JRVR
1.1× larger
JRVR
$151.4M
$135.5M
SEZL
Growing faster (revenue YoY)
SEZL
SEZL
+41.3% gap
SEZL
29.2%
-12.1%
JRVR
Faster 2-yr revenue CAGR
SEZL
SEZL
Annualised
SEZL
111.9%
-10.3%
JRVR

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
JRVR
JRVR
SEZL
SEZL
Revenue
$151.4M
$135.5M
Net Profit
$51.3M
Gross Margin
Operating Margin
50.9%
Net Margin
37.9%
Revenue YoY
-12.1%
29.2%
Net Profit YoY
41.9%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JRVR
JRVR
SEZL
SEZL
Q1 26
$151.4M
$135.5M
Q4 25
$167.7M
$78.2M
Q3 25
$172.7M
$57.5M
Q2 25
$174.8M
$52.0M
Q1 25
$172.3M
$48.2M
Q4 24
$126.7M
$48.4M
Q3 24
$191.5M
$35.6M
Q2 24
$188.3M
$30.2M
Net Profit
JRVR
JRVR
SEZL
SEZL
Q1 26
$51.3M
Q4 25
$32.1M
$42.7M
Q3 25
$1.0M
$26.7M
Q2 25
$4.8M
$27.6M
Q1 25
$9.6M
$36.2M
Q4 24
$-64.8M
$25.4M
Q3 24
$-39.4M
$15.4M
Q2 24
$7.6M
$29.7M
Operating Margin
JRVR
JRVR
SEZL
SEZL
Q1 26
50.9%
Q4 25
14.6%
70.6%
Q3 25
1.5%
61.9%
Q2 25
4.2%
69.4%
Q1 25
9.3%
Q4 24
-57.0%
63.8%
Q3 24
-27.1%
58.6%
Q2 24
10.7%
55.3%
Net Margin
JRVR
JRVR
SEZL
SEZL
Q1 26
37.9%
Q4 25
19.1%
54.6%
Q3 25
0.6%
46.4%
Q2 25
2.7%
53.1%
Q1 25
5.6%
75.1%
Q4 24
-51.1%
52.4%
Q3 24
-20.6%
43.4%
Q2 24
4.0%
98.4%
EPS (diluted)
JRVR
JRVR
SEZL
SEZL
Q1 26
Q4 25
$0.59
$1.19
Q3 25
$-0.02
$0.75
Q2 25
$0.06
$0.78
Q1 25
$0.16
$1.00
Q4 24
$-2.44
$0.71
Q3 24
$-1.10
$0.44
Q2 24
$0.13
$0.82

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JRVR
JRVR
SEZL
SEZL
Cash + ST InvestmentsLiquidity on hand
$228.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$518.4M
$196.7M
Total Assets
$4.8B
$454.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JRVR
JRVR
SEZL
SEZL
Q1 26
$228.2M
Q4 25
$260.9M
$64.1M
Q3 25
$238.8M
$104.1M
Q2 25
$220.0M
$88.9M
Q1 25
$279.4M
$88.9M
Q4 24
$362.3M
$73.2M
Q3 24
$359.8M
$80.1M
Q2 24
$672.5M
$58.0M
Stockholders' Equity
JRVR
JRVR
SEZL
SEZL
Q1 26
$518.4M
$196.7M
Q4 25
$538.2M
$169.8M
Q3 25
$503.6M
$155.3M
Q2 25
$492.6M
$130.4M
Q1 25
$484.5M
$125.8M
Q4 24
$460.9M
$87.8M
Q3 24
$530.3M
$61.1M
Q2 24
$541.8M
$50.3M
Total Assets
JRVR
JRVR
SEZL
SEZL
Q1 26
$4.8B
$454.3M
Q4 25
$4.9B
$400.2M
Q3 25
$5.0B
$367.0M
Q2 25
$5.0B
$350.6M
Q1 25
$4.9B
$298.1M
Q4 24
$5.0B
$298.4M
Q3 24
$5.0B
$252.9M
Q2 24
$4.7B
$212.1M

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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