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Side-by-side financial comparison of James River Group Holdings, Inc. (JRVR) and SITIME Corp (SITM). Click either name above to swap in a different company.
James River Group Holdings, Inc. is the larger business by last-quarter revenue ($167.7M vs $113.3M, roughly 1.5× SITIME Corp). James River Group Holdings, Inc. runs the higher net margin — 19.1% vs 8.1%, a 11.0% gap on every dollar of revenue. On growth, SITIME Corp posted the faster year-over-year revenue change (66.3% vs 32.4%). SITIME Corp produced more free cash flow last quarter ($13.0M vs $-23.6M). Over the past eight quarters, SITIME Corp's revenue compounded faster (85.2% CAGR vs -8.7%).
James River Corporation was an American pulp and paper company based in Richmond, Virginia, once the largest paper manufacturer in the world.
SiTime Corporation is a publicly traded fabless chipmaker based in Santa Clara, California that develops micro-electromechanical systems (MEMS), used for timing devices in electronics.
JRVR vs SITM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $167.7M | $113.3M |
| Net Profit | $32.1M | $9.2M |
| Gross Margin | — | 56.4% |
| Operating Margin | 14.6% | 1.6% |
| Net Margin | 19.1% | 8.1% |
| Revenue YoY | 32.4% | 66.3% |
| Net Profit YoY | 149.5% | 148.7% |
| EPS (diluted) | $0.59 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $167.7M | $113.3M | ||
| Q3 25 | $172.7M | $83.6M | ||
| Q2 25 | $174.8M | $69.5M | ||
| Q1 25 | $172.3M | $60.3M | ||
| Q4 24 | $126.7M | $68.1M | ||
| Q3 24 | $191.5M | $57.7M | ||
| Q2 24 | $188.3M | $43.9M | ||
| Q1 24 | $201.1M | $33.0M |
| Q4 25 | $32.1M | $9.2M | ||
| Q3 25 | $1.0M | $-8.0M | ||
| Q2 25 | $4.8M | $-20.2M | ||
| Q1 25 | $9.6M | $-23.9M | ||
| Q4 24 | $-64.8M | $-18.8M | ||
| Q3 24 | $-39.4M | $-19.3M | ||
| Q2 24 | $7.6M | $-26.8M | ||
| Q1 24 | $15.4M | $-28.7M |
| Q4 25 | — | 56.4% | ||
| Q3 25 | — | 53.5% | ||
| Q2 25 | — | 51.9% | ||
| Q1 25 | — | 50.3% | ||
| Q4 24 | — | 52.6% | ||
| Q3 24 | — | 51.1% | ||
| Q2 24 | — | 49.1% | ||
| Q1 24 | — | 53.5% |
| Q4 25 | 14.6% | 1.6% | ||
| Q3 25 | 1.5% | -19.2% | ||
| Q2 25 | 4.2% | -35.4% | ||
| Q1 25 | 9.3% | -46.6% | ||
| Q4 24 | -57.0% | -33.8% | ||
| Q3 24 | -27.1% | -43.1% | ||
| Q2 24 | 10.7% | -73.7% | ||
| Q1 24 | 16.4% | -106.1% |
| Q4 25 | 19.1% | 8.1% | ||
| Q3 25 | 0.6% | -9.6% | ||
| Q2 25 | 2.7% | -29.0% | ||
| Q1 25 | 5.6% | -39.6% | ||
| Q4 24 | -51.1% | -27.6% | ||
| Q3 24 | -20.6% | -33.5% | ||
| Q2 24 | 4.0% | -61.0% | ||
| Q1 24 | 7.7% | -86.9% |
| Q4 25 | $0.59 | $0.44 | ||
| Q3 25 | $-0.02 | $-0.31 | ||
| Q2 25 | $0.06 | $-0.84 | ||
| Q1 25 | $0.16 | $-1.01 | ||
| Q4 24 | $-2.44 | $-0.80 | ||
| Q3 24 | $-1.10 | $-0.83 | ||
| Q2 24 | $0.13 | $-1.16 | ||
| Q1 24 | $0.35 | $-1.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $260.9M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $538.2M | $1.2B |
| Total Assets | $4.9B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $260.9M | — | ||
| Q3 25 | $238.8M | — | ||
| Q2 25 | $220.0M | — | ||
| Q1 25 | $279.4M | — | ||
| Q4 24 | $362.3M | — | ||
| Q3 24 | $359.8M | — | ||
| Q2 24 | $672.5M | — | ||
| Q1 24 | $305.5M | — |
| Q4 25 | $538.2M | $1.2B | ||
| Q3 25 | $503.6M | $1.1B | ||
| Q2 25 | $492.6M | $1.1B | ||
| Q1 25 | $484.5M | $692.5M | ||
| Q4 24 | $460.9M | $699.7M | ||
| Q3 24 | $530.3M | $696.2M | ||
| Q2 24 | $541.8M | $692.5M | ||
| Q1 24 | $539.5M | $696.2M |
| Q4 25 | $4.9B | $1.3B | ||
| Q3 25 | $5.0B | $1.3B | ||
| Q2 25 | $5.0B | $1.3B | ||
| Q1 25 | $4.9B | $872.1M | ||
| Q4 24 | $5.0B | $885.0M | ||
| Q3 24 | $5.0B | $877.9M | ||
| Q2 24 | $4.7B | $878.6M | ||
| Q1 24 | $5.3B | $942.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-18.8M | $25.4M |
| Free Cash FlowOCF − Capex | $-23.6M | $13.0M |
| FCF MarginFCF / Revenue | -14.1% | 11.5% |
| Capex IntensityCapex / Revenue | 2.9% | 10.9% |
| Cash ConversionOCF / Net Profit | -0.59× | 2.77× |
| TTM Free Cash FlowTrailing 4 quarters | $-17.9M | $35.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-18.8M | $25.4M | ||
| Q3 25 | $34.3M | $31.4M | ||
| Q2 25 | $25.2M | $15.3M | ||
| Q1 25 | $-51.5M | $15.0M | ||
| Q4 24 | $-247.1M | $13.5M | ||
| Q3 24 | $-269.9M | $8.2M | ||
| Q2 24 | $-8.7M | $-181.0K | ||
| Q1 24 | $24.1M | $1.7M |
| Q4 25 | $-23.6M | $13.0M | ||
| Q3 25 | $33.7M | $26.3M | ||
| Q2 25 | $24.7M | $-2.9M | ||
| Q1 25 | $-52.7M | $-1.3M | ||
| Q4 24 | $-252.0M | $-2.4M | ||
| Q3 24 | $-270.8M | $-6.7M | ||
| Q2 24 | $-9.3M | $-2.7M | ||
| Q1 24 | $23.3M | $-1.2M |
| Q4 25 | -14.1% | 11.5% | ||
| Q3 25 | 19.5% | 31.5% | ||
| Q2 25 | 14.1% | -4.2% | ||
| Q1 25 | -30.6% | -2.1% | ||
| Q4 24 | -198.9% | -3.5% | ||
| Q3 24 | -141.4% | -11.6% | ||
| Q2 24 | -4.9% | -6.3% | ||
| Q1 24 | 11.6% | -3.6% |
| Q4 25 | 2.9% | 10.9% | ||
| Q3 25 | 0.4% | 6.1% | ||
| Q2 25 | 0.3% | 26.2% | ||
| Q1 25 | 0.7% | 27.0% | ||
| Q4 24 | 3.9% | 23.3% | ||
| Q3 24 | 0.4% | 25.7% | ||
| Q2 24 | 0.3% | 5.8% | ||
| Q1 24 | 0.4% | 8.8% |
| Q4 25 | -0.59× | 2.77× | ||
| Q3 25 | 33.61× | — | ||
| Q2 25 | 5.29× | — | ||
| Q1 25 | -5.38× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | -1.14× | — | ||
| Q1 24 | 1.56× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
JRVR
| Excess And Surplus Lines | $156.7M | 93% |
| Specialty Admitted Insurance | $10.9M | 7% |
SITM
Segment breakdown not available.
