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Side-by-side financial comparison of COFFEE HOLDING CO INC (JVA) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.

UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $27.7M, roughly 1.3× COFFEE HOLDING CO INC). UNITY BANCORP INC runs the higher net margin — 43.9% vs 2.9%, a 40.9% gap on every dollar of revenue. On growth, COFFEE HOLDING CO INC posted the faster year-over-year revenue change (30.8% vs 24.2%). UNITY BANCORP INC produced more free cash flow last quarter ($44.3M vs $265.4K). Over the past eight quarters, COFFEE HOLDING CO INC's revenue compounded faster (19.2% CAGR vs 17.5%).

Black Rifle Coffee Company (BRCC) is a coffee company based in Salt Lake City, Utah, United States. Founded in 2014 by former U.S. Army Green Beret Evan Hafer, it gained national attention in 2017 after pledging to hire 10,000 veterans in response to Starbucks's pledge to hire 10,000 refugees.

Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.

JVA vs UNTY — Head-to-Head

Bigger by revenue
UNTY
UNTY
1.3× larger
UNTY
$35.3M
$27.7M
JVA
Growing faster (revenue YoY)
JVA
JVA
+6.7% gap
JVA
30.8%
24.2%
UNTY
Higher net margin
UNTY
UNTY
40.9% more per $
UNTY
43.9%
2.9%
JVA
More free cash flow
UNTY
UNTY
$44.1M more FCF
UNTY
$44.3M
$265.4K
JVA
Faster 2-yr revenue CAGR
JVA
JVA
Annualised
JVA
19.2%
17.5%
UNTY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
JVA
JVA
UNTY
UNTY
Revenue
$27.7M
$35.3M
Net Profit
$811.5K
$15.5M
Gross Margin
8.5%
Operating Margin
2.8%
55.8%
Net Margin
2.9%
43.9%
Revenue YoY
30.8%
24.2%
Net Profit YoY
-35.7%
34.5%
EPS (diluted)
$0.15
$1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JVA
JVA
UNTY
UNTY
Q4 25
$27.7M
$35.3M
Q3 25
$23.9M
$32.8M
Q2 25
$23.3M
$34.4M
Q1 25
$21.3M
$29.4M
Q4 24
$21.2M
$28.4M
Q3 24
$18.8M
$27.7M
Q2 24
$19.0M
$25.5M
Q1 24
$19.5M
$25.6M
Net Profit
JVA
JVA
UNTY
UNTY
Q4 25
$811.5K
$15.5M
Q3 25
$-1.2M
$14.4M
Q2 25
$644.1K
$16.5M
Q1 25
$1.2M
$11.6M
Q4 24
$1.3M
$11.5M
Q3 24
$626.8K
$10.9M
Q2 24
$-21.8K
$9.5M
Q1 24
$351.0K
$9.6M
Gross Margin
JVA
JVA
UNTY
UNTY
Q4 25
8.5%
Q3 25
12.2%
Q2 25
18.9%
Q1 25
26.9%
Q4 24
23.2%
Q3 24
20.9%
Q2 24
19.5%
Q1 24
17.8%
Operating Margin
JVA
JVA
UNTY
UNTY
Q4 25
2.8%
55.8%
Q3 25
-4.6%
57.5%
Q2 25
3.8%
62.6%
Q1 25
7.5%
52.6%
Q4 24
8.0%
51.0%
Q3 24
3.8%
52.7%
Q2 24
-0.4%
49.3%
Q1 24
3.2%
50.0%
Net Margin
JVA
JVA
UNTY
UNTY
Q4 25
2.9%
43.9%
Q3 25
-5.0%
43.8%
Q2 25
2.8%
48.0%
Q1 25
5.4%
39.5%
Q4 24
5.9%
40.5%
Q3 24
3.3%
39.4%
Q2 24
-0.1%
37.1%
Q1 24
1.8%
37.5%
EPS (diluted)
JVA
JVA
UNTY
UNTY
Q4 25
$0.15
$1.52
Q3 25
$-0.21
$1.41
Q2 25
$0.11
$1.61
Q1 25
$0.20
$1.13
Q4 24
$0.22
$1.13
Q3 24
$0.11
$1.07
Q2 24
$0.00
$0.92
Q1 24
$0.06
$0.94

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JVA
JVA
UNTY
UNTY
Cash + ST InvestmentsLiquidity on hand
$701.9K
Total DebtLower is stronger
Stockholders' EquityBook value
$27.6M
$345.6M
Total Assets
$42.0M
$3.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JVA
JVA
UNTY
UNTY
Q4 25
$701.9K
Q3 25
$979.8K
Q2 25
$1.8M
Q1 25
$2.4M
Q4 24
$1.4M
Q3 24
$3.1M
Q2 24
$2.4M
Q1 24
$2.4M
Total Debt
JVA
JVA
UNTY
UNTY
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$230.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
JVA
JVA
UNTY
UNTY
Q4 25
$27.6M
$345.6M
Q3 25
$26.8M
$334.0M
Q2 25
$28.0M
$319.8M
Q1 25
$27.3M
$306.1M
Q4 24
$26.2M
$295.6M
Q3 24
$24.9M
$284.3M
Q2 24
$24.3M
$273.4M
Q1 24
$24.3M
$266.8M
Total Assets
JVA
JVA
UNTY
UNTY
Q4 25
$42.0M
$3.0B
Q3 25
$45.9M
$2.9B
Q2 25
$39.7M
$2.9B
Q1 25
$38.9M
$2.8B
Q4 24
$34.0M
$2.7B
Q3 24
$33.1M
$2.6B
Q2 24
$34.9M
$2.6B
Q1 24
$37.6M
$2.6B
Debt / Equity
JVA
JVA
UNTY
UNTY
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.78×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JVA
JVA
UNTY
UNTY
Operating Cash FlowLast quarter
$377.7K
$44.9M
Free Cash FlowOCF − Capex
$265.4K
$44.3M
FCF MarginFCF / Revenue
1.0%
125.7%
Capex IntensityCapex / Revenue
0.4%
1.6%
Cash ConversionOCF / Net Profit
0.47×
2.90×
TTM Free Cash FlowTrailing 4 quarters
$-5.2M
$81.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JVA
JVA
UNTY
UNTY
Q4 25
$377.7K
$44.9M
Q3 25
$-3.8M
$45.5M
Q2 25
$-1.2M
$-25.3M
Q1 25
$-401.9K
$17.9M
Q4 24
$222.0K
$48.0M
Q3 24
$1.8M
$17.7M
Q2 24
$-1.2M
$-8.4M
Q1 24
$4.6M
$15.8M
Free Cash Flow
JVA
JVA
UNTY
UNTY
Q4 25
$265.4K
$44.3M
Q3 25
$-3.9M
$45.3M
Q2 25
$-1.2M
$-25.5M
Q1 25
$-419.8K
$17.6M
Q4 24
$47.3M
Q3 24
$1.8M
$17.5M
Q2 24
$-8.6M
Q1 24
$15.7M
FCF Margin
JVA
JVA
UNTY
UNTY
Q4 25
1.0%
125.7%
Q3 25
-16.3%
138.1%
Q2 25
-5.0%
-74.2%
Q1 25
-2.0%
59.9%
Q4 24
166.5%
Q3 24
9.4%
63.3%
Q2 24
-33.7%
Q1 24
61.4%
Capex Intensity
JVA
JVA
UNTY
UNTY
Q4 25
0.4%
1.6%
Q3 25
0.2%
0.7%
Q2 25
0.1%
0.5%
Q1 25
0.1%
1.0%
Q4 24
2.4%
Q3 24
0.2%
0.5%
Q2 24
0.5%
Q1 24
0.3%
Cash Conversion
JVA
JVA
UNTY
UNTY
Q4 25
0.47×
2.90×
Q3 25
3.16×
Q2 25
-1.79×
-1.54×
Q1 25
-0.35×
1.54×
Q4 24
0.18×
4.17×
Q3 24
2.90×
1.62×
Q2 24
-0.89×
Q1 24
13.09×
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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