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Side-by-side financial comparison of Jianzhi Education Technology Group Co Ltd (JZ) and Pineapple Financial Inc. (PAPL). Click either name above to swap in a different company.

Jianzhi Education Technology Group Co Ltd is the larger business by last-quarter revenue ($1.1M vs $707.3K, roughly 1.5× Pineapple Financial Inc.). Jianzhi Education Technology Group Co Ltd runs the higher net margin — -111.1% vs -2756.2%, a 2645.1% gap on every dollar of revenue. Jianzhi Education Technology Group Co Ltd produced more free cash flow last quarter ($-1.8M vs $-3.3M).

Jianzhi Education Technology Group Co Ltd is a China-based education technology provider focused on vocational training services. It offers professional qualification exam preparation courses, practical skill upgrading programs, and digital learning resources tailored for learners across industries including finance, information technology, and education, serving primarily the domestic Chinese market.

JZ vs PAPL — Head-to-Head

Bigger by revenue
JZ
JZ
1.5× larger
JZ
$1.1M
$707.3K
PAPL
Higher net margin
JZ
JZ
2645.1% more per $
JZ
-111.1%
-2756.2%
PAPL
More free cash flow
JZ
JZ
$1.4M more FCF
JZ
$-1.8M
$-3.3M
PAPL

Income Statement — Q2 FY2025 vs Q1 FY2026

Metric
JZ
JZ
PAPL
PAPL
Revenue
$1.1M
$707.3K
Net Profit
$-1.2M
$-19.5M
Gross Margin
19.8%
48.9%
Operating Margin
-115.2%
-2518.8%
Net Margin
-111.1%
-2756.2%
Revenue YoY
-4.8%
Net Profit YoY
-3174.1%
EPS (diluted)
$-0.01
$-1.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JZ
JZ
PAPL
PAPL
Q1 26
$707.3K
Q4 25
$721.7K
Q3 25
$730.5K
Q2 25
$1.1M
$746.9K
Q1 25
$743.3K
Q4 24
$766.1K
Q3 24
$598.3K
Q2 24
$4.0M
$736.4K
Net Profit
JZ
JZ
PAPL
PAPL
Q1 26
$-19.5M
Q4 25
$-6.4M
Q3 25
$-1.8M
Q2 25
$-1.2M
$-557.7K
Q1 25
$-595.4K
Q4 24
$-656.9K
Q3 24
$-1.7M
Q2 24
$-848.6K
Gross Margin
JZ
JZ
PAPL
PAPL
Q1 26
48.9%
Q4 25
49.6%
Q3 25
27.8%
Q2 25
19.8%
67.6%
Q1 25
43.4%
Q4 24
45.9%
Q3 24
43.2%
Q2 24
19.9%
44.2%
Operating Margin
JZ
JZ
PAPL
PAPL
Q1 26
-2518.8%
Q4 25
-909.1%
Q3 25
-131.3%
Q2 25
-115.2%
-93.3%
Q1 25
-80.6%
Q4 24
-90.5%
Q3 24
-232.8%
Q2 24
-121.7%
Net Margin
JZ
JZ
PAPL
PAPL
Q1 26
-2756.2%
Q4 25
-891.6%
Q3 25
-250.3%
Q2 25
-111.1%
-74.7%
Q1 25
-80.1%
Q4 24
-85.7%
Q3 24
-283.9%
Q2 24
-115.2%
EPS (diluted)
JZ
JZ
PAPL
PAPL
Q1 26
$-1.21
Q4 25
$-4.79
Q3 25
$-0.93
Q2 25
$-0.01
$-0.05
Q1 25
$-1.73
Q4 24
$-2.60
Q3 24
$-11.10
Q2 24
$-0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JZ
JZ
PAPL
PAPL
Cash + ST InvestmentsLiquidity on hand
$985.5K
Total DebtLower is stronger
Stockholders' EquityBook value
$2.1M
$27.1M
Total Assets
$8.0M
$48.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JZ
JZ
PAPL
PAPL
Q1 26
Q4 25
Q3 25
Q2 25
$985.5K
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
JZ
JZ
PAPL
PAPL
Q1 26
$27.1M
Q4 25
$-5.5M
Q3 25
$906.7K
Q2 25
$2.1M
$842.6K
Q1 25
$739.7K
Q4 24
$1.3M
Q3 24
$1.3M
Q2 24
$961.1K
$2.0M
Total Assets
JZ
JZ
PAPL
PAPL
Q1 26
$48.9M
Q4 25
$10.6M
Q3 25
$5.4M
Q2 25
$8.0M
$4.7M
Q1 25
$4.0M
Q4 24
$4.1M
Q3 24
$4.1M
Q2 24
$2.8M
$4.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JZ
JZ
PAPL
PAPL
Operating Cash FlowLast quarter
$-1.8M
$-3.3M
Free Cash FlowOCF − Capex
$-1.8M
$-3.3M
FCF MarginFCF / Revenue
-171.5%
-462.7%
Capex IntensityCapex / Revenue
0.1%
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JZ
JZ
PAPL
PAPL
Q1 26
$-3.3M
Q4 25
$-489.7K
Q3 25
$-507.6K
Q2 25
$-1.8M
$397.0K
Q1 25
$-172.6K
Q4 24
$-663.6K
Q3 24
$-264.7K
Q2 24
$123.0K
Free Cash Flow
JZ
JZ
PAPL
PAPL
Q1 26
$-3.3M
Q4 25
$-491.7K
Q3 25
Q2 25
$-1.8M
Q1 25
Q4 24
Q3 24
$-264.7K
Q2 24
$122.7K
FCF Margin
JZ
JZ
PAPL
PAPL
Q1 26
-462.7%
Q4 25
-68.1%
Q3 25
Q2 25
-171.5%
Q1 25
Q4 24
Q3 24
-44.2%
Q2 24
16.7%
Capex Intensity
JZ
JZ
PAPL
PAPL
Q1 26
0.0%
Q4 25
0.3%
Q3 25
Q2 25
0.1%
Q1 25
Q4 24
Q3 24
0.0%
Q2 24
0.0%

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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