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Side-by-side financial comparison of Karooooo Ltd. (KARO) and FIRST FINANCIAL CORP (THFF). Click either name above to swap in a different company.

FIRST FINANCIAL CORP is the larger business by last-quarter revenue ($70.5M vs $58.4M, roughly 1.2× Karooooo Ltd.). FIRST FINANCIAL CORP runs the higher net margin — 30.4% vs 20.8%, a 9.6% gap on every dollar of revenue.

Karooooo Ltd is a global mobility telematics provider operating primarily under its Cartrack brand. It delivers connected vehicle solutions, fleet management services, stolen vehicle recovery support, and driver safety tools, serving both individual consumers and enterprise clients across Africa, Europe, and the Asia Pacific region.

First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.

KARO vs THFF — Head-to-Head

Bigger by revenue
THFF
THFF
1.2× larger
THFF
$70.5M
$58.4M
KARO
Higher net margin
THFF
THFF
9.6% more per $
THFF
30.4%
20.8%
KARO

Income Statement — Q1 FY2025 vs Q4 FY2025

Metric
KARO
KARO
THFF
THFF
Revenue
$58.4M
$70.5M
Net Profit
$12.2M
$21.5M
Gross Margin
69.1%
Operating Margin
27.7%
37.4%
Net Margin
20.8%
30.4%
Revenue YoY
14.1%
Net Profit YoY
32.1%
EPS (diluted)
$1.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KARO
KARO
THFF
THFF
Q4 25
$70.5M
Q3 25
$65.8M
Q2 25
$63.1M
Q1 25
$62.5M
Q4 24
$61.8M
Q3 24
$58.4M
Q2 24
$58.4M
$49.2M
Q1 24
$48.4M
Net Profit
KARO
KARO
THFF
THFF
Q4 25
$21.5M
Q3 25
$20.8M
Q2 25
$18.6M
Q1 25
$18.4M
Q4 24
$16.2M
Q3 24
$8.7M
Q2 24
$12.2M
$11.4M
Q1 24
$10.9M
Gross Margin
KARO
KARO
THFF
THFF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
69.1%
Q1 24
Operating Margin
KARO
KARO
THFF
THFF
Q4 25
37.4%
Q3 25
39.2%
Q2 25
36.2%
Q1 25
38.1%
Q4 24
32.4%
Q3 24
17.9%
Q2 24
27.7%
27.6%
Q1 24
27.2%
Net Margin
KARO
KARO
THFF
THFF
Q4 25
30.4%
Q3 25
31.6%
Q2 25
29.5%
Q1 25
29.5%
Q4 24
26.3%
Q3 24
15.0%
Q2 24
20.8%
23.1%
Q1 24
22.6%
EPS (diluted)
KARO
KARO
THFF
THFF
Q4 25
$1.81
Q3 25
$1.75
Q2 25
$1.57
Q1 25
$1.55
Q4 24
$1.37
Q3 24
$0.74
Q2 24
$0.96
Q1 24
$0.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KARO
KARO
THFF
THFF
Cash + ST InvestmentsLiquidity on hand
$53.8M
Total DebtLower is stronger
$188.2M
Stockholders' EquityBook value
$170.4M
$650.9M
Total Assets
$246.5M
$5.8B
Debt / EquityLower = less leverage
0.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KARO
KARO
THFF
THFF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$53.8M
Q1 24
Total Debt
KARO
KARO
THFF
THFF
Q4 25
$188.2M
Q3 25
$170.5M
Q2 25
$122.7M
Q1 25
$124.9M
Q4 24
$28.1M
Q3 24
$30.5M
Q2 24
$108.6M
Q1 24
$58.6M
Stockholders' Equity
KARO
KARO
THFF
THFF
Q4 25
$650.9M
Q3 25
$622.2M
Q2 25
$587.7M
Q1 25
$571.9M
Q4 24
$549.0M
Q3 24
$566.0M
Q2 24
$170.4M
$530.7M
Q1 24
$520.8M
Total Assets
KARO
KARO
THFF
THFF
Q4 25
$5.8B
Q3 25
$5.7B
Q2 25
$5.6B
Q1 25
$5.5B
Q4 24
$5.6B
Q3 24
$5.5B
Q2 24
$246.5M
$4.9B
Q1 24
$4.9B
Debt / Equity
KARO
KARO
THFF
THFF
Q4 25
0.29×
Q3 25
0.27×
Q2 25
0.21×
Q1 25
0.22×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.20×
Q1 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KARO
KARO
THFF
THFF
Operating Cash FlowLast quarter
$45.2M
$90.4M
Free Cash FlowOCF − Capex
$86.4M
FCF MarginFCF / Revenue
122.5%
Capex IntensityCapex / Revenue
5.6%
Cash ConversionOCF / Net Profit
3.71×
4.21×
TTM Free Cash FlowTrailing 4 quarters
$144.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KARO
KARO
THFF
THFF
Q4 25
$90.4M
Q3 25
$26.9M
Q2 25
$12.7M
Q1 25
$21.1M
Q4 24
$60.4M
Q3 24
$23.3M
Q2 24
$45.2M
$8.8M
Q1 24
$12.4M
Free Cash Flow
KARO
KARO
THFF
THFF
Q4 25
$86.4M
Q3 25
$25.8M
Q2 25
$11.6M
Q1 25
$20.5M
Q4 24
$54.3M
Q3 24
$19.5M
Q2 24
$8.4M
Q1 24
$11.5M
FCF Margin
KARO
KARO
THFF
THFF
Q4 25
122.5%
Q3 25
39.2%
Q2 25
18.4%
Q1 25
32.8%
Q4 24
87.8%
Q3 24
33.5%
Q2 24
17.2%
Q1 24
23.7%
Capex Intensity
KARO
KARO
THFF
THFF
Q4 25
5.6%
Q3 25
1.7%
Q2 25
1.8%
Q1 25
0.9%
Q4 24
9.9%
Q3 24
6.5%
Q2 24
0.7%
Q1 24
2.0%
Cash Conversion
KARO
KARO
THFF
THFF
Q4 25
4.21×
Q3 25
1.29×
Q2 25
0.68×
Q1 25
1.14×
Q4 24
3.72×
Q3 24
2.67×
Q2 24
3.71×
0.77×
Q1 24
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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