vs
Side-by-side financial comparison of KB HOME (KBH) and SELECTIVE INSURANCE GROUP INC (SIGI). Click either name above to swap in a different company.
KB HOME is the larger business by last-quarter revenue ($1.7B vs $1.4B, roughly 1.2× SELECTIVE INSURANCE GROUP INC). SELECTIVE INSURANCE GROUP INC runs the higher net margin — 7.2% vs 6.0%, a 1.2% gap on every dollar of revenue. On growth, SELECTIVE INSURANCE GROUP INC posted the faster year-over-year revenue change (5.7% vs -15.3%). Over the past eight quarters, KB HOME's revenue compounded faster (7.4% CAGR vs 6.6%).
KB Home is an American homebuilding company founded in 1957 as Kaufman & Broad in Detroit, Michigan. It was the first company to be traded on the New York Stock Exchange as a home builder. Its headquarters are in Los Angeles, California.
Selective Insurance Group Inc. is a U.S.-based insurance holding company that provides a comprehensive portfolio of property and casualty insurance products, including personal auto, home insurance, commercial property, liability, and workers' compensation coverage. It primarily serves small and medium-sized businesses, individual consumers, and nonprofits across the U.S., distributing offerings via a network of independent insurance agents.
KBH vs SIGI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.7B | $1.4B |
| Net Profit | $101.5M | $97.7M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 6.0% | 7.2% |
| Revenue YoY | -15.3% | 5.7% |
| Net Profit YoY | -46.7% | — |
| EPS (diluted) | $1.55 | $1.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.4B | ||
| Q4 25 | $1.7B | $1.4B | ||
| Q3 25 | $1.6B | $1.4B | ||
| Q2 25 | $1.5B | $1.3B | ||
| Q1 25 | $1.4B | $1.3B | ||
| Q4 24 | $2.0B | $1.3B | ||
| Q3 24 | $1.8B | $1.2B | ||
| Q2 24 | $1.7B | $1.2B |
| Q1 26 | — | $97.7M | ||
| Q4 25 | $101.5M | $155.2M | ||
| Q3 25 | $109.8M | $115.3M | ||
| Q2 25 | $107.9M | $85.9M | ||
| Q1 25 | $109.6M | $109.9M | ||
| Q4 24 | $190.6M | $95.5M | ||
| Q3 24 | $157.3M | $92.3M | ||
| Q2 24 | $168.4M | $-63.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 14.4% | ||
| Q3 25 | — | 10.7% | ||
| Q2 25 | — | 8.2% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 9.5% | ||
| Q3 24 | — | 9.4% | ||
| Q2 24 | — | -6.7% |
| Q1 26 | — | 7.2% | ||
| Q4 25 | 6.0% | 11.4% | ||
| Q3 25 | 6.8% | 8.5% | ||
| Q2 25 | 7.1% | 6.5% | ||
| Q1 25 | 7.9% | 8.6% | ||
| Q4 24 | 9.5% | 7.6% | ||
| Q3 24 | 9.0% | 7.4% | ||
| Q2 24 | 9.9% | -5.3% |
| Q1 26 | — | $1.58 | ||
| Q4 25 | $1.55 | $2.52 | ||
| Q3 25 | $1.61 | $1.85 | ||
| Q2 25 | $1.50 | $1.36 | ||
| Q1 25 | $1.49 | $1.76 | ||
| Q4 24 | $2.50 | $1.53 | ||
| Q3 24 | $2.04 | $1.47 | ||
| Q2 24 | $2.15 | $-1.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $451.8M |
| Total DebtLower is stronger | — | $901.4M |
| Stockholders' EquityBook value | $3.9B | $3.6B |
| Total Assets | $6.7B | $15.3B |
| Debt / EquityLower = less leverage | — | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $451.8M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $901.4M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $507.9M | ||
| Q3 24 | — | $508.2M | ||
| Q2 24 | — | $508.8M |
| Q1 26 | — | $3.6B | ||
| Q4 25 | $3.9B | $3.6B | ||
| Q3 25 | $3.9B | $3.5B | ||
| Q2 25 | $4.0B | $3.4B | ||
| Q1 25 | $4.1B | $3.3B | ||
| Q4 24 | $4.1B | $3.1B | ||
| Q3 24 | $4.0B | $3.2B | ||
| Q2 24 | $4.0B | $2.9B |
| Q1 26 | — | $15.3B | ||
| Q4 25 | $6.7B | $15.2B | ||
| Q3 25 | $7.0B | $15.0B | ||
| Q2 25 | $7.0B | $14.5B | ||
| Q1 25 | $7.0B | $14.2B | ||
| Q4 24 | $6.9B | $13.5B | ||
| Q3 24 | $6.8B | $13.5B | ||
| Q2 24 | $6.8B | $12.6B |
| Q1 26 | — | 0.25× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $303.8M | — |
| Free Cash FlowOCF − Capex | $290.1M | — |
| FCF MarginFCF / Revenue | 17.1% | — |
| Capex IntensityCapex / Revenue | 0.8% | — |
| Cash ConversionOCF / Net Profit | 2.99× | — |
| TTM Free Cash FlowTrailing 4 quarters | $287.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $303.8M | $376.3M | ||
| Q3 25 | $197.7M | $405.8M | ||
| Q2 25 | $168.4M | $166.9M | ||
| Q1 25 | $-334.3M | $284.0M | ||
| Q4 24 | $362.6M | $332.2M | ||
| Q3 24 | $-89.9M | $387.4M | ||
| Q2 24 | $61.5M | $266.1M |
| Q1 26 | — | — | ||
| Q4 25 | $290.1M | $366.3M | ||
| Q3 25 | $185.8M | $397.3M | ||
| Q2 25 | $156.9M | $159.7M | ||
| Q1 25 | $-345.5M | $271.0M | ||
| Q4 24 | $352.6M | $324.7M | ||
| Q3 24 | $-99.4M | $378.0M | ||
| Q2 24 | $51.2M | $258.4M |
| Q1 26 | — | — | ||
| Q4 25 | 17.1% | 26.8% | ||
| Q3 25 | 11.5% | 29.2% | ||
| Q2 25 | 10.3% | 12.0% | ||
| Q1 25 | -24.8% | 21.1% | ||
| Q4 24 | 17.6% | 25.8% | ||
| Q3 24 | -5.7% | 30.4% | ||
| Q2 24 | 3.0% | 21.6% |
| Q1 26 | — | — | ||
| Q4 25 | 0.8% | 0.7% | ||
| Q3 25 | 0.7% | 0.6% | ||
| Q2 25 | 0.8% | 0.5% | ||
| Q1 25 | 0.8% | 1.0% | ||
| Q4 24 | 0.5% | 0.6% | ||
| Q3 24 | 0.5% | 0.8% | ||
| Q2 24 | 0.6% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 2.99× | 2.42× | ||
| Q3 25 | 1.80× | 3.52× | ||
| Q2 25 | 1.56× | 1.94× | ||
| Q1 25 | -3.05× | 2.58× | ||
| Q4 24 | 1.90× | 3.48× | ||
| Q3 24 | -0.57× | 4.20× | ||
| Q2 24 | 0.37× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KBH
| Home Building | $1.7B | 99% |
| Financial Service | $8.7M | 1% |
SIGI
Segment breakdown not available.
