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Side-by-side financial comparison of KELLY SERVICES INC (KELYA) and Regions Financial Corporation (RF). Click either name above to swap in a different company.

Regions Financial Corporation is the larger business by last-quarter revenue ($1.3B vs $1.2B, roughly 1.1× KELLY SERVICES INC). On growth, Regions Financial Corporation posted the faster year-over-year revenue change (4.1% vs -3.3%). Over the past eight quarters, Regions Financial Corporation's revenue compounded faster (4.0% CAGR vs -3.1%).

Kelly Services, Inc. is an American multinational office staffing company. The company places employees at all levels in various sectors including financial services, information technology, and law. Also, its professional services include human resource and management consulting, outsourcing, recruitment, career transition, and vendor management. Kelly Services was founded by William Russell Kelly in 1946 and is headquartered in Troy, Michigan.

Regions Financial Corporation is an American bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail and commercial banking, trust, stock brokerage, and mortgage services. Its banking subsidiary, Regions Bank, operates about 2,000 automated teller machines and 1,300 branches in 15 states in the Southern and Midwestern United States.

KELYA vs RF — Head-to-Head

Bigger by revenue
RF
RF
1.1× larger
RF
$1.3B
$1.2B
KELYA
Growing faster (revenue YoY)
RF
RF
+7.5% gap
RF
4.1%
-3.3%
KELYA
Faster 2-yr revenue CAGR
RF
RF
Annualised
RF
4.0%
-3.1%
KELYA

Income Statement — Q4 FY2024 vs Q4 FY2025

Metric
KELYA
KELYA
RF
RF
Revenue
$1.2B
$1.3B
Net Profit
$534.0M
Gross Margin
20.3%
Operating Margin
-4.8%
55.3%
Net Margin
41.7%
Revenue YoY
-3.3%
4.1%
Net Profit YoY
0.0%
EPS (diluted)
$-0.86
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KELYA
KELYA
RF
RF
Q4 25
$1.3B
Q3 25
$1.3B
Q2 25
$1.3B
Q1 25
$1.2B
Q4 24
$1.2B
$1.2B
Q3 24
$1.0B
$1.2B
Q2 24
$1.1B
$1.2B
Q1 24
$1.0B
$1.2B
Net Profit
KELYA
KELYA
RF
RF
Q4 25
$534.0M
Q3 25
$569.0M
Q2 25
$563.0M
Q1 25
$490.0M
Q4 24
$534.0M
Q3 24
$800.0K
$490.0M
Q2 24
$4.6M
$501.0M
Q1 24
$25.8M
$368.0M
Gross Margin
KELYA
KELYA
RF
RF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
20.3%
Q3 24
21.4%
Q2 24
20.2%
Q1 24
19.7%
Operating Margin
KELYA
KELYA
RF
RF
Q4 25
55.3%
Q3 25
56.3%
Q2 25
56.1%
Q1 25
52.0%
Q4 24
-4.8%
53.4%
Q3 24
0.3%
49.9%
Q2 24
1.2%
52.7%
Q1 24
2.6%
39.2%
Net Margin
KELYA
KELYA
RF
RF
Q4 25
41.7%
Q3 25
45.3%
Q2 25
44.7%
Q1 25
41.0%
Q4 24
43.4%
Q3 24
0.1%
40.2%
Q2 24
0.4%
42.2%
Q1 24
2.5%
31.1%
EPS (diluted)
KELYA
KELYA
RF
RF
Q4 25
$0.59
Q3 25
$0.61
Q2 25
$0.59
Q1 25
$0.51
Q4 24
$-0.86
$0.55
Q3 24
$0.02
$0.49
Q2 24
$0.12
$0.52
Q1 24
$0.70
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KELYA
KELYA
RF
RF
Cash + ST InvestmentsLiquidity on hand
$39.0M
Total DebtLower is stronger
$239.4M
$4.1B
Stockholders' EquityBook value
$1.2B
$19.0B
Total Assets
$2.6B
$158.8B
Debt / EquityLower = less leverage
0.19×
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KELYA
KELYA
RF
RF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$39.0M
Q3 24
$32.8M
Q2 24
$38.2M
Q1 24
$200.7M
Total Debt
KELYA
KELYA
RF
RF
Q4 25
$4.1B
Q3 25
$4.8B
Q2 25
$5.3B
Q1 25
$6.0B
Q4 24
$239.4M
$6.0B
Q3 24
$228.2M
$6.0B
Q2 24
$210.4M
$5.1B
Q1 24
$3.3B
Stockholders' Equity
KELYA
KELYA
RF
RF
Q4 25
$19.0B
Q3 25
$19.0B
Q2 25
$18.7B
Q1 25
$18.5B
Q4 24
$1.2B
$17.9B
Q3 24
$1.3B
$18.7B
Q2 24
$1.3B
$17.2B
Q1 24
$1.3B
$17.0B
Total Assets
KELYA
KELYA
RF
RF
Q4 25
$158.8B
Q3 25
$159.9B
Q2 25
$159.2B
Q1 25
$159.8B
Q4 24
$2.6B
$157.3B
Q3 24
$2.7B
$157.4B
Q2 24
$2.6B
$154.1B
Q1 24
$2.4B
$154.9B
Debt / Equity
KELYA
KELYA
RF
RF
Q4 25
0.22×
Q3 25
0.25×
Q2 25
0.28×
Q1 25
0.32×
Q4 24
0.19×
0.34×
Q3 24
0.18×
0.32×
Q2 24
0.16×
0.30×
Q1 24
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KELYA
KELYA
RF
RF
Operating Cash FlowLast quarter
$15.0M
$-319.0M
Free Cash FlowOCF − Capex
$13.0M
FCF MarginFCF / Revenue
1.1%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
-0.60×
TTM Free Cash FlowTrailing 4 quarters
$15.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KELYA
KELYA
RF
RF
Q4 25
$-319.0M
Q3 25
$861.0M
Q2 25
$573.0M
Q1 25
$1.1B
Q4 24
$15.0M
$-220.0M
Q3 24
$-20.3M
$1.3B
Q2 24
$57.7M
$161.0M
Q1 24
$-25.5M
$396.0M
Free Cash Flow
KELYA
KELYA
RF
RF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$13.0M
Q3 24
$-22.7M
Q2 24
$54.7M
Q1 24
$-29.2M
FCF Margin
KELYA
KELYA
RF
RF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
1.1%
Q3 24
-2.2%
Q2 24
5.2%
Q1 24
-2.8%
Capex Intensity
KELYA
KELYA
RF
RF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.2%
Q3 24
0.2%
Q2 24
0.3%
Q1 24
0.4%
Cash Conversion
KELYA
KELYA
RF
RF
Q4 25
-0.60×
Q3 25
1.51×
Q2 25
1.02×
Q1 25
2.18×
Q4 24
-0.41×
Q3 24
-25.38×
2.57×
Q2 24
12.54×
0.32×
Q1 24
-0.99×
1.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KELYA
KELYA

Science Engineering Technology$295.8M25%
Education$293.1M25%
Staffing Services$237.7M20%
Other$138.8M12%
Talent Solutions$120.5M10%
Outcome Based Services$103.6M9%
Permanent Placement$1.6M0%

RF
RF

Consumer Bank$747.0M58%
Corporate Bank$487.0M38%
Wealth Management$47.0M4%

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