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Side-by-side financial comparison of KeyCorp (KEY) and INSPERITY, INC. (NSP). Click either name above to swap in a different company.
KeyCorp is the larger business by last-quarter revenue ($2.0B vs $1.7B, roughly 1.2× INSPERITY, INC.). On growth, KeyCorp posted the faster year-over-year revenue change (131.8% vs 3.4%). KeyCorp produced more free cash flow last quarter ($2.1B vs $246.0M). Over the past eight quarters, KeyCorp's revenue compounded faster (14.4% CAGR vs -3.8%).
Key is a Japanese visual novel studio known for making dramatic and plot-oriented titles. It was formed on July 21, 1998, as a brand under the publisher Visual Arts, and is located in Kita, Osaka.
Insperity, Inc., previously known as Administaff, Inc., is a professional employer organization (PEO) headquartered in Kingwood, an area of Houston, Texas, USA. Insperity provides human resources and administrative services to small and medium-sized businesses. Since 2004, the company has been title sponsor of a professional golf tournament on the Champions Tour, previously known as the Administaff Small Business Classic.
KEY vs NSP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.0B | $1.7B |
| Net Profit | $510.0M | — |
| Gross Margin | — | 10.3% |
| Operating Margin | 32.3% | -2.8% |
| Net Margin | 25.4% | — |
| Revenue YoY | 131.8% | 3.4% |
| Net Profit YoY | 309.0% | — |
| EPS (diluted) | $0.43 | $-0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.0B | $1.7B | ||
| Q3 25 | $1.9B | $1.6B | ||
| Q2 25 | $1.8B | $1.7B | ||
| Q1 25 | $1.8B | $1.9B | ||
| Q4 24 | $865.0M | $1.6B | ||
| Q3 24 | $695.0M | $1.6B | ||
| Q2 24 | $1.5B | $1.6B | ||
| Q1 24 | $1.5B | $1.8B |
| Q4 25 | $510.0M | — | ||
| Q3 25 | $489.0M | $-20.0M | ||
| Q2 25 | $425.0M | $-5.0M | ||
| Q1 25 | $405.0M | $51.0M | ||
| Q4 24 | $-244.0M | — | ||
| Q3 24 | $-410.0M | $3.0M | ||
| Q2 24 | $274.0M | $18.0M | ||
| Q1 24 | $219.0M | $79.0M |
| Q4 25 | — | 10.3% | ||
| Q3 25 | — | 12.0% | ||
| Q2 25 | — | 13.4% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | — | 13.5% | ||
| Q3 24 | — | 14.7% | ||
| Q2 24 | — | 16.2% | ||
| Q1 24 | — | 19.1% |
| Q4 25 | 32.3% | -2.8% | ||
| Q3 25 | 31.8% | -1.5% | ||
| Q2 25 | 29.3% | -0.4% | ||
| Q1 25 | 29.0% | 3.7% | ||
| Q4 24 | -92.6% | -0.9% | ||
| Q3 24 | -72.8% | 0.1% | ||
| Q2 24 | 22.0% | 1.4% | ||
| Q1 24 | 18.1% | 6.0% |
| Q4 25 | 25.4% | — | ||
| Q3 25 | 25.8% | -1.2% | ||
| Q2 25 | 23.1% | -0.3% | ||
| Q1 25 | 22.8% | 2.7% | ||
| Q4 24 | -54.7% | — | ||
| Q3 24 | -59.0% | 0.2% | ||
| Q2 24 | 18.0% | 1.1% | ||
| Q1 24 | 14.3% | 4.4% |
| Q4 25 | $0.43 | $-0.87 | ||
| Q3 25 | $0.41 | $-0.53 | ||
| Q2 25 | $0.35 | $-0.14 | ||
| Q1 25 | $0.33 | $1.35 | ||
| Q4 24 | $-0.30 | $-0.21 | ||
| Q3 24 | $-0.47 | $0.07 | ||
| Q2 24 | $0.25 | $0.48 | ||
| Q1 24 | $0.20 | $2.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $10.2B | $682.0M |
| Total DebtLower is stronger | $9.9B | — |
| Stockholders' EquityBook value | $20.4B | $46.0M |
| Total Assets | $184.4B | $2.2B |
| Debt / EquityLower = less leverage | 0.49× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $10.2B | $682.0M | ||
| Q3 25 | $13.3B | $521.0M | ||
| Q2 25 | $11.6B | $511.0M | ||
| Q1 25 | $15.3B | $684.0M | ||
| Q4 24 | $17.5B | $1.2B | ||
| Q3 24 | $22.8B | $596.0M | ||
| Q2 24 | $15.5B | $850.0M | ||
| Q1 24 | $13.2B | $801.0M |
| Q4 25 | $9.9B | — | ||
| Q3 25 | $10.9B | — | ||
| Q2 25 | $12.1B | — | ||
| Q1 25 | $12.4B | — | ||
| Q4 24 | $12.1B | — | ||
| Q3 24 | $15.7B | — | ||
| Q2 24 | $16.9B | — | ||
| Q1 24 | $20.8B | — |
| Q4 25 | $20.4B | $46.0M | ||
| Q3 25 | $20.1B | $87.0M | ||
| Q2 25 | $19.5B | $112.0M | ||
| Q1 25 | $19.0B | $119.0M | ||
| Q4 24 | $18.2B | $97.0M | ||
| Q3 24 | $16.9B | $125.0M | ||
| Q2 24 | $14.8B | $142.0M | ||
| Q1 24 | $14.5B | $140.0M |
| Q4 25 | $184.4B | $2.2B | ||
| Q3 25 | $187.4B | $2.0B | ||
| Q2 25 | $185.5B | $2.0B | ||
| Q1 25 | $188.7B | $2.1B | ||
| Q4 24 | $187.2B | $2.6B | ||
| Q3 24 | $189.8B | $1.9B | ||
| Q2 24 | $187.4B | $2.1B | ||
| Q1 24 | $187.5B | $2.1B |
| Q4 25 | 0.49× | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | 0.62× | — | ||
| Q1 25 | 0.65× | — | ||
| Q4 24 | 0.67× | — | ||
| Q3 24 | 0.93× | — | ||
| Q2 24 | 1.14× | — | ||
| Q1 24 | 1.43× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.2B | $255.0M |
| Free Cash FlowOCF − Capex | $2.1B | $246.0M |
| FCF MarginFCF / Revenue | 104.8% | 14.7% |
| Capex IntensityCapex / Revenue | 5.3% | 0.5% |
| Cash ConversionOCF / Net Profit | 4.33× | — |
| TTM Free Cash FlowTrailing 4 quarters | $3.5B | $-309.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.2B | $255.0M | ||
| Q3 25 | $396.0M | $-11.0M | ||
| Q2 25 | $1.2B | $-79.0M | ||
| Q1 25 | $-140.0M | $-443.0M | ||
| Q4 24 | $664.0M | $619.0M | ||
| Q3 24 | $-1.2B | $-150.0M | ||
| Q2 24 | $-217.0M | $20.0M | ||
| Q1 24 | $359.0M | $31.0M |
| Q4 25 | $2.1B | $246.0M | ||
| Q3 25 | $367.0M | $-20.0M | ||
| Q2 25 | $1.2B | $-86.0M | ||
| Q1 25 | $-150.0M | $-449.0M | ||
| Q4 24 | $599.0M | $606.0M | ||
| Q3 24 | $-1.2B | $-164.0M | ||
| Q2 24 | $-230.0M | $14.0M | ||
| Q1 24 | $347.0M | $26.0M |
| Q4 25 | 104.8% | 14.7% | ||
| Q3 25 | 19.4% | -1.2% | ||
| Q2 25 | 65.8% | -5.2% | ||
| Q1 25 | -8.5% | -24.1% | ||
| Q4 24 | 69.2% | 37.6% | ||
| Q3 24 | -175.8% | -10.5% | ||
| Q2 24 | -15.1% | 0.9% | ||
| Q1 24 | 22.6% | 1.4% |
| Q4 25 | 5.3% | 0.5% | ||
| Q3 25 | 1.5% | 0.6% | ||
| Q2 25 | 1.3% | 0.4% | ||
| Q1 25 | 0.6% | 0.3% | ||
| Q4 24 | 7.5% | 0.8% | ||
| Q3 24 | 2.4% | 0.9% | ||
| Q2 24 | 0.9% | 0.4% | ||
| Q1 24 | 0.8% | 0.3% |
| Q4 25 | 4.33× | — | ||
| Q3 25 | 0.81× | — | ||
| Q2 25 | 2.90× | — | ||
| Q1 25 | -0.35× | -8.69× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -50.00× | ||
| Q2 24 | -0.79× | 1.11× | ||
| Q1 24 | 1.64× | 0.39× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KEY
Segment breakdown not available.
NSP
| Northeast | $455.0M | 27% |
| West | $339.0M | 20% |
| Southwest | $317.0M | 19% |
| Central | $299.0M | 18% |
| Southeast | $241.0M | 14% |
| Other Revenues | $17.0M | 1% |
