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Side-by-side financial comparison of KFORCE INC (KFRC) and Merchants Bancorp (MBIN). Click either name above to swap in a different company.
KFORCE INC is the larger business by last-quarter revenue ($330.4M vs $175.2M, roughly 1.9× Merchants Bancorp). Merchants Bancorp runs the higher net margin — 38.6% vs 2.4%, a 36.3% gap on every dollar of revenue. Over the past eight quarters, Merchants Bancorp's revenue compounded faster (4.8% CAGR vs -3.7%).
Kforce Inc. is a professional staffing and solutions firm headquartered in the United States. It provides skilled professional placements and specialized workforce solutions primarily across technology, finance & accounting, and healthcare segments, serving a wide range of mid-sized to large enterprise clients nationwide.
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
KFRC vs MBIN — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $330.4M | $175.2M |
| Net Profit | $7.9M | $67.7M |
| Gross Margin | 27.3% | — |
| Operating Margin | 3.6% | — |
| Net Margin | 2.4% | 38.6% |
| Revenue YoY | 0.1% | — |
| Net Profit YoY | -2.7% | 16.3% |
| EPS (diluted) | $0.46 | $1.25 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $330.4M | $175.2M | ||
| Q4 25 | $332.0M | $185.3M | ||
| Q3 25 | $332.6M | $171.1M | ||
| Q2 25 | $334.3M | $179.2M | ||
| Q1 25 | $330.0M | $145.9M | ||
| Q4 24 | $343.8M | $193.8M | ||
| Q3 24 | $353.3M | $149.6M | ||
| Q2 24 | $356.3M | $159.5M |
| Q1 26 | $7.9M | $67.7M | ||
| Q4 25 | $5.2M | — | ||
| Q3 25 | $11.1M | $54.7M | ||
| Q2 25 | $10.4M | $38.0M | ||
| Q1 25 | $8.1M | $58.2M | ||
| Q4 24 | $11.1M | — | ||
| Q3 24 | $14.2M | $61.3M | ||
| Q2 24 | $14.2M | $76.4M |
| Q1 26 | 27.3% | — | ||
| Q4 25 | 27.2% | — | ||
| Q3 25 | 27.7% | — | ||
| Q2 25 | 27.1% | — | ||
| Q1 25 | 26.7% | — | ||
| Q4 24 | 27.0% | — | ||
| Q3 24 | 27.9% | — | ||
| Q2 24 | 27.8% | — |
| Q1 26 | 3.6% | — | ||
| Q4 25 | 2.6% | 39.9% | ||
| Q3 25 | 4.5% | 37.8% | ||
| Q2 25 | 4.5% | 27.3% | ||
| Q1 25 | 3.5% | 52.4% | ||
| Q4 24 | 4.5% | 66.0% | ||
| Q3 24 | 5.3% | 54.4% | ||
| Q2 24 | 5.5% | 62.2% |
| Q1 26 | 2.4% | 38.6% | ||
| Q4 25 | 1.6% | — | ||
| Q3 25 | 3.3% | 32.0% | ||
| Q2 25 | 3.1% | 21.2% | ||
| Q1 25 | 2.5% | 39.9% | ||
| Q4 24 | 3.2% | — | ||
| Q3 24 | 4.0% | 41.0% | ||
| Q2 24 | 4.0% | 47.9% |
| Q1 26 | $0.46 | $1.25 | ||
| Q4 25 | $0.29 | $1.28 | ||
| Q3 25 | $0.63 | $0.97 | ||
| Q2 25 | $0.59 | $0.60 | ||
| Q1 25 | $0.45 | $0.93 | ||
| Q4 24 | $0.60 | $1.84 | ||
| Q3 24 | $0.75 | $1.17 | ||
| Q2 24 | $0.75 | $1.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.3M | $83.2M |
| Total DebtLower is stronger | — | $32.0M |
| Stockholders' EquityBook value | $117.4M | $2.3B |
| Total Assets | $384.8M | $20.3B |
| Debt / EquityLower = less leverage | — | 0.01× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $1.3M | $83.2M | ||
| Q4 25 | $2.1M | — | ||
| Q3 25 | $1.3M | — | ||
| Q2 25 | $2.5M | — | ||
| Q1 25 | $444.0K | — | ||
| Q4 24 | $349.0K | — | ||
| Q3 24 | $127.0K | — | ||
| Q2 24 | $110.0K | — |
| Q1 26 | — | $32.0M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $117.4M | $2.3B | ||
| Q4 25 | $124.6M | $2.3B | ||
| Q3 25 | $132.1M | $2.2B | ||
| Q2 25 | $134.4M | $2.2B | ||
| Q1 25 | $138.0M | $2.2B | ||
| Q4 24 | $154.6M | $2.2B | ||
| Q3 24 | $167.4M | $1.9B | ||
| Q2 24 | $166.6M | $1.9B |
| Q1 26 | $384.8M | $20.3B | ||
| Q4 25 | $365.6M | $19.4B | ||
| Q3 25 | $374.2M | $19.4B | ||
| Q2 25 | $373.6M | $19.1B | ||
| Q1 25 | $368.2M | $18.8B | ||
| Q4 24 | $357.8M | $18.8B | ||
| Q3 24 | $369.9M | $18.7B | ||
| Q2 24 | $362.7M | $18.2B |
| Q1 26 | — | 0.01× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | — |
| Free Cash FlowOCF − Capex | $-7.4M | — |
| FCF MarginFCF / Revenue | -2.2% | — |
| Capex IntensityCapex / Revenue | 1.0% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $43.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $19.7M | $-341.2M | ||
| Q3 25 | $23.3M | $29.8M | ||
| Q2 25 | $18.4M | $-121.2M | ||
| Q1 25 | $249.0K | $148.0M | ||
| Q4 24 | $21.8M | $-835.3M | ||
| Q3 24 | $31.0M | $-492.6M | ||
| Q2 24 | $20.9M | $51.1M |
| Q1 26 | $-7.4M | — | ||
| Q4 25 | $16.7M | $-362.2M | ||
| Q3 25 | $19.8M | $24.0M | ||
| Q2 25 | $14.2M | $-125.7M | ||
| Q1 25 | $-3.9M | $141.2M | ||
| Q4 24 | $20.9M | $-853.7M | ||
| Q3 24 | $27.5M | $-497.2M | ||
| Q2 24 | $17.8M | $45.8M |
| Q1 26 | -2.2% | — | ||
| Q4 25 | 5.0% | -195.5% | ||
| Q3 25 | 6.0% | 14.0% | ||
| Q2 25 | 4.3% | -70.1% | ||
| Q1 25 | -1.2% | 96.8% | ||
| Q4 24 | 6.1% | -440.6% | ||
| Q3 24 | 7.8% | -332.4% | ||
| Q2 24 | 5.0% | 28.7% |
| Q1 26 | 1.0% | — | ||
| Q4 25 | 0.9% | 11.3% | ||
| Q3 25 | 1.1% | 3.4% | ||
| Q2 25 | 1.2% | 2.5% | ||
| Q1 25 | 1.3% | 4.7% | ||
| Q4 24 | 0.3% | 9.5% | ||
| Q3 24 | 1.0% | 3.0% | ||
| Q2 24 | 0.9% | 3.3% |
| Q1 26 | — | — | ||
| Q4 25 | 3.82× | — | ||
| Q3 25 | 2.11× | 0.54× | ||
| Q2 25 | 1.76× | -3.19× | ||
| Q1 25 | 0.03× | 2.54× | ||
| Q4 24 | 1.97× | — | ||
| Q3 24 | 2.18× | -8.04× | ||
| Q2 24 | 1.48× | 0.67× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KFRC
Segment breakdown not available.
MBIN
| Net Interest Income | $128.6M | 73% |
| Noninterest Income | $46.6M | 27% |
