vs
Side-by-side financial comparison of KEMPER Corp (KMPR) and Liberty Energy Inc. (LBRT). Click either name above to swap in a different company.
KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $1.0B, roughly 1.1× Liberty Energy Inc.). Liberty Energy Inc. runs the higher net margin — 2.2% vs -0.7%, a 2.9% gap on every dollar of revenue. On growth, Liberty Energy Inc. posted the faster year-over-year revenue change (4.5% vs -4.7%). Over the past eight quarters, KEMPER Corp's revenue compounded faster (-0.5% CAGR vs -6.2%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Liberty Energy Inc. is a North American energy services provider specializing in hydraulic fracturing and well completion solutions for oil and gas operators. It serves clients across major U.S. shale basins, offering low-emission equipment and tailored support to optimize well productivity.
KMPR vs LBRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.0B |
| Net Profit | $-8.0M | $22.6M |
| Gross Margin | — | — |
| Operating Margin | — | 2.2% |
| Net Margin | -0.7% | 2.2% |
| Revenue YoY | -4.7% | 4.5% |
| Net Profit YoY | -108.2% | — |
| EPS (diluted) | $-0.03 | $0.14 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.0B | ||
| Q4 25 | $1.1B | $1.0B | ||
| Q3 25 | $1.2B | $947.4M | ||
| Q2 25 | $1.2B | $1.0B | ||
| Q1 25 | $1.2B | $977.5M | ||
| Q4 24 | $1.2B | $943.6M | ||
| Q3 24 | $1.2B | $1.1B | ||
| Q2 24 | $1.1B | $1.2B |
| Q1 26 | — | $22.6M | ||
| Q4 25 | $-8.0M | $13.7M | ||
| Q3 25 | $-21.0M | $43.1M | ||
| Q2 25 | $72.6M | $71.0M | ||
| Q1 25 | $99.7M | $20.1M | ||
| Q4 24 | $97.4M | $51.9M | ||
| Q3 24 | $73.7M | $73.8M | ||
| Q2 24 | $75.4M | $108.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 20.6% | ||
| Q3 25 | — | 18.7% | ||
| Q2 25 | — | 22.1% | ||
| Q1 25 | — | 22.1% | ||
| Q4 24 | — | 21.4% | ||
| Q3 24 | — | 26.2% | ||
| Q2 24 | — | 27.9% |
| Q1 26 | — | 2.2% | ||
| Q4 25 | — | 1.9% | ||
| Q3 25 | — | -0.3% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 1.9% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | 11.2% | 9.4% | ||
| Q2 24 | 10.1% | 12.2% |
| Q1 26 | — | 2.2% | ||
| Q4 25 | -0.7% | 1.3% | ||
| Q3 25 | -1.7% | 4.5% | ||
| Q2 25 | 5.9% | 6.8% | ||
| Q1 25 | 8.4% | 2.1% | ||
| Q4 24 | 8.2% | 5.5% | ||
| Q3 24 | 6.3% | 6.5% | ||
| Q2 24 | 6.7% | 9.3% |
| Q1 26 | — | $0.14 | ||
| Q4 25 | $-0.03 | $0.08 | ||
| Q3 25 | $-0.34 | $0.26 | ||
| Q2 25 | $1.12 | $0.43 | ||
| Q1 25 | $1.54 | $0.12 | ||
| Q4 24 | $1.51 | $0.31 | ||
| Q3 24 | $1.14 | $0.44 | ||
| Q2 24 | $1.16 | $0.64 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $699.1M |
| Total DebtLower is stronger | $943.5M | $7.1M |
| Stockholders' EquityBook value | $2.7B | $1.9B |
| Total Assets | $12.5B | $4.4B |
| Debt / EquityLower = less leverage | 0.35× | 0.00× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $699.1M | ||
| Q4 25 | — | $27.6M | ||
| Q3 25 | $371.2M | $13.5M | ||
| Q2 25 | $407.6M | $19.6M | ||
| Q1 25 | $545.3M | $24.1M | ||
| Q4 24 | $1.0B | $20.0M | ||
| Q3 24 | $696.9M | $23.0M | ||
| Q2 24 | $539.1M | $30.0M |
| Q1 26 | — | $7.1M | ||
| Q4 25 | $943.5M | $246.6M | ||
| Q3 25 | $943.1M | — | ||
| Q2 25 | $942.6M | — | ||
| Q1 25 | $942.1M | — | ||
| Q4 24 | $1.4B | $190.5M | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — |
| Q1 26 | — | $1.9B | ||
| Q4 25 | $2.7B | $2.1B | ||
| Q3 25 | $2.7B | $2.1B | ||
| Q2 25 | $370.0M | $2.0B | ||
| Q1 25 | $366.0M | $2.0B | ||
| Q4 24 | $2.8B | $2.0B | ||
| Q3 24 | $2.8B | $2.0B | ||
| Q2 24 | $358.0M | $1.9B |
| Q1 26 | — | $4.4B | ||
| Q4 25 | $12.5B | $3.6B | ||
| Q3 25 | $12.4B | $3.5B | ||
| Q2 25 | $12.6B | $3.4B | ||
| Q1 25 | $12.5B | $3.4B | ||
| Q4 24 | $12.6B | $3.3B | ||
| Q3 24 | $12.6B | $3.3B | ||
| Q2 24 | $12.6B | $3.2B |
| Q1 26 | — | 0.00× | ||
| Q4 25 | 0.35× | 0.12× | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 2.55× | — | ||
| Q1 25 | 2.57× | — | ||
| Q4 24 | 0.50× | 0.10× | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 3.88× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | — |
| Free Cash FlowOCF − Capex | $166.2M | — |
| FCF MarginFCF / Revenue | 14.7% | — |
| Capex IntensityCapex / Revenue | 0.8% | 13.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $175.0M | $195.4M | ||
| Q3 25 | $139.9M | $51.5M | ||
| Q2 25 | $89.6M | $170.6M | ||
| Q1 25 | $180.0M | $192.1M | ||
| Q4 24 | $175.1M | $177.3M | ||
| Q3 24 | $141.9M | $244.5M | ||
| Q2 24 | $22.9M | $248.2M |
| Q1 26 | — | — | ||
| Q4 25 | $166.2M | $-10.0M | ||
| Q3 25 | $133.4M | $-67.2M | ||
| Q2 25 | $82.0M | $33.1M | ||
| Q1 25 | $172.3M | $58.2M | ||
| Q4 24 | $165.4M | $-26.2M | ||
| Q3 24 | $131.4M | $77.9M | ||
| Q2 24 | $5.2M | $112.2M |
| Q1 26 | — | — | ||
| Q4 25 | 14.7% | -1.0% | ||
| Q3 25 | 10.8% | -7.1% | ||
| Q2 25 | 6.7% | 3.2% | ||
| Q1 25 | 14.4% | 6.0% | ||
| Q4 24 | 13.9% | -2.8% | ||
| Q3 24 | 11.1% | 6.8% | ||
| Q2 24 | 0.5% | 9.7% |
| Q1 26 | — | 13.1% | ||
| Q4 25 | 0.8% | 19.8% | ||
| Q3 25 | 0.5% | 12.5% | ||
| Q2 25 | 0.6% | 13.2% | ||
| Q1 25 | 0.6% | 13.7% | ||
| Q4 24 | 0.8% | 21.6% | ||
| Q3 24 | 0.9% | 14.6% | ||
| Q2 24 | 1.6% | 11.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 14.28× | ||
| Q3 25 | — | 1.20× | ||
| Q2 25 | 1.23× | 2.40× | ||
| Q1 25 | 1.81× | 9.55× | ||
| Q4 24 | 1.80× | 3.42× | ||
| Q3 24 | 1.93× | 3.31× | ||
| Q2 24 | 0.30× | 2.29× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
LBRT
Segment breakdown not available.
