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Side-by-side financial comparison of KEMPER Corp (KMPR) and Microchip Technology (MCHP). Click either name above to swap in a different company.
Microchip Technology is the larger business by last-quarter revenue ($1.2B vs $1.1B, roughly 1.0× KEMPER Corp). Microchip Technology runs the higher net margin — 5.3% vs -0.7%, a 6.0% gap on every dollar of revenue. On growth, Microchip Technology posted the faster year-over-year revenue change (15.6% vs -4.7%). Microchip Technology produced more free cash flow last quarter ($318.9M vs $166.2M). Over the past eight quarters, KEMPER Corp's revenue compounded faster (-0.5% CAGR vs -5.4%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Microchip Technology Incorporated is an American publicly traded semiconductor corporation that manufactures microcontroller, mixed-signal, analog, and Flash-IP integrated circuits.
KMPR vs MCHP — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.2B |
| Net Profit | $-8.0M | $62.7M |
| Gross Margin | — | 59.6% |
| Operating Margin | — | 12.8% |
| Net Margin | -0.7% | 5.3% |
| Revenue YoY | -4.7% | 15.6% |
| Net Profit YoY | -108.2% | 217.0% |
| EPS (diluted) | $-0.03 | $0.06 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $1.2B | ||
| Q3 25 | $1.2B | $1.1B | ||
| Q2 25 | $1.2B | $1.1B | ||
| Q1 25 | $1.2B | $970.5M | ||
| Q4 24 | $1.2B | $1.0B | ||
| Q3 24 | $1.2B | $1.2B | ||
| Q2 24 | $1.1B | $1.2B | ||
| Q1 24 | $1.1B | $1.3B |
| Q4 25 | $-8.0M | $62.7M | ||
| Q3 25 | $-21.0M | $41.7M | ||
| Q2 25 | $72.6M | $-18.6M | ||
| Q1 25 | $99.7M | $-154.6M | ||
| Q4 24 | $97.4M | $-53.6M | ||
| Q3 24 | $73.7M | $78.4M | ||
| Q2 24 | $75.4M | $129.3M | ||
| Q1 24 | $71.3M | $154.7M |
| Q4 25 | — | 59.6% | ||
| Q3 25 | — | 55.9% | ||
| Q2 25 | — | 53.6% | ||
| Q1 25 | — | 51.6% | ||
| Q4 24 | — | 54.7% | ||
| Q3 24 | — | 57.4% | ||
| Q2 24 | — | 59.4% | ||
| Q1 24 | — | 59.6% |
| Q4 25 | — | 12.8% | ||
| Q3 25 | — | 7.8% | ||
| Q2 25 | — | 3.0% | ||
| Q1 25 | — | -10.3% | ||
| Q4 24 | — | 3.0% | ||
| Q3 24 | 11.2% | 12.6% | ||
| Q2 24 | 10.1% | 17.7% | ||
| Q1 24 | 7.6% | 19.1% |
| Q4 25 | -0.7% | 5.3% | ||
| Q3 25 | -1.7% | 3.7% | ||
| Q2 25 | 5.9% | -1.7% | ||
| Q1 25 | 8.4% | -15.9% | ||
| Q4 24 | 8.2% | -5.2% | ||
| Q3 24 | 6.3% | 6.7% | ||
| Q2 24 | 6.7% | 10.4% | ||
| Q1 24 | 6.2% | 11.7% |
| Q4 25 | $-0.03 | $0.06 | ||
| Q3 25 | $-0.34 | $0.03 | ||
| Q2 25 | $1.12 | $-0.09 | ||
| Q1 25 | $1.54 | $-0.29 | ||
| Q4 24 | $1.51 | $-0.10 | ||
| Q3 24 | $1.14 | $0.14 | ||
| Q2 24 | $1.16 | $0.24 | ||
| Q1 24 | $1.10 | $0.29 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $250.7M |
| Total DebtLower is stronger | $943.5M | $5.4B |
| Stockholders' EquityBook value | $2.7B | $6.6B |
| Total Assets | $12.5B | $14.3B |
| Debt / EquityLower = less leverage | 0.35× | 0.82× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $250.7M | ||
| Q3 25 | $371.2M | $236.8M | ||
| Q2 25 | $407.6M | $566.5M | ||
| Q1 25 | $545.3M | $771.7M | ||
| Q4 24 | $1.0B | $586.0M | ||
| Q3 24 | $696.9M | $286.1M | ||
| Q2 24 | $539.1M | $315.1M | ||
| Q1 24 | $520.7M | $319.7M |
| Q4 25 | $943.5M | $5.4B | ||
| Q3 25 | $943.1M | $5.4B | ||
| Q2 25 | $942.6M | $5.5B | ||
| Q1 25 | $942.1M | $5.6B | ||
| Q4 24 | $1.4B | $6.7B | ||
| Q3 24 | $1.4B | $6.4B | ||
| Q2 24 | $1.4B | $6.2B | ||
| Q1 24 | $1.4B | $6.0B |
| Q4 25 | $2.7B | $6.6B | ||
| Q3 25 | $2.7B | $6.7B | ||
| Q2 25 | $370.0M | $6.9B | ||
| Q1 25 | $366.0M | $7.1B | ||
| Q4 24 | $2.8B | $6.0B | ||
| Q3 24 | $2.8B | $6.3B | ||
| Q2 24 | $358.0M | $6.4B | ||
| Q1 24 | $2.6B | $6.7B |
| Q4 25 | $12.5B | $14.3B | ||
| Q3 25 | $12.4B | $14.5B | ||
| Q2 25 | $12.6B | $15.0B | ||
| Q1 25 | $12.5B | $15.4B | ||
| Q4 24 | $12.6B | $15.6B | ||
| Q3 24 | $12.6B | $15.6B | ||
| Q2 24 | $12.6B | $15.8B | ||
| Q1 24 | $12.6B | $15.9B |
| Q4 25 | 0.35× | 0.82× | ||
| Q3 25 | 0.35× | 0.80× | ||
| Q2 25 | 2.55× | 0.80× | ||
| Q1 25 | 2.57× | 0.80× | ||
| Q4 24 | 0.50× | 1.12× | ||
| Q3 24 | 0.50× | 1.02× | ||
| Q2 24 | 3.88× | 0.96× | ||
| Q1 24 | 0.54× | 0.90× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $341.4M |
| Free Cash FlowOCF − Capex | $166.2M | $318.9M |
| FCF MarginFCF / Revenue | 14.7% | 26.9% |
| Capex IntensityCapex / Revenue | 0.8% | 1.9% |
| Cash ConversionOCF / Net Profit | — | 5.44× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | $819.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $341.4M | ||
| Q3 25 | $139.9M | $88.1M | ||
| Q2 25 | $89.6M | $275.6M | ||
| Q1 25 | $180.0M | $205.9M | ||
| Q4 24 | $175.1M | $271.5M | ||
| Q3 24 | $141.9M | $43.6M | ||
| Q2 24 | $22.9M | $377.1M | ||
| Q1 24 | $43.0M | $430.0M |
| Q4 25 | $166.2M | $318.9M | ||
| Q3 25 | $133.4M | $51.6M | ||
| Q2 25 | $82.0M | $257.7M | ||
| Q1 25 | $172.3M | $191.7M | ||
| Q4 24 | $165.4M | $253.4M | ||
| Q3 24 | $131.4M | $22.8M | ||
| Q2 24 | $5.2M | $304.2M | ||
| Q1 24 | $27.7M | $389.9M |
| Q4 25 | 14.7% | 26.9% | ||
| Q3 25 | 10.8% | 4.5% | ||
| Q2 25 | 6.7% | 24.0% | ||
| Q1 25 | 14.4% | 19.8% | ||
| Q4 24 | 13.9% | 24.7% | ||
| Q3 24 | 11.1% | 2.0% | ||
| Q2 24 | 0.5% | 24.5% | ||
| Q1 24 | 2.4% | 29.4% |
| Q4 25 | 0.8% | 1.9% | ||
| Q3 25 | 0.5% | 3.2% | ||
| Q2 25 | 0.6% | 1.7% | ||
| Q1 25 | 0.6% | 1.5% | ||
| Q4 24 | 0.8% | 1.8% | ||
| Q3 24 | 0.9% | 1.8% | ||
| Q2 24 | 1.6% | 5.9% | ||
| Q1 24 | 1.3% | 3.0% |
| Q4 25 | — | 5.44× | ||
| Q3 25 | — | 2.11× | ||
| Q2 25 | 1.23× | — | ||
| Q1 25 | 1.81× | — | ||
| Q4 24 | 1.80× | — | ||
| Q3 24 | 1.93× | 0.56× | ||
| Q2 24 | 0.30× | 2.92× | ||
| Q1 24 | 0.60× | 2.78× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
MCHP
| Mixed Signal Microcontrollers | $586.5M | 49% |
| Analog | $322.9M | 27% |
| Other Product Line | $276.6M | 23% |
