vs

Side-by-side financial comparison of KEMPER Corp (KMPR) and Matador Resources Co (MTDR). Click either name above to swap in a different company.

KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $809.5M, roughly 1.4× Matador Resources Co). Matador Resources Co runs the higher net margin — 23.8% vs -0.7%, a 24.5% gap on every dollar of revenue. On growth, KEMPER Corp posted the faster year-over-year revenue change (-4.7% vs -17.2%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $8.1M). Over the past eight quarters, Matador Resources Co's revenue compounded faster (1.5% CAGR vs -0.5%).

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

Matador Resources Co is an independent energy firm engaged in the exploration, development, production and acquisition of oil, natural gas, and natural gas liquids. Its core operations are in major U.S. onshore resource basins, primarily serving North American energy markets.

KMPR vs MTDR — Head-to-Head

Bigger by revenue
KMPR
KMPR
1.4× larger
KMPR
$1.1B
$809.5M
MTDR
Growing faster (revenue YoY)
KMPR
KMPR
+12.6% gap
KMPR
-4.7%
-17.2%
MTDR
Higher net margin
MTDR
MTDR
24.5% more per $
MTDR
23.8%
-0.7%
KMPR
More free cash flow
KMPR
KMPR
$158.1M more FCF
KMPR
$166.2M
$8.1M
MTDR
Faster 2-yr revenue CAGR
MTDR
MTDR
Annualised
MTDR
1.5%
-0.5%
KMPR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
KMPR
KMPR
MTDR
MTDR
Revenue
$1.1B
$809.5M
Net Profit
$-8.0M
$192.5M
Gross Margin
Operating Margin
30.0%
Net Margin
-0.7%
23.8%
Revenue YoY
-4.7%
-17.2%
Net Profit YoY
-108.2%
-10.2%
EPS (diluted)
$-0.03
$1.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KMPR
KMPR
MTDR
MTDR
Q4 25
$1.1B
$809.5M
Q3 25
$1.2B
$915.1M
Q2 25
$1.2B
$925.7M
Q1 25
$1.2B
$1.0B
Q4 24
$1.2B
$978.3M
Q3 24
$1.2B
$860.1M
Q2 24
$1.1B
$855.2M
Q1 24
$1.1B
$785.3M
Net Profit
KMPR
KMPR
MTDR
MTDR
Q4 25
$-8.0M
$192.5M
Q3 25
$-21.0M
$176.4M
Q2 25
$72.6M
$150.2M
Q1 25
$99.7M
$240.1M
Q4 24
$97.4M
$214.5M
Q3 24
$73.7M
$248.3M
Q2 24
$75.4M
$228.8M
Q1 24
$71.3M
$193.7M
Operating Margin
KMPR
KMPR
MTDR
MTDR
Q4 25
30.0%
Q3 25
33.4%
Q2 25
31.2%
Q1 25
38.7%
Q4 24
36.8%
Q3 24
11.2%
45.6%
Q2 24
10.1%
42.5%
Q1 24
7.6%
40.6%
Net Margin
KMPR
KMPR
MTDR
MTDR
Q4 25
-0.7%
23.8%
Q3 25
-1.7%
19.3%
Q2 25
5.9%
16.2%
Q1 25
8.4%
23.9%
Q4 24
8.2%
21.9%
Q3 24
6.3%
28.9%
Q2 24
6.7%
26.8%
Q1 24
6.2%
24.7%
EPS (diluted)
KMPR
KMPR
MTDR
MTDR
Q4 25
$-0.03
$1.54
Q3 25
$-0.34
$1.42
Q2 25
$1.12
$1.21
Q1 25
$1.54
$1.92
Q4 24
$1.51
$1.71
Q3 24
$1.14
$1.99
Q2 24
$1.16
$1.83
Q1 24
$1.10
$1.61

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KMPR
KMPR
MTDR
MTDR
Cash + ST InvestmentsLiquidity on hand
$15.3M
Total DebtLower is stronger
$943.5M
$3.4B
Stockholders' EquityBook value
$2.7B
$5.7B
Total Assets
$12.5B
$11.7B
Debt / EquityLower = less leverage
0.35×
0.60×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KMPR
KMPR
MTDR
MTDR
Q4 25
$15.3M
Q3 25
$371.2M
$20.1M
Q2 25
$407.6M
$10.5M
Q1 25
$545.3M
$14.5M
Q4 24
$1.0B
$23.0M
Q3 24
$696.9M
$23.3M
Q2 24
$539.1M
$15.2M
Q1 24
$520.7M
$23.2M
Total Debt
KMPR
KMPR
MTDR
MTDR
Q4 25
$943.5M
$3.4B
Q3 25
$943.1M
$3.2B
Q2 25
$942.6M
$3.3B
Q1 25
$942.1M
$3.2B
Q4 24
$1.4B
$3.3B
Q3 24
$1.4B
Q2 24
$1.4B
Q1 24
$1.4B
Stockholders' Equity
KMPR
KMPR
MTDR
MTDR
Q4 25
$2.7B
$5.7B
Q3 25
$2.7B
$5.5B
Q2 25
$370.0M
$5.4B
Q1 25
$366.0M
$5.3B
Q4 24
$2.8B
$5.1B
Q3 24
$2.8B
$4.9B
Q2 24
$358.0M
$4.6B
Q1 24
$2.6B
$4.4B
Total Assets
KMPR
KMPR
MTDR
MTDR
Q4 25
$12.5B
$11.7B
Q3 25
$12.4B
$11.6B
Q2 25
$12.6B
$11.3B
Q1 25
$12.5B
$11.1B
Q4 24
$12.6B
$10.9B
Q3 24
$12.6B
$10.6B
Q2 24
$12.6B
$8.5B
Q1 24
$12.6B
$8.2B
Debt / Equity
KMPR
KMPR
MTDR
MTDR
Q4 25
0.35×
0.60×
Q3 25
0.35×
0.58×
Q2 25
2.55×
0.61×
Q1 25
2.57×
0.60×
Q4 24
0.50×
0.65×
Q3 24
0.50×
Q2 24
3.88×
Q1 24
0.54×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KMPR
KMPR
MTDR
MTDR
Operating Cash FlowLast quarter
$175.0M
$474.4M
Free Cash FlowOCF − Capex
$166.2M
$8.1M
FCF MarginFCF / Revenue
14.7%
1.0%
Capex IntensityCapex / Revenue
0.8%
57.6%
Cash ConversionOCF / Net Profit
2.46×
TTM Free Cash FlowTrailing 4 quarters
$553.9M
$269.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KMPR
KMPR
MTDR
MTDR
Q4 25
$175.0M
$474.4M
Q3 25
$139.9M
$721.7M
Q2 25
$89.6M
$501.0M
Q1 25
$180.0M
$727.9M
Q4 24
$175.1M
$575.0M
Q3 24
$141.9M
$610.4M
Q2 24
$22.9M
$592.9M
Q1 24
$43.0M
$468.6M
Free Cash Flow
KMPR
KMPR
MTDR
MTDR
Q4 25
$166.2M
$8.1M
Q3 25
$133.4M
$78.3M
Q2 25
$82.0M
$9.6M
Q1 25
$172.3M
$173.6M
Q4 24
$165.4M
$45.2M
Q3 24
$131.4M
$-1.6B
Q2 24
$5.2M
$69.0M
Q1 24
$27.7M
$-170.0M
FCF Margin
KMPR
KMPR
MTDR
MTDR
Q4 25
14.7%
1.0%
Q3 25
10.8%
8.6%
Q2 25
6.7%
1.0%
Q1 25
14.4%
17.3%
Q4 24
13.9%
4.6%
Q3 24
11.1%
-186.5%
Q2 24
0.5%
8.1%
Q1 24
2.4%
-21.6%
Capex Intensity
KMPR
KMPR
MTDR
MTDR
Q4 25
0.8%
57.6%
Q3 25
0.5%
70.3%
Q2 25
0.6%
53.1%
Q1 25
0.6%
55.1%
Q4 24
0.8%
54.2%
Q3 24
0.9%
257.4%
Q2 24
1.6%
61.3%
Q1 24
1.3%
81.3%
Cash Conversion
KMPR
KMPR
MTDR
MTDR
Q4 25
2.46×
Q3 25
4.09×
Q2 25
1.23×
3.34×
Q1 25
1.81×
3.03×
Q4 24
1.80×
2.68×
Q3 24
1.93×
2.46×
Q2 24
0.30×
2.59×
Q1 24
0.60×
2.42×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KMPR
KMPR

Specialty Property Casualty Insurance Segment$995.1M88%
Life Insurance Segment1$140.7M12%

MTDR
MTDR

Oil And Gas$702.8M87%
Natural Gas Sales$61.3M8%
Natural Gas Midstream$45.4M6%

Related Comparisons