vs

Side-by-side financial comparison of KEMPER Corp (KMPR) and OCEANEERING INTERNATIONAL INC (OII). Click either name above to swap in a different company.

KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $692.4M, roughly 1.6× OCEANEERING INTERNATIONAL INC). OCEANEERING INTERNATIONAL INC runs the higher net margin — 5.2% vs -0.7%, a 5.9% gap on every dollar of revenue. On growth, OCEANEERING INTERNATIONAL INC posted the faster year-over-year revenue change (3.6% vs -4.7%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $-76.5M). Over the past eight quarters, OCEANEERING INTERNATIONAL INC's revenue compounded faster (1.8% CAGR vs -0.5%).

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

Oceaneering International, Inc. is a subsea engineering and applied technology company based in Houston, Texas, U.S. that provides engineered services and hardware to customers who operate in marine, space, and other environments.

KMPR vs OII — Head-to-Head

Bigger by revenue
KMPR
KMPR
1.6× larger
KMPR
$1.1B
$692.4M
OII
Growing faster (revenue YoY)
OII
OII
+8.2% gap
OII
3.6%
-4.7%
KMPR
Higher net margin
OII
OII
5.9% more per $
OII
5.2%
-0.7%
KMPR
More free cash flow
KMPR
KMPR
$242.7M more FCF
KMPR
$166.2M
$-76.5M
OII
Faster 2-yr revenue CAGR
OII
OII
Annualised
OII
1.8%
-0.5%
KMPR

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
KMPR
KMPR
OII
OII
Revenue
$1.1B
$692.4M
Net Profit
$-8.0M
$36.1M
Gross Margin
Operating Margin
Net Margin
-0.7%
5.2%
Revenue YoY
-4.7%
3.6%
Net Profit YoY
-108.2%
-28.3%
EPS (diluted)
$-0.03
$0.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KMPR
KMPR
OII
OII
Q1 26
$692.4M
Q4 25
$1.1B
$668.6M
Q3 25
$1.2B
$742.9M
Q2 25
$1.2B
$698.2M
Q1 25
$1.2B
$674.5M
Q4 24
$1.2B
$713.5M
Q3 24
$1.2B
$679.8M
Q2 24
$1.1B
$668.8M
Net Profit
KMPR
KMPR
OII
OII
Q1 26
$36.1M
Q4 25
$-8.0M
$177.7M
Q3 25
$-21.0M
$71.3M
Q2 25
$72.6M
$54.4M
Q1 25
$99.7M
$50.4M
Q4 24
$97.4M
$56.1M
Q3 24
$73.7M
$41.2M
Q2 24
$75.4M
$35.0M
Gross Margin
KMPR
KMPR
OII
OII
Q1 26
Q4 25
19.8%
Q3 25
20.6%
Q2 25
21.3%
Q1 25
20.0%
Q4 24
19.9%
Q3 24
19.3%
Q2 24
18.0%
Operating Margin
KMPR
KMPR
OII
OII
Q1 26
Q4 25
9.8%
Q3 25
11.6%
Q2 25
11.3%
Q1 25
10.9%
Q4 24
10.9%
Q3 24
11.2%
10.5%
Q2 24
10.1%
9.0%
Net Margin
KMPR
KMPR
OII
OII
Q1 26
5.2%
Q4 25
-0.7%
26.6%
Q3 25
-1.7%
9.6%
Q2 25
5.9%
7.8%
Q1 25
8.4%
7.5%
Q4 24
8.2%
7.9%
Q3 24
6.3%
6.1%
Q2 24
6.7%
5.2%
EPS (diluted)
KMPR
KMPR
OII
OII
Q1 26
$0.36
Q4 25
$-0.03
$1.75
Q3 25
$-0.34
$0.71
Q2 25
$1.12
$0.54
Q1 25
$1.54
$0.49
Q4 24
$1.51
$0.55
Q3 24
$1.14
$0.40
Q2 24
$1.16
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KMPR
KMPR
OII
OII
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$943.5M
$488.8M
Stockholders' EquityBook value
$2.7B
$1.1B
Total Assets
$12.5B
$2.6B
Debt / EquityLower = less leverage
0.35×
0.44×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KMPR
KMPR
OII
OII
Q1 26
Q4 25
$695.9M
Q3 25
$371.2M
$7.0M
Q2 25
$407.6M
$7.0M
Q1 25
$545.3M
$7.0M
Q4 24
$1.0B
$504.5M
Q3 24
$696.9M
Q2 24
$539.1M
Total Debt
KMPR
KMPR
OII
OII
Q1 26
$488.8M
Q4 25
$943.5M
$487.4M
Q3 25
$943.1M
Q2 25
$942.6M
Q1 25
$942.1M
Q4 24
$1.4B
$482.0M
Q3 24
$1.4B
Q2 24
$1.4B
Stockholders' Equity
KMPR
KMPR
OII
OII
Q1 26
$1.1B
Q4 25
$2.7B
$1.1B
Q3 25
$2.7B
$907.7M
Q2 25
$370.0M
$842.1M
Q1 25
$366.0M
$773.1M
Q4 24
$2.8B
$714.3M
Q3 24
$2.8B
$698.0M
Q2 24
$358.0M
$651.0M
Total Assets
KMPR
KMPR
OII
OII
Q1 26
$2.6B
Q4 25
$12.5B
$2.7B
Q3 25
$12.4B
$2.5B
Q2 25
$12.6B
$2.3B
Q1 25
$12.5B
$2.3B
Q4 24
$12.6B
$2.3B
Q3 24
$12.6B
$2.4B
Q2 24
$12.6B
$2.3B
Debt / Equity
KMPR
KMPR
OII
OII
Q1 26
0.44×
Q4 25
0.35×
0.46×
Q3 25
0.35×
Q2 25
2.55×
Q1 25
2.57×
Q4 24
0.50×
0.67×
Q3 24
0.50×
Q2 24
3.88×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KMPR
KMPR
OII
OII
Operating Cash FlowLast quarter
$175.0M
Free Cash FlowOCF − Capex
$166.2M
$-76.5M
FCF MarginFCF / Revenue
14.7%
-11.1%
Capex IntensityCapex / Revenue
0.8%
2.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$553.9M
$238.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KMPR
KMPR
OII
OII
Q1 26
Q4 25
$175.0M
$221.1M
Q3 25
$139.9M
$101.3M
Q2 25
$89.6M
$77.2M
Q1 25
$180.0M
$-80.7M
Q4 24
$175.1M
$128.4M
Q3 24
$141.9M
$91.9M
Q2 24
$22.9M
$52.6M
Free Cash Flow
KMPR
KMPR
OII
OII
Q1 26
$-76.5M
Q4 25
$166.2M
$190.7M
Q3 25
$133.4M
$77.0M
Q2 25
$82.0M
$46.9M
Q1 25
$172.3M
$-106.8M
Q4 24
$165.4M
$94.5M
Q3 24
$131.4M
$67.0M
Q2 24
$5.2M
$29.8M
FCF Margin
KMPR
KMPR
OII
OII
Q1 26
-11.1%
Q4 25
14.7%
28.5%
Q3 25
10.8%
10.4%
Q2 25
6.7%
6.7%
Q1 25
14.4%
-15.8%
Q4 24
13.9%
13.2%
Q3 24
11.1%
9.9%
Q2 24
0.5%
4.5%
Capex Intensity
KMPR
KMPR
OII
OII
Q1 26
2.5%
Q4 25
0.8%
4.6%
Q3 25
0.5%
3.3%
Q2 25
0.6%
4.3%
Q1 25
0.6%
3.9%
Q4 24
0.8%
4.7%
Q3 24
0.9%
3.7%
Q2 24
1.6%
3.4%
Cash Conversion
KMPR
KMPR
OII
OII
Q1 26
Q4 25
1.24×
Q3 25
1.42×
Q2 25
1.23×
1.42×
Q1 25
1.81×
-1.60×
Q4 24
1.80×
2.29×
Q3 24
1.93×
2.23×
Q2 24
0.30×
1.50×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KMPR
KMPR

Specialty Property Casualty Insurance Segment$995.1M88%
Life Insurance Segment1$140.7M12%

OII
OII

Segment breakdown not available.

Related Comparisons