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Side-by-side financial comparison of KEMPER Corp (KMPR) and OPEN TEXT CORP (OTEX). Click either name above to swap in a different company.
OPEN TEXT CORP is the larger business by last-quarter revenue ($1.3B vs $1.1B, roughly 1.2× KEMPER Corp). OPEN TEXT CORP runs the higher net margin — 12.7% vs -0.7%, a 13.4% gap on every dollar of revenue. On growth, OPEN TEXT CORP posted the faster year-over-year revenue change (-0.6% vs -4.7%). OPEN TEXT CORP produced more free cash flow last quarter ($279.4M vs $166.2M). Over the past eight quarters, KEMPER Corp's revenue compounded faster (-0.5% CAGR vs -4.3%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Open Text Corporation is a global software company that develops and sells information management software.
KMPR vs OTEX — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.3B |
| Net Profit | $-8.0M | $168.1M |
| Gross Margin | — | 74.0% |
| Operating Margin | — | 22.0% |
| Net Margin | -0.7% | 12.7% |
| Revenue YoY | -4.7% | -0.6% |
| Net Profit YoY | -108.2% | -26.9% |
| EPS (diluted) | $-0.03 | $0.66 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $1.3B | ||
| Q3 25 | $1.2B | $1.3B | ||
| Q2 25 | $1.2B | $1.3B | ||
| Q1 25 | $1.2B | $1.3B | ||
| Q4 24 | $1.2B | $1.3B | ||
| Q3 24 | $1.2B | $1.3B | ||
| Q2 24 | $1.1B | $1.4B | ||
| Q1 24 | $1.1B | $1.4B |
| Q4 25 | $-8.0M | $168.1M | ||
| Q3 25 | $-21.0M | $146.6M | ||
| Q2 25 | $72.6M | $28.8M | ||
| Q1 25 | $99.7M | $92.8M | ||
| Q4 24 | $97.4M | $229.9M | ||
| Q3 24 | $73.7M | $84.4M | ||
| Q2 24 | $75.4M | $248.2M | ||
| Q1 24 | $71.3M | $98.3M |
| Q4 25 | — | 74.0% | ||
| Q3 25 | — | 72.8% | ||
| Q2 25 | — | 72.3% | ||
| Q1 25 | — | 71.6% | ||
| Q4 24 | — | 73.3% | ||
| Q3 24 | — | 71.7% | ||
| Q2 24 | — | 72.5% | ||
| Q1 24 | — | 73.0% |
| Q4 25 | — | 22.0% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 13.9% | ||
| Q1 25 | — | 16.7% | ||
| Q4 24 | — | 22.2% | ||
| Q3 24 | 11.2% | 16.3% | ||
| Q2 24 | 10.1% | 14.2% | ||
| Q1 24 | 7.6% | 15.7% |
| Q4 25 | -0.7% | 12.7% | ||
| Q3 25 | -1.7% | 11.4% | ||
| Q2 25 | 5.9% | 2.2% | ||
| Q1 25 | 8.4% | 7.4% | ||
| Q4 24 | 8.2% | 17.2% | ||
| Q3 24 | 6.3% | 6.6% | ||
| Q2 24 | 6.7% | 18.2% | ||
| Q1 24 | 6.2% | 6.8% |
| Q4 25 | $-0.03 | $0.66 | ||
| Q3 25 | $-0.34 | $0.58 | ||
| Q2 25 | $1.12 | $0.11 | ||
| Q1 25 | $1.54 | $0.35 | ||
| Q4 24 | $1.51 | $0.87 | ||
| Q3 24 | $1.14 | $0.32 | ||
| Q2 24 | $1.16 | $0.91 | ||
| Q1 24 | $1.10 | $0.36 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.3B |
| Total DebtLower is stronger | $943.5M | $6.4B |
| Stockholders' EquityBook value | $2.7B | $4.0B |
| Total Assets | $12.5B | $13.6B |
| Debt / EquityLower = less leverage | 0.35× | 1.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $1.3B | ||
| Q3 25 | $371.2M | $1.1B | ||
| Q2 25 | $407.6M | $1.2B | ||
| Q1 25 | $545.3M | $1.3B | ||
| Q4 24 | $1.0B | $1.1B | ||
| Q3 24 | $696.9M | $1.0B | ||
| Q2 24 | $539.1M | $1.3B | ||
| Q1 24 | $520.7M | $1.1B |
| Q4 25 | $943.5M | $6.4B | ||
| Q3 25 | $943.1M | $6.4B | ||
| Q2 25 | $942.6M | $6.4B | ||
| Q1 25 | $942.1M | $6.4B | ||
| Q4 24 | $1.4B | $6.4B | ||
| Q3 24 | $1.4B | $6.4B | ||
| Q2 24 | $1.4B | $6.4B | ||
| Q1 24 | $1.4B | $8.4B |
| Q4 25 | $2.7B | $4.0B | ||
| Q3 25 | $2.7B | $4.0B | ||
| Q2 25 | $370.0M | $3.9B | ||
| Q1 25 | $366.0M | $4.1B | ||
| Q4 24 | $2.8B | $4.2B | ||
| Q3 24 | $2.8B | $4.1B | ||
| Q2 24 | $358.0M | $4.2B | ||
| Q1 24 | $2.6B | $4.1B |
| Q4 25 | $12.5B | $13.6B | ||
| Q3 25 | $12.4B | $13.5B | ||
| Q2 25 | $12.6B | $13.8B | ||
| Q1 25 | $12.5B | $13.8B | ||
| Q4 24 | $12.6B | $13.7B | ||
| Q3 24 | $12.6B | $13.8B | ||
| Q2 24 | $12.6B | $14.2B | ||
| Q1 24 | $12.6B | $16.4B |
| Q4 25 | 0.35× | 1.58× | ||
| Q3 25 | 0.35× | 1.61× | ||
| Q2 25 | 2.55× | 1.62× | ||
| Q1 25 | 2.57× | 1.55× | ||
| Q4 24 | 0.50× | 1.51× | ||
| Q3 24 | 0.50× | 1.55× | ||
| Q2 24 | 3.88× | 1.52× | ||
| Q1 24 | 0.54× | 2.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $318.7M |
| Free Cash FlowOCF − Capex | $166.2M | $279.4M |
| FCF MarginFCF / Revenue | 14.7% | 21.1% |
| Capex IntensityCapex / Revenue | 0.8% | 3.0% |
| Cash ConversionOCF / Net Profit | — | 1.90× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | $878.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $318.7M | ||
| Q3 25 | $139.9M | $147.8M | ||
| Q2 25 | $89.6M | $158.2M | ||
| Q1 25 | $180.0M | $402.2M | ||
| Q4 24 | $175.1M | $348.0M | ||
| Q3 24 | $141.9M | $-77.8M | ||
| Q2 24 | $22.9M | $185.2M | ||
| Q1 24 | $43.0M | $384.7M |
| Q4 25 | $166.2M | $279.4M | ||
| Q3 25 | $133.4M | $101.2M | ||
| Q2 25 | $82.0M | $124.0M | ||
| Q1 25 | $172.3M | $373.8M | ||
| Q4 24 | $165.4M | $306.7M | ||
| Q3 24 | $131.4M | $-117.1M | ||
| Q2 24 | $5.2M | $145.2M | ||
| Q1 24 | $27.7M | $348.2M |
| Q4 25 | 14.7% | 21.1% | ||
| Q3 25 | 10.8% | 7.9% | ||
| Q2 25 | 6.7% | 9.5% | ||
| Q1 25 | 14.4% | 29.8% | ||
| Q4 24 | 13.9% | 23.0% | ||
| Q3 24 | 11.1% | -9.2% | ||
| Q2 24 | 0.5% | 10.7% | ||
| Q1 24 | 2.4% | 24.1% |
| Q4 25 | 0.8% | 3.0% | ||
| Q3 25 | 0.5% | 3.6% | ||
| Q2 25 | 0.6% | 2.6% | ||
| Q1 25 | 0.6% | 2.3% | ||
| Q4 24 | 0.8% | 3.1% | ||
| Q3 24 | 0.9% | 3.1% | ||
| Q2 24 | 1.6% | 2.9% | ||
| Q1 24 | 1.3% | 2.5% |
| Q4 25 | — | 1.90× | ||
| Q3 25 | — | 1.01× | ||
| Q2 25 | 1.23× | 5.49× | ||
| Q1 25 | 1.81× | 4.33× | ||
| Q4 24 | 1.80× | 1.51× | ||
| Q3 24 | 1.93× | -0.92× | ||
| Q2 24 | 0.30× | 0.75× | ||
| Q1 24 | 0.60× | 3.91× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
OTEX
| Transferred At Point In Time | $184.2M | 14% |
| Cybersecurity Enterprise Product | $174.5M | 13% |
| Business Network Product | $159.8M | 12% |
| Business Network Cloud Services And Subscriptions | $151.4M | 11% |
| Content Cloud Services And Subscriptions | $137.9M | 10% |
| Cybersecurity SMB Consumer Product | $127.6M | 10% |
| Application Delivery Management Product | $120.1M | 9% |
| IT Operations Management Product | $113.3M | 9% |
| Professional Service And Other | $82.5M | 6% |
| Analytics Product | $58.1M | 4% |
| IT Operations Management Cloud Services And Subscriptions | $7.8M | 1% |
