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Side-by-side financial comparison of KEMPER Corp (KMPR) and Ovintiv Inc. (OVV). Click either name above to swap in a different company.
Ovintiv Inc. is the larger business by last-quarter revenue ($2.1B vs $1.1B, roughly 1.8× KEMPER Corp). Ovintiv Inc. runs the higher net margin — 46.1% vs -0.7%, a 46.8% gap on every dollar of revenue. On growth, KEMPER Corp posted the faster year-over-year revenue change (-4.7% vs -6.0%). Ovintiv Inc. produced more free cash flow last quarter ($489.0M vs $166.2M). Over the past eight quarters, KEMPER Corp's revenue compounded faster (-0.5% CAGR vs -7.2%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Ovintiv Inc. is a U.S. petroleum company based in Denver. The company was formed in 2020 through a restructuring of its Canadian predecessor, Encana.
KMPR vs OVV — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $2.1B |
| Net Profit | $-8.0M | $946.0M |
| Gross Margin | — | — |
| Operating Margin | — | 21.2% |
| Net Margin | -0.7% | 46.1% |
| Revenue YoY | -4.7% | -6.0% |
| Net Profit YoY | -108.2% | 1676.7% |
| EPS (diluted) | $-0.03 | $3.64 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $2.1B | ||
| Q3 25 | $1.2B | $2.0B | ||
| Q2 25 | $1.2B | $2.2B | ||
| Q1 25 | $1.2B | $2.4B | ||
| Q4 24 | $1.2B | $2.2B | ||
| Q3 24 | $1.2B | $2.2B | ||
| Q2 24 | $1.1B | $2.2B | ||
| Q1 24 | $1.1B | $2.4B |
| Q4 25 | $-8.0M | $946.0M | ||
| Q3 25 | $-21.0M | $148.0M | ||
| Q2 25 | $72.6M | $307.0M | ||
| Q1 25 | $99.7M | $-159.0M | ||
| Q4 24 | $97.4M | $-60.0M | ||
| Q3 24 | $73.7M | $507.0M | ||
| Q2 24 | $75.4M | $340.0M | ||
| Q1 24 | $71.3M | $338.0M |
| Q4 25 | — | 21.2% | ||
| Q3 25 | — | 13.5% | ||
| Q2 25 | — | 23.1% | ||
| Q1 25 | — | -3.7% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | 11.2% | 24.2% | ||
| Q2 24 | 10.1% | 25.4% | ||
| Q1 24 | 7.6% | 20.7% |
| Q4 25 | -0.7% | 46.1% | ||
| Q3 25 | -1.7% | 7.3% | ||
| Q2 25 | 5.9% | 13.9% | ||
| Q1 25 | 8.4% | -6.7% | ||
| Q4 24 | 8.2% | -2.7% | ||
| Q3 24 | 6.3% | 23.3% | ||
| Q2 24 | 6.7% | 15.5% | ||
| Q1 24 | 6.2% | 14.2% |
| Q4 25 | $-0.03 | $3.64 | ||
| Q3 25 | $-0.34 | $0.57 | ||
| Q2 25 | $1.12 | $1.18 | ||
| Q1 25 | $1.54 | $-0.61 | ||
| Q4 24 | $1.51 | $-0.22 | ||
| Q3 24 | $1.14 | $1.92 | ||
| Q2 24 | $1.16 | $1.27 | ||
| Q1 24 | $1.10 | $1.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $280.0M |
| Total DebtLower is stronger | $943.5M | $5.2B |
| Stockholders' EquityBook value | $2.7B | $11.2B |
| Total Assets | $12.5B | $20.4B |
| Debt / EquityLower = less leverage | 0.35× | 0.46× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $280.0M | ||
| Q3 25 | $371.2M | $25.0M | ||
| Q2 25 | $407.6M | $20.0M | ||
| Q1 25 | $545.3M | $8.0M | ||
| Q4 24 | $1.0B | $42.0M | ||
| Q3 24 | $696.9M | $9.0M | ||
| Q2 24 | $539.1M | $8.0M | ||
| Q1 24 | $520.7M | $5.0M |
| Q4 25 | $943.5M | $5.2B | ||
| Q3 25 | $943.1M | $5.2B | ||
| Q2 25 | $942.6M | $5.3B | ||
| Q1 25 | $942.1M | $5.5B | ||
| Q4 24 | $1.4B | $5.5B | ||
| Q3 24 | $1.4B | $5.9B | ||
| Q2 24 | $1.4B | $6.1B | ||
| Q1 24 | $1.4B | $6.2B |
| Q4 25 | $2.7B | $11.2B | ||
| Q3 25 | $2.7B | $10.2B | ||
| Q2 25 | $370.0M | $10.4B | ||
| Q1 25 | $366.0M | $10.1B | ||
| Q4 24 | $2.8B | $10.3B | ||
| Q3 24 | $2.8B | $10.7B | ||
| Q2 24 | $358.0M | $10.3B | ||
| Q1 24 | $2.6B | $10.3B |
| Q4 25 | $12.5B | $20.4B | ||
| Q3 25 | $12.4B | $19.4B | ||
| Q2 25 | $12.6B | $19.7B | ||
| Q1 25 | $12.5B | $19.6B | ||
| Q4 24 | $12.6B | $19.3B | ||
| Q3 24 | $12.6B | $19.9B | ||
| Q2 24 | $12.6B | $19.8B | ||
| Q1 24 | $12.6B | $19.8B |
| Q4 25 | 0.35× | 0.46× | ||
| Q3 25 | 0.35× | 0.51× | ||
| Q2 25 | 2.55× | 0.51× | ||
| Q1 25 | 2.57× | 0.55× | ||
| Q4 24 | 0.50× | 0.53× | ||
| Q3 24 | 0.50× | 0.55× | ||
| Q2 24 | 3.88× | 0.59× | ||
| Q1 24 | 0.54× | 0.60× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $954.0M |
| Free Cash FlowOCF − Capex | $166.2M | $489.0M |
| FCF MarginFCF / Revenue | 14.7% | 23.8% |
| Capex IntensityCapex / Revenue | 0.8% | 22.6% |
| Cash ConversionOCF / Net Profit | — | 1.01× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | $1.5B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $954.0M | ||
| Q3 25 | $139.9M | $812.0M | ||
| Q2 25 | $89.6M | $1.0B | ||
| Q1 25 | $180.0M | $873.0M | ||
| Q4 24 | $175.1M | $1.0B | ||
| Q3 24 | $141.9M | $1.0B | ||
| Q2 24 | $22.9M | $1.0B | ||
| Q1 24 | $43.0M | $659.0M |
| Q4 25 | $166.2M | $489.0M | ||
| Q3 25 | $133.4M | $268.0M | ||
| Q2 25 | $82.0M | $492.0M | ||
| Q1 25 | $172.3M | $256.0M | ||
| Q4 24 | $165.4M | $468.0M | ||
| Q3 24 | $131.4M | $484.0M | ||
| Q2 24 | $5.2M | $398.0M | ||
| Q1 24 | $27.7M | $68.0M |
| Q4 25 | 14.7% | 23.8% | ||
| Q3 25 | 10.8% | 13.3% | ||
| Q2 25 | 6.7% | 22.2% | ||
| Q1 25 | 14.4% | 10.8% | ||
| Q4 24 | 13.9% | 21.4% | ||
| Q3 24 | 11.1% | 22.2% | ||
| Q2 24 | 0.5% | 18.1% | ||
| Q1 24 | 2.4% | 2.8% |
| Q4 25 | 0.8% | 22.6% | ||
| Q3 25 | 0.5% | 26.9% | ||
| Q2 25 | 0.6% | 23.5% | ||
| Q1 25 | 0.6% | 26.0% | ||
| Q4 24 | 0.8% | 25.3% | ||
| Q3 24 | 0.9% | 24.7% | ||
| Q2 24 | 1.6% | 28.4% | ||
| Q1 24 | 1.3% | 24.8% |
| Q4 25 | — | 1.01× | ||
| Q3 25 | — | 5.49× | ||
| Q2 25 | 1.23× | 3.30× | ||
| Q1 25 | 1.81× | — | ||
| Q4 24 | 1.80× | — | ||
| Q3 24 | 1.93× | 2.02× | ||
| Q2 24 | 0.30× | 3.00× | ||
| Q1 24 | 0.60× | 1.95× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
OVV
| Product And Service Revenue | $1.7B | 84% |
| Sales Of Purchased Product | $338.0M | 16% |
