vs
Side-by-side financial comparison of KEMPER Corp (KMPR) and Primoris Services Corp (PRIM). Click either name above to swap in a different company.
Primoris Services Corp is the larger business by last-quarter revenue ($1.9B vs $1.1B, roughly 1.6× KEMPER Corp). Primoris Services Corp runs the higher net margin — 2.8% vs -0.7%, a 3.5% gap on every dollar of revenue. On growth, Primoris Services Corp posted the faster year-over-year revenue change (6.7% vs -4.7%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $121.1M). Over the past eight quarters, Primoris Services Corp's revenue compounded faster (14.7% CAGR vs -0.5%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Primoris Services Corporation is a publicly traded specialty construction and infrastructure company based in the United States, with a particular focus on pipelines for natural gas, wastewater and water. As of 2014 it was a Fortune 1000 company.
KMPR vs PRIM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.9B |
| Net Profit | $-8.0M | $51.7M |
| Gross Margin | — | 9.4% |
| Operating Margin | — | 4.2% |
| Net Margin | -0.7% | 2.8% |
| Revenue YoY | -4.7% | 6.7% |
| Net Profit YoY | -108.2% | -4.2% |
| EPS (diluted) | $-0.03 | $0.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $1.9B | ||
| Q3 25 | $1.2B | $2.2B | ||
| Q2 25 | $1.2B | $1.9B | ||
| Q1 25 | $1.2B | $1.6B | ||
| Q4 24 | $1.2B | $1.7B | ||
| Q3 24 | $1.2B | $1.6B | ||
| Q2 24 | $1.1B | $1.6B | ||
| Q1 24 | $1.1B | $1.4B |
| Q4 25 | $-8.0M | $51.7M | ||
| Q3 25 | $-21.0M | $94.6M | ||
| Q2 25 | $72.6M | $84.3M | ||
| Q1 25 | $99.7M | $44.2M | ||
| Q4 24 | $97.4M | $54.0M | ||
| Q3 24 | $73.7M | $58.4M | ||
| Q2 24 | $75.4M | $49.5M | ||
| Q1 24 | $71.3M | $18.9M |
| Q4 25 | — | 9.4% | ||
| Q3 25 | — | 10.8% | ||
| Q2 25 | — | 12.3% | ||
| Q1 25 | — | 10.4% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | — | 12.0% | ||
| Q2 24 | — | 11.9% | ||
| Q1 24 | — | 9.4% |
| Q4 25 | — | 4.2% | ||
| Q3 25 | — | 6.3% | ||
| Q2 25 | — | 6.7% | ||
| Q1 25 | — | 4.3% | ||
| Q4 24 | — | 5.0% | ||
| Q3 24 | 11.2% | 6.0% | ||
| Q2 24 | 10.1% | 5.5% | ||
| Q1 24 | 7.6% | 3.1% |
| Q4 25 | -0.7% | 2.8% | ||
| Q3 25 | -1.7% | 4.3% | ||
| Q2 25 | 5.9% | 4.5% | ||
| Q1 25 | 8.4% | 2.7% | ||
| Q4 24 | 8.2% | 3.1% | ||
| Q3 24 | 6.3% | 3.5% | ||
| Q2 24 | 6.7% | 3.2% | ||
| Q1 24 | 6.2% | 1.3% |
| Q4 25 | $-0.03 | $0.94 | ||
| Q3 25 | $-0.34 | $1.73 | ||
| Q2 25 | $1.12 | $1.54 | ||
| Q1 25 | $1.54 | $0.81 | ||
| Q4 24 | $1.51 | $0.98 | ||
| Q3 24 | $1.14 | $1.07 | ||
| Q2 24 | $1.16 | $0.91 | ||
| Q1 24 | $1.10 | $0.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $535.5M |
| Total DebtLower is stronger | $943.5M | $469.9M |
| Stockholders' EquityBook value | $2.7B | $1.7B |
| Total Assets | $12.5B | $4.4B |
| Debt / EquityLower = less leverage | 0.35× | 0.28× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $535.5M | ||
| Q3 25 | $371.2M | $431.4M | ||
| Q2 25 | $407.6M | $390.3M | ||
| Q1 25 | $545.3M | $351.6M | ||
| Q4 24 | $1.0B | $455.8M | ||
| Q3 24 | $696.9M | $352.7M | ||
| Q2 24 | $539.1M | $207.4M | ||
| Q1 24 | $520.7M | $177.6M |
| Q4 25 | $943.5M | $469.9M | ||
| Q3 25 | $943.1M | $486.0M | ||
| Q2 25 | $942.6M | $603.1M | ||
| Q1 25 | $942.1M | $612.0M | ||
| Q4 24 | $1.4B | $734.8M | ||
| Q3 24 | $1.4B | $903.7M | ||
| Q2 24 | $1.4B | $933.0M | ||
| Q1 24 | $1.4B | $951.7M |
| Q4 25 | $2.7B | $1.7B | ||
| Q3 25 | $2.7B | $1.6B | ||
| Q2 25 | $370.0M | $1.5B | ||
| Q1 25 | $366.0M | $1.4B | ||
| Q4 24 | $2.8B | $1.4B | ||
| Q3 24 | $2.8B | $1.4B | ||
| Q2 24 | $358.0M | $1.3B | ||
| Q1 24 | $2.6B | $1.2B |
| Q4 25 | $12.5B | $4.4B | ||
| Q3 25 | $12.4B | $4.6B | ||
| Q2 25 | $12.6B | $4.5B | ||
| Q1 25 | $12.5B | $4.2B | ||
| Q4 24 | $12.6B | $4.2B | ||
| Q3 24 | $12.6B | $4.2B | ||
| Q2 24 | $12.6B | $4.0B | ||
| Q1 24 | $12.6B | $4.0B |
| Q4 25 | 0.35× | 0.28× | ||
| Q3 25 | 0.35× | 0.30× | ||
| Q2 25 | 2.55× | 0.39× | ||
| Q1 25 | 2.57× | 0.42× | ||
| Q4 24 | 0.50× | 0.52× | ||
| Q3 24 | 0.50× | 0.67× | ||
| Q2 24 | 3.88× | 0.72× | ||
| Q1 24 | 0.54× | 0.76× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $142.9M |
| Free Cash FlowOCF − Capex | $166.2M | $121.1M |
| FCF MarginFCF / Revenue | 14.7% | 6.5% |
| Capex IntensityCapex / Revenue | 0.8% | 1.2% |
| Cash ConversionOCF / Net Profit | — | 2.76× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | $340.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $142.9M | ||
| Q3 25 | $139.9M | $182.9M | ||
| Q2 25 | $89.6M | $78.5M | ||
| Q1 25 | $180.0M | $66.2M | ||
| Q4 24 | $175.1M | $298.3M | ||
| Q3 24 | $141.9M | $222.5M | ||
| Q2 24 | $22.9M | $16.1M | ||
| Q1 24 | $43.0M | $-28.5M |
| Q4 25 | $166.2M | $121.1M | ||
| Q3 25 | $133.4M | $148.4M | ||
| Q2 25 | $82.0M | $45.3M | ||
| Q1 25 | $172.3M | $25.6M | ||
| Q4 24 | $165.4M | $270.0M | ||
| Q3 24 | $131.4M | $158.8M | ||
| Q2 24 | $5.2M | $-8.1M | ||
| Q1 24 | $27.7M | $-38.9M |
| Q4 25 | 14.7% | 6.5% | ||
| Q3 25 | 10.8% | 6.8% | ||
| Q2 25 | 6.7% | 2.4% | ||
| Q1 25 | 14.4% | 1.6% | ||
| Q4 24 | 13.9% | 15.5% | ||
| Q3 24 | 11.1% | 9.6% | ||
| Q2 24 | 0.5% | -0.5% | ||
| Q1 24 | 2.4% | -2.8% |
| Q4 25 | 0.8% | 1.2% | ||
| Q3 25 | 0.5% | 1.6% | ||
| Q2 25 | 0.6% | 1.8% | ||
| Q1 25 | 0.6% | 2.5% | ||
| Q4 24 | 0.8% | 1.6% | ||
| Q3 24 | 0.9% | 3.9% | ||
| Q2 24 | 1.6% | 1.5% | ||
| Q1 24 | 1.3% | 0.7% |
| Q4 25 | — | 2.76× | ||
| Q3 25 | — | 1.93× | ||
| Q2 25 | 1.23× | 0.93× | ||
| Q1 25 | 1.81× | 1.50× | ||
| Q4 24 | 1.80× | 5.53× | ||
| Q3 24 | 1.93× | 3.81× | ||
| Q2 24 | 0.30× | 0.32× | ||
| Q1 24 | 0.60× | -1.50× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
PRIM
| Energy Segment | $1.2B | 64% |
| Unit Price Contracts | $473.7M | 25% |
| Cost Reimbursable Contracts | $121.3M | 7% |
| Other | $74.9M | 4% |
