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Side-by-side financial comparison of KEMPER Corp (KMPR) and Qnity Electronics, Inc. (Q). Click either name above to swap in a different company.
Qnity Electronics, Inc. is the larger business by last-quarter revenue ($1.3B vs $1.1B, roughly 1.1× KEMPER Corp). Qnity Electronics, Inc. runs the higher net margin — 16.5% vs -0.7%, a 17.2% gap on every dollar of revenue. On growth, Qnity Electronics, Inc. posted the faster year-over-year revenue change (11.1% vs -4.7%). Qnity Electronics, Inc. produced more free cash flow last quarter ($568.0M vs $166.2M).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
KMPR vs Q — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.3B |
| Net Profit | $-8.0M | $211.0M |
| Gross Margin | — | 45.1% |
| Operating Margin | — | 21.3% |
| Net Margin | -0.7% | 16.5% |
| Revenue YoY | -4.7% | 11.1% |
| Net Profit YoY | -108.2% | 6.0% |
| EPS (diluted) | $-0.03 | $1.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | — | ||
| Q3 25 | $1.2B | $1.3B | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | $1.1B | ||
| Q2 24 | $1.1B | — | ||
| Q1 24 | $1.1B | — |
| Q4 25 | $-8.0M | — | ||
| Q3 25 | $-21.0M | $211.0M | ||
| Q2 25 | $72.6M | — | ||
| Q1 25 | $99.7M | — | ||
| Q4 24 | $97.4M | — | ||
| Q3 24 | $73.7M | $199.0M | ||
| Q2 24 | $75.4M | — | ||
| Q1 24 | $71.3M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 45.1% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 47.0% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 21.3% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 11.2% | 21.8% | ||
| Q2 24 | 10.1% | — | ||
| Q1 24 | 7.6% | — |
| Q4 25 | -0.7% | — | ||
| Q3 25 | -1.7% | 16.5% | ||
| Q2 25 | 5.9% | — | ||
| Q1 25 | 8.4% | — | ||
| Q4 24 | 8.2% | — | ||
| Q3 24 | 6.3% | 17.3% | ||
| Q2 24 | 6.7% | — | ||
| Q1 24 | 6.2% | — |
| Q4 25 | $-0.03 | — | ||
| Q3 25 | $-0.34 | $1.01 | ||
| Q2 25 | $1.12 | — | ||
| Q1 25 | $1.54 | — | ||
| Q4 24 | $1.51 | — | ||
| Q3 24 | $1.14 | $0.95 | ||
| Q2 24 | $1.16 | — | ||
| Q1 24 | $1.10 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $128.0M |
| Total DebtLower is stronger | $943.5M | $1.7B |
| Stockholders' EquityBook value | $2.7B | $9.1B |
| Total Assets | $12.5B | $12.5B |
| Debt / EquityLower = less leverage | 0.35× | 0.19× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | $371.2M | $128.0M | ||
| Q2 25 | $407.6M | — | ||
| Q1 25 | $545.3M | — | ||
| Q4 24 | $1.0B | — | ||
| Q3 24 | $696.9M | — | ||
| Q2 24 | $539.1M | — | ||
| Q1 24 | $520.7M | — |
| Q4 25 | $943.5M | — | ||
| Q3 25 | $943.1M | $1.7B | ||
| Q2 25 | $942.6M | — | ||
| Q1 25 | $942.1M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — | ||
| Q1 24 | $1.4B | — |
| Q4 25 | $2.7B | — | ||
| Q3 25 | $2.7B | $9.1B | ||
| Q2 25 | $370.0M | — | ||
| Q1 25 | $366.0M | — | ||
| Q4 24 | $2.8B | — | ||
| Q3 24 | $2.8B | $11.1B | ||
| Q2 24 | $358.0M | — | ||
| Q1 24 | $2.6B | — |
| Q4 25 | $12.5B | — | ||
| Q3 25 | $12.4B | $12.5B | ||
| Q2 25 | $12.6B | — | ||
| Q1 25 | $12.5B | — | ||
| Q4 24 | $12.6B | — | ||
| Q3 24 | $12.6B | — | ||
| Q2 24 | $12.6B | — | ||
| Q1 24 | $12.6B | — |
| Q4 25 | 0.35× | — | ||
| Q3 25 | 0.35× | 0.19× | ||
| Q2 25 | 2.55× | — | ||
| Q1 25 | 2.57× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 3.88× | — | ||
| Q1 24 | 0.54× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $782.0M |
| Free Cash FlowOCF − Capex | $166.2M | $568.0M |
| FCF MarginFCF / Revenue | 14.7% | 44.5% |
| Capex IntensityCapex / Revenue | 0.8% | 16.8% |
| Cash ConversionOCF / Net Profit | — | 3.71× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | — | ||
| Q3 25 | $139.9M | $782.0M | ||
| Q2 25 | $89.6M | — | ||
| Q1 25 | $180.0M | — | ||
| Q4 24 | $175.1M | — | ||
| Q3 24 | $141.9M | — | ||
| Q2 24 | $22.9M | — | ||
| Q1 24 | $43.0M | — |
| Q4 25 | $166.2M | — | ||
| Q3 25 | $133.4M | $568.0M | ||
| Q2 25 | $82.0M | — | ||
| Q1 25 | $172.3M | — | ||
| Q4 24 | $165.4M | — | ||
| Q3 24 | $131.4M | — | ||
| Q2 24 | $5.2M | — | ||
| Q1 24 | $27.7M | — |
| Q4 25 | 14.7% | — | ||
| Q3 25 | 10.8% | 44.5% | ||
| Q2 25 | 6.7% | — | ||
| Q1 25 | 14.4% | — | ||
| Q4 24 | 13.9% | — | ||
| Q3 24 | 11.1% | — | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 2.4% | — |
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.5% | 16.8% | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | 1.6% | — | ||
| Q1 24 | 1.3% | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 3.71× | ||
| Q2 25 | 1.23× | — | ||
| Q1 25 | 1.81× | — | ||
| Q4 24 | 1.80× | — | ||
| Q3 24 | 1.93× | — | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 0.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
Q
| Semiconductor Technologies | $693.0M | 54% |
| Interconnect Solutions | $583.0M | 46% |
