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Side-by-side financial comparison of KEMPER Corp (KMPR) and SiteOne Landscape Supply, Inc. (SITE). Click either name above to swap in a different company.

KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $940.1M, roughly 1.2× SiteOne Landscape Supply, Inc.). On growth, SiteOne Landscape Supply, Inc. posted the faster year-over-year revenue change (0.1% vs -4.7%). Over the past eight quarters, KEMPER Corp's revenue compounded faster (-0.5% CAGR vs -11.8%).

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

SiteOne Landscape Supply, Inc. is a leading North American wholesale distributor of landscape supplies. Its offerings cover irrigation components, outdoor lighting, hardscape materials, nursery plants, landscaping tools and related accessories. It mainly serves professional landscapers, contractors, golf course operators, municipal maintenance teams, with a wide branch network across the U.S. and Canada.

KMPR vs SITE — Head-to-Head

Bigger by revenue
KMPR
KMPR
1.2× larger
KMPR
$1.1B
$940.1M
SITE
Growing faster (revenue YoY)
SITE
SITE
+4.7% gap
SITE
0.1%
-4.7%
KMPR
Faster 2-yr revenue CAGR
KMPR
KMPR
Annualised
KMPR
-0.5%
-11.8%
SITE

Income Statement — Q4 FY2025 vs Q1 FY2027

Metric
KMPR
KMPR
SITE
SITE
Revenue
$1.1B
$940.1M
Net Profit
$-8.0M
Gross Margin
33.9%
Operating Margin
Net Margin
-0.7%
Revenue YoY
-4.7%
0.1%
Net Profit YoY
-108.2%
EPS (diluted)
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KMPR
KMPR
SITE
SITE
Q1 26
$940.1M
Q4 25
$1.1B
$1.0B
Q3 25
$1.2B
$1.3B
Q2 25
$1.2B
$1.5B
Q1 25
$1.2B
$939.4M
Q4 24
$1.2B
$1.0B
Q3 24
$1.2B
$1.2B
Q2 24
$1.1B
Net Profit
KMPR
KMPR
SITE
SITE
Q1 26
Q4 25
$-8.0M
$-9.0M
Q3 25
$-21.0M
$59.1M
Q2 25
$72.6M
$129.0M
Q1 25
$99.7M
$-27.3M
Q4 24
$97.4M
$-21.7M
Q3 24
$73.7M
$44.4M
Q2 24
$75.4M
Gross Margin
KMPR
KMPR
SITE
SITE
Q1 26
33.9%
Q4 25
34.1%
Q3 25
34.7%
Q2 25
36.4%
Q1 25
33.0%
Q4 24
33.3%
Q3 24
34.0%
Q2 24
Operating Margin
KMPR
KMPR
SITE
SITE
Q1 26
Q4 25
-0.5%
Q3 25
6.8%
Q2 25
12.8%
Q1 25
-3.1%
Q4 24
-2.5%
Q3 24
11.2%
5.8%
Q2 24
10.1%
Net Margin
KMPR
KMPR
SITE
SITE
Q1 26
Q4 25
-0.7%
-0.9%
Q3 25
-1.7%
4.7%
Q2 25
5.9%
8.8%
Q1 25
8.4%
-2.9%
Q4 24
8.2%
-2.1%
Q3 24
6.3%
3.7%
Q2 24
6.7%
EPS (diluted)
KMPR
KMPR
SITE
SITE
Q1 26
Q4 25
$-0.03
$-0.19
Q3 25
$-0.34
$1.31
Q2 25
$1.12
$2.86
Q1 25
$1.54
$-0.61
Q4 24
$1.51
$-0.46
Q3 24
$1.14
$0.97
Q2 24
$1.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KMPR
KMPR
SITE
SITE
Cash + ST InvestmentsLiquidity on hand
$84.0M
Total DebtLower is stronger
$943.5M
$531.9M
Stockholders' EquityBook value
$2.7B
$1.6B
Total Assets
$12.5B
$3.5B
Debt / EquityLower = less leverage
0.35×
0.33×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KMPR
KMPR
SITE
SITE
Q1 26
$84.0M
Q4 25
$190.6M
Q3 25
$371.2M
$106.9M
Q2 25
$407.6M
$78.6M
Q1 25
$545.3M
$56.6M
Q4 24
$1.0B
$107.1M
Q3 24
$696.9M
$85.5M
Q2 24
$539.1M
Total Debt
KMPR
KMPR
SITE
SITE
Q1 26
$531.9M
Q4 25
$943.5M
$385.4M
Q3 25
$943.1M
$388.4M
Q2 25
$942.6M
$469.9M
Q1 25
$942.1M
$503.0M
Q4 24
$1.4B
$388.2M
Q3 24
$1.4B
$410.6M
Q2 24
$1.4B
Stockholders' Equity
KMPR
KMPR
SITE
SITE
Q1 26
$1.6B
Q4 25
$2.7B
$1.7B
Q3 25
$2.7B
$1.7B
Q2 25
$370.0M
$1.6B
Q1 25
$366.0M
$1.6B
Q4 24
$2.8B
$1.6B
Q3 24
$2.8B
$1.6B
Q2 24
$358.0M
Total Assets
KMPR
KMPR
SITE
SITE
Q1 26
$3.5B
Q4 25
$12.5B
$3.2B
Q3 25
$12.4B
$3.3B
Q2 25
$12.6B
$3.3B
Q1 25
$12.5B
$3.3B
Q4 24
$12.6B
$3.1B
Q3 24
$12.6B
$3.1B
Q2 24
$12.6B
Debt / Equity
KMPR
KMPR
SITE
SITE
Q1 26
0.33×
Q4 25
0.35×
0.23×
Q3 25
0.35×
0.23×
Q2 25
2.55×
0.29×
Q1 25
2.57×
0.32×
Q4 24
0.50×
0.25×
Q3 24
0.50×
0.25×
Q2 24
3.88×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KMPR
KMPR
SITE
SITE
Operating Cash FlowLast quarter
$175.0M
Free Cash FlowOCF − Capex
$166.2M
FCF MarginFCF / Revenue
14.7%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$553.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KMPR
KMPR
SITE
SITE
Q1 26
Q4 25
$175.0M
$164.8M
Q3 25
$139.9M
$128.6M
Q2 25
$89.6M
$136.7M
Q1 25
$180.0M
$-129.6M
Q4 24
$175.1M
$119.4M
Q3 24
$141.9M
$115.9M
Q2 24
$22.9M
Free Cash Flow
KMPR
KMPR
SITE
SITE
Q1 26
Q4 25
$166.2M
$150.3M
Q3 25
$133.4M
$118.5M
Q2 25
$82.0M
$122.4M
Q1 25
$172.3M
$-144.4M
Q4 24
$165.4M
$109.9M
Q3 24
$131.4M
$105.9M
Q2 24
$5.2M
FCF Margin
KMPR
KMPR
SITE
SITE
Q1 26
Q4 25
14.7%
14.4%
Q3 25
10.8%
9.4%
Q2 25
6.7%
8.4%
Q1 25
14.4%
-15.4%
Q4 24
13.9%
10.8%
Q3 24
11.1%
8.8%
Q2 24
0.5%
Capex Intensity
KMPR
KMPR
SITE
SITE
Q1 26
Q4 25
0.8%
1.4%
Q3 25
0.5%
0.8%
Q2 25
0.6%
1.0%
Q1 25
0.6%
1.6%
Q4 24
0.8%
0.9%
Q3 24
0.9%
0.8%
Q2 24
1.6%
Cash Conversion
KMPR
KMPR
SITE
SITE
Q1 26
Q4 25
Q3 25
2.18×
Q2 25
1.23×
1.06×
Q1 25
1.81×
Q4 24
1.80×
Q3 24
1.93×
2.61×
Q2 24
0.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KMPR
KMPR

Specialty Property Casualty Insurance Segment$995.1M88%
Life Insurance Segment1$140.7M12%

SITE
SITE

Segment breakdown not available.

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