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Side-by-side financial comparison of KEMPER Corp (KMPR) and Solstice Advanced Materials Inc. (SOLS). Click either name above to swap in a different company.

KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $991.0M, roughly 1.1× Solstice Advanced Materials Inc.). Solstice Advanced Materials Inc. runs the higher net margin — 8.6% vs -0.7%, a 9.3% gap on every dollar of revenue. On growth, Solstice Advanced Materials Inc. posted the faster year-over-year revenue change (10.0% vs -4.7%).

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

Solstice Advanced Materials Inc. is a specialty advanced materials provider that develops, produces and distributes high-performance functional materials for renewable energy systems, consumer electronics, industrial manufacturing and advanced automotive sectors. The company focuses on material solutions that boost product durability, energy efficiency and operational performance for its global clients.

KMPR vs SOLS — Head-to-Head

Bigger by revenue
KMPR
KMPR
1.1× larger
KMPR
$1.1B
$991.0M
SOLS
Growing faster (revenue YoY)
SOLS
SOLS
+14.7% gap
SOLS
10.0%
-4.7%
KMPR
Higher net margin
SOLS
SOLS
9.3% more per $
SOLS
8.6%
-0.7%
KMPR

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
KMPR
KMPR
SOLS
SOLS
Revenue
$1.1B
$991.0M
Net Profit
$-8.0M
$85.0M
Gross Margin
Operating Margin
Net Margin
-0.7%
8.6%
Revenue YoY
-4.7%
10.0%
Net Profit YoY
-108.2%
-36.6%
EPS (diluted)
$-0.03
$0.53

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KMPR
KMPR
SOLS
SOLS
Q1 26
$991.0M
Q4 25
$1.1B
Q3 25
$1.2B
$969.0M
Q2 25
$1.2B
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.2B
$907.0M
Q2 24
$1.1B
Net Profit
KMPR
KMPR
SOLS
SOLS
Q1 26
$85.0M
Q4 25
$-8.0M
Q3 25
$-21.0M
$-35.0M
Q2 25
$72.6M
Q1 25
$99.7M
Q4 24
$97.4M
Q3 24
$73.7M
$152.0M
Q2 24
$75.4M
Gross Margin
KMPR
KMPR
SOLS
SOLS
Q1 26
Q4 25
Q3 25
32.0%
Q2 25
Q1 25
Q4 24
Q3 24
36.6%
Q2 24
Operating Margin
KMPR
KMPR
SOLS
SOLS
Q1 26
Q4 25
Q3 25
17.9%
Q2 25
Q1 25
Q4 24
Q3 24
11.2%
21.7%
Q2 24
10.1%
Net Margin
KMPR
KMPR
SOLS
SOLS
Q1 26
8.6%
Q4 25
-0.7%
Q3 25
-1.7%
-3.6%
Q2 25
5.9%
Q1 25
8.4%
Q4 24
8.2%
Q3 24
6.3%
16.8%
Q2 24
6.7%
EPS (diluted)
KMPR
KMPR
SOLS
SOLS
Q1 26
$0.53
Q4 25
$-0.03
Q3 25
$-0.34
Q2 25
$1.12
Q1 25
$1.54
Q4 24
$1.51
Q3 24
$1.14
Q2 24
$1.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KMPR
KMPR
SOLS
SOLS
Cash + ST InvestmentsLiquidity on hand
$642.0M
Total DebtLower is stronger
$943.5M
$2.0B
Stockholders' EquityBook value
$2.7B
$1.5B
Total Assets
$12.5B
$5.7B
Debt / EquityLower = less leverage
0.35×
1.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KMPR
KMPR
SOLS
SOLS
Q1 26
$642.0M
Q4 25
Q3 25
$371.2M
$417.0M
Q2 25
$407.6M
Q1 25
$545.3M
Q4 24
$1.0B
Q3 24
$696.9M
Q2 24
$539.1M
Total Debt
KMPR
KMPR
SOLS
SOLS
Q1 26
$2.0B
Q4 25
$943.5M
Q3 25
$943.1M
Q2 25
$942.6M
Q1 25
$942.1M
Q4 24
$1.4B
Q3 24
$1.4B
Q2 24
$1.4B
Stockholders' Equity
KMPR
KMPR
SOLS
SOLS
Q1 26
$1.5B
Q4 25
$2.7B
Q3 25
$2.7B
$3.2B
Q2 25
$370.0M
Q1 25
$366.0M
Q4 24
$2.8B
Q3 24
$2.8B
$3.2B
Q2 24
$358.0M
Total Assets
KMPR
KMPR
SOLS
SOLS
Q1 26
$5.7B
Q4 25
$12.5B
Q3 25
$12.4B
$5.2B
Q2 25
$12.6B
Q1 25
$12.5B
Q4 24
$12.6B
Q3 24
$12.6B
Q2 24
$12.6B
Debt / Equity
KMPR
KMPR
SOLS
SOLS
Q1 26
1.34×
Q4 25
0.35×
Q3 25
0.35×
Q2 25
2.55×
Q1 25
2.57×
Q4 24
0.50×
Q3 24
0.50×
Q2 24
3.88×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KMPR
KMPR
SOLS
SOLS
Operating Cash FlowLast quarter
$175.0M
$199.0M
Free Cash FlowOCF − Capex
$166.2M
FCF MarginFCF / Revenue
14.7%
Capex IntensityCapex / Revenue
0.8%
7.6%
Cash ConversionOCF / Net Profit
2.34×
TTM Free Cash FlowTrailing 4 quarters
$553.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KMPR
KMPR
SOLS
SOLS
Q1 26
$199.0M
Q4 25
$175.0M
Q3 25
$139.9M
$289.0M
Q2 25
$89.6M
Q1 25
$180.0M
Q4 24
$175.1M
Q3 24
$141.9M
Q2 24
$22.9M
Free Cash Flow
KMPR
KMPR
SOLS
SOLS
Q1 26
Q4 25
$166.2M
Q3 25
$133.4M
$41.0M
Q2 25
$82.0M
Q1 25
$172.3M
Q4 24
$165.4M
Q3 24
$131.4M
Q2 24
$5.2M
FCF Margin
KMPR
KMPR
SOLS
SOLS
Q1 26
Q4 25
14.7%
Q3 25
10.8%
4.2%
Q2 25
6.7%
Q1 25
14.4%
Q4 24
13.9%
Q3 24
11.1%
Q2 24
0.5%
Capex Intensity
KMPR
KMPR
SOLS
SOLS
Q1 26
7.6%
Q4 25
0.8%
Q3 25
0.5%
25.6%
Q2 25
0.6%
Q1 25
0.6%
Q4 24
0.8%
Q3 24
0.9%
Q2 24
1.6%
Cash Conversion
KMPR
KMPR
SOLS
SOLS
Q1 26
2.34×
Q4 25
Q3 25
Q2 25
1.23×
Q1 25
1.81×
Q4 24
1.80×
Q3 24
1.93×
Q2 24
0.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KMPR
KMPR

Specialty Property Casualty Insurance Segment$995.1M88%
Life Insurance Segment1$140.7M12%

SOLS
SOLS

Product sales$915.0M92%
Service sales$77.0M8%

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