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Side-by-side financial comparison of KEMPER Corp (KMPR) and Simpson Manufacturing Co., Inc. (SSD). Click either name above to swap in a different company.
KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $588.0M, roughly 1.9× Simpson Manufacturing Co., Inc.). Simpson Manufacturing Co., Inc. runs the higher net margin — 15.0% vs -0.7%, a 15.7% gap on every dollar of revenue. On growth, Simpson Manufacturing Co., Inc. posted the faster year-over-year revenue change (9.1% vs -4.7%). Over the past eight quarters, KEMPER Corp's revenue compounded faster (-0.5% CAGR vs -0.8%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Simpson Manufacturing Company is a leading building materials manufacturer in the United States that produces structural connectors, fasteners, anchors, and products for new construction and retrofitting.
KMPR vs SSD — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $588.0M |
| Net Profit | $-8.0M | $88.2M |
| Gross Margin | — | 45.2% |
| Operating Margin | — | 19.5% |
| Net Margin | -0.7% | 15.0% |
| Revenue YoY | -4.7% | 9.1% |
| Net Profit YoY | -108.2% | 13.3% |
| EPS (diluted) | $-0.03 | $2.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $588.0M | ||
| Q4 25 | $1.1B | $539.3M | ||
| Q3 25 | $1.2B | $623.5M | ||
| Q2 25 | $1.2B | $631.1M | ||
| Q1 25 | $1.2B | $538.9M | ||
| Q4 24 | $1.2B | $517.4M | ||
| Q3 24 | $1.2B | $587.2M | ||
| Q2 24 | $1.1B | $597.0M |
| Q1 26 | — | $88.2M | ||
| Q4 25 | $-8.0M | $56.2M | ||
| Q3 25 | $-21.0M | $107.4M | ||
| Q2 25 | $72.6M | $103.5M | ||
| Q1 25 | $99.7M | $77.9M | ||
| Q4 24 | $97.4M | $55.4M | ||
| Q3 24 | $73.7M | $93.5M | ||
| Q2 24 | $75.4M | $97.8M |
| Q1 26 | — | 45.2% | ||
| Q4 25 | — | 43.4% | ||
| Q3 25 | — | 46.4% | ||
| Q2 25 | — | 46.7% | ||
| Q1 25 | — | 46.8% | ||
| Q4 24 | — | 44.0% | ||
| Q3 24 | — | 46.8% | ||
| Q2 24 | — | 46.7% |
| Q1 26 | — | 19.5% | ||
| Q4 25 | — | 13.9% | ||
| Q3 25 | — | 22.6% | ||
| Q2 25 | — | 22.2% | ||
| Q1 25 | — | 19.0% | ||
| Q4 24 | — | 14.8% | ||
| Q3 24 | 11.2% | 21.3% | ||
| Q2 24 | 10.1% | 22.1% |
| Q1 26 | — | 15.0% | ||
| Q4 25 | -0.7% | 10.4% | ||
| Q3 25 | -1.7% | 17.2% | ||
| Q2 25 | 5.9% | 16.4% | ||
| Q1 25 | 8.4% | 14.5% | ||
| Q4 24 | 8.2% | 10.7% | ||
| Q3 24 | 6.3% | 15.9% | ||
| Q2 24 | 6.7% | 16.4% |
| Q1 26 | — | $2.13 | ||
| Q4 25 | $-0.03 | $1.34 | ||
| Q3 25 | $-0.34 | $2.58 | ||
| Q2 25 | $1.12 | $2.47 | ||
| Q1 25 | $1.54 | $1.85 | ||
| Q4 24 | $1.51 | $1.31 | ||
| Q3 24 | $1.14 | $2.21 | ||
| Q2 24 | $1.16 | $2.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $341.0M |
| Total DebtLower is stronger | $943.5M | — |
| Stockholders' EquityBook value | $2.7B | $2.1B |
| Total Assets | $12.5B | $3.0B |
| Debt / EquityLower = less leverage | 0.35× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $341.0M | ||
| Q4 25 | — | $384.1M | ||
| Q3 25 | $371.2M | $297.3M | ||
| Q2 25 | $407.6M | $190.4M | ||
| Q1 25 | $545.3M | $150.3M | ||
| Q4 24 | $1.0B | $239.4M | ||
| Q3 24 | $696.9M | $339.4M | ||
| Q2 24 | $539.1M | $354.9M |
| Q1 26 | — | — | ||
| Q4 25 | $943.5M | $300.0M | ||
| Q3 25 | $943.1M | $371.3M | ||
| Q2 25 | $942.6M | $376.9M | ||
| Q1 25 | $942.1M | $382.5M | ||
| Q4 24 | $1.4B | $388.1M | ||
| Q3 24 | $1.4B | $393.8M | ||
| Q2 24 | $1.4B | $399.4M |
| Q1 26 | — | $2.1B | ||
| Q4 25 | $2.7B | $2.0B | ||
| Q3 25 | $2.7B | $2.0B | ||
| Q2 25 | $370.0M | $1.9B | ||
| Q1 25 | $366.0M | $1.9B | ||
| Q4 24 | $2.8B | $1.8B | ||
| Q3 24 | $2.8B | $1.9B | ||
| Q2 24 | $358.0M | $1.8B |
| Q1 26 | — | $3.0B | ||
| Q4 25 | $12.5B | $3.1B | ||
| Q3 25 | $12.4B | $3.0B | ||
| Q2 25 | $12.6B | $3.0B | ||
| Q1 25 | $12.5B | $2.8B | ||
| Q4 24 | $12.6B | $2.7B | ||
| Q3 24 | $12.6B | $2.9B | ||
| Q2 24 | $12.6B | $2.8B |
| Q1 26 | — | — | ||
| Q4 25 | 0.35× | 0.15× | ||
| Q3 25 | 0.35× | 0.19× | ||
| Q2 25 | 2.55× | 0.20× | ||
| Q1 25 | 2.57× | 0.21× | ||
| Q4 24 | 0.50× | 0.21× | ||
| Q3 24 | 0.50× | 0.21× | ||
| Q2 24 | 3.88× | 0.23× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | — |
| Free Cash FlowOCF − Capex | $166.2M | — |
| FCF MarginFCF / Revenue | 14.7% | — |
| Capex IntensityCapex / Revenue | 0.8% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $175.0M | $155.7M | ||
| Q3 25 | $139.9M | $170.2M | ||
| Q2 25 | $89.6M | $125.2M | ||
| Q1 25 | $180.0M | $7.6M | ||
| Q4 24 | $175.1M | $115.8M | ||
| Q3 24 | $141.9M | $103.3M | ||
| Q2 24 | $22.9M | $111.1M |
| Q1 26 | — | — | ||
| Q4 25 | $166.2M | $119.0M | ||
| Q3 25 | $133.4M | $133.9M | ||
| Q2 25 | $82.0M | $87.3M | ||
| Q1 25 | $172.3M | $-42.6M | ||
| Q4 24 | $165.4M | $60.3M | ||
| Q3 24 | $131.4M | $58.1M | ||
| Q2 24 | $5.2M | $70.9M |
| Q1 26 | — | — | ||
| Q4 25 | 14.7% | 22.1% | ||
| Q3 25 | 10.8% | 21.5% | ||
| Q2 25 | 6.7% | 13.8% | ||
| Q1 25 | 14.4% | -7.9% | ||
| Q4 24 | 13.9% | 11.7% | ||
| Q3 24 | 11.1% | 9.9% | ||
| Q2 24 | 0.5% | 11.9% |
| Q1 26 | — | — | ||
| Q4 25 | 0.8% | 6.8% | ||
| Q3 25 | 0.5% | 5.8% | ||
| Q2 25 | 0.6% | 6.0% | ||
| Q1 25 | 0.6% | 9.3% | ||
| Q4 24 | 0.8% | 10.7% | ||
| Q3 24 | 0.9% | 7.7% | ||
| Q2 24 | 1.6% | 6.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.77× | ||
| Q3 25 | — | 1.58× | ||
| Q2 25 | 1.23× | 1.21× | ||
| Q1 25 | 1.81× | 0.10× | ||
| Q4 24 | 1.80× | 2.09× | ||
| Q3 24 | 1.93× | 1.10× | ||
| Q2 24 | 0.30× | 1.14× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
SSD
Segment breakdown not available.
