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Side-by-side financial comparison of KEMPER Corp (KMPR) and Atlassian Corp (TEAM). Click either name above to swap in a different company.

Atlassian Corp is the larger business by last-quarter revenue ($1.8B vs $1.1B, roughly 1.6× KEMPER Corp). KEMPER Corp runs the higher net margin — -0.7% vs -5.5%, a 4.8% gap on every dollar of revenue. On growth, Atlassian Corp posted the faster year-over-year revenue change (31.7% vs -4.7%). Atlassian Corp produced more free cash flow last quarter ($561.3M vs $166.2M). Over the past eight quarters, Atlassian Corp's revenue compounded faster (22.6% CAGR vs -0.5%).

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

The Dragoneer Investment Group (Dragoneer) is an American investment firm based in San Francisco, California. The firm focuses on technology investments in both public and private markets globally.

KMPR vs TEAM — Head-to-Head

Bigger by revenue
TEAM
TEAM
1.6× larger
TEAM
$1.8B
$1.1B
KMPR
Growing faster (revenue YoY)
TEAM
TEAM
+36.4% gap
TEAM
31.7%
-4.7%
KMPR
Higher net margin
KMPR
KMPR
4.8% more per $
KMPR
-0.7%
-5.5%
TEAM
More free cash flow
TEAM
TEAM
$395.1M more FCF
TEAM
$561.3M
$166.2M
KMPR
Faster 2-yr revenue CAGR
TEAM
TEAM
Annualised
TEAM
22.6%
-0.5%
KMPR

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
KMPR
KMPR
TEAM
TEAM
Revenue
$1.1B
$1.8B
Net Profit
$-8.0M
$-98.4M
Gross Margin
85.3%
Operating Margin
11.6%
Net Margin
-0.7%
-5.5%
Revenue YoY
-4.7%
31.7%
Net Profit YoY
-108.2%
-39.0%
EPS (diluted)
$-0.03
$-0.38

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KMPR
KMPR
TEAM
TEAM
Q1 26
$1.8B
Q4 25
$1.1B
$1.6B
Q3 25
$1.2B
$1.4B
Q2 25
$1.2B
$1.4B
Q1 25
$1.2B
$1.4B
Q4 24
$1.2B
$1.3B
Q3 24
$1.2B
$1.2B
Q2 24
$1.1B
Net Profit
KMPR
KMPR
TEAM
TEAM
Q1 26
$-98.4M
Q4 25
$-8.0M
$-42.6M
Q3 25
$-21.0M
$-51.9M
Q2 25
$72.6M
$-23.9M
Q1 25
$99.7M
$-70.8M
Q4 24
$97.4M
$-38.2M
Q3 24
$73.7M
$-123.8M
Q2 24
$75.4M
Gross Margin
KMPR
KMPR
TEAM
TEAM
Q1 26
85.3%
Q4 25
85.0%
Q3 25
82.0%
Q2 25
83.1%
Q1 25
83.8%
Q4 24
82.7%
Q3 24
81.7%
Q2 24
Operating Margin
KMPR
KMPR
TEAM
TEAM
Q1 26
11.6%
Q4 25
-3.0%
Q3 25
-6.7%
Q2 25
-2.1%
Q1 25
-0.9%
Q4 24
-4.5%
Q3 24
11.2%
-2.7%
Q2 24
10.1%
Net Margin
KMPR
KMPR
TEAM
TEAM
Q1 26
-5.5%
Q4 25
-0.7%
-2.7%
Q3 25
-1.7%
-3.6%
Q2 25
5.9%
-1.7%
Q1 25
8.4%
-5.2%
Q4 24
8.2%
-3.0%
Q3 24
6.3%
-10.4%
Q2 24
6.7%
EPS (diluted)
KMPR
KMPR
TEAM
TEAM
Q1 26
$-0.38
Q4 25
$-0.03
$-0.16
Q3 25
$-0.34
$-0.20
Q2 25
$1.12
$-0.08
Q1 25
$1.54
$-0.27
Q4 24
$1.51
$-0.15
Q3 24
$1.14
$-0.48
Q2 24
$1.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KMPR
KMPR
TEAM
TEAM
Cash + ST InvestmentsLiquidity on hand
$1.1B
Total DebtLower is stronger
$943.5M
$989.1M
Stockholders' EquityBook value
$2.7B
$879.0M
Total Assets
$12.5B
$5.7B
Debt / EquityLower = less leverage
0.35×
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KMPR
KMPR
TEAM
TEAM
Q1 26
$1.1B
Q4 25
$1.6B
Q3 25
$371.2M
$2.8B
Q2 25
$407.6M
$2.9B
Q1 25
$545.3M
$3.0B
Q4 24
$1.0B
$2.5B
Q3 24
$696.9M
$2.2B
Q2 24
$539.1M
Total Debt
KMPR
KMPR
TEAM
TEAM
Q1 26
$989.1M
Q4 25
$943.5M
Q3 25
$943.1M
Q2 25
$942.6M
Q1 25
$942.1M
Q4 24
$1.4B
Q3 24
$1.4B
Q2 24
$1.4B
Stockholders' Equity
KMPR
KMPR
TEAM
TEAM
Q1 26
$879.0M
Q4 25
$2.7B
$1.6B
Q3 25
$2.7B
$1.4B
Q2 25
$370.0M
$1.3B
Q1 25
$366.0M
$1.4B
Q4 24
$2.8B
$1.2B
Q3 24
$2.8B
$1.0B
Q2 24
$358.0M
Total Assets
KMPR
KMPR
TEAM
TEAM
Q1 26
$5.7B
Q4 25
$12.5B
$6.2B
Q3 25
$12.4B
$5.7B
Q2 25
$12.6B
$6.0B
Q1 25
$12.5B
$5.9B
Q4 24
$12.6B
$5.4B
Q3 24
$12.6B
$5.0B
Q2 24
$12.6B
Debt / Equity
KMPR
KMPR
TEAM
TEAM
Q1 26
1.13×
Q4 25
0.35×
Q3 25
0.35×
Q2 25
2.55×
Q1 25
2.57×
Q4 24
0.50×
Q3 24
0.50×
Q2 24
3.88×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KMPR
KMPR
TEAM
TEAM
Operating Cash FlowLast quarter
$175.0M
$567.5M
Free Cash FlowOCF − Capex
$166.2M
$561.3M
FCF MarginFCF / Revenue
14.7%
31.4%
Capex IntensityCapex / Revenue
0.8%
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$553.9M
$1.2B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KMPR
KMPR
TEAM
TEAM
Q1 26
$567.5M
Q4 25
$175.0M
$177.8M
Q3 25
$139.9M
$128.7M
Q2 25
$89.6M
$375.3M
Q1 25
$180.0M
$652.7M
Q4 24
$175.1M
$351.9M
Q3 24
$141.9M
$80.5M
Q2 24
$22.9M
Free Cash Flow
KMPR
KMPR
TEAM
TEAM
Q1 26
$561.3M
Q4 25
$166.2M
$168.5M
Q3 25
$133.4M
$114.6M
Q2 25
$82.0M
$360.3M
Q1 25
$172.3M
$638.3M
Q4 24
$165.4M
$342.6M
Q3 24
$131.4M
$74.3M
Q2 24
$5.2M
FCF Margin
KMPR
KMPR
TEAM
TEAM
Q1 26
31.4%
Q4 25
14.7%
10.6%
Q3 25
10.8%
8.0%
Q2 25
6.7%
26.0%
Q1 25
14.4%
47.0%
Q4 24
13.9%
26.6%
Q3 24
11.1%
6.3%
Q2 24
0.5%
Capex Intensity
KMPR
KMPR
TEAM
TEAM
Q1 26
0.3%
Q4 25
0.8%
0.6%
Q3 25
0.5%
1.0%
Q2 25
0.6%
1.1%
Q1 25
0.6%
1.1%
Q4 24
0.8%
0.7%
Q3 24
0.9%
0.5%
Q2 24
1.6%
Cash Conversion
KMPR
KMPR
TEAM
TEAM
Q1 26
Q4 25
Q3 25
Q2 25
1.23×
Q1 25
1.81×
Q4 24
1.80×
Q3 24
1.93×
Q2 24
0.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KMPR
KMPR

Specialty Property Casualty Insurance Segment$995.1M88%
Life Insurance Segment1$140.7M12%

TEAM
TEAM

Cloud$1.1B63%
Data Center$560.7M31%
Marketplace and other (1)$93.8M5%

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