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Side-by-side financial comparison of KEMPER Corp (KMPR) and UNISYS CORP (UIS). Click either name above to swap in a different company.
KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $574.5M, roughly 2.0× UNISYS CORP). UNISYS CORP runs the higher net margin — 3.3% vs -0.7%, a 4.0% gap on every dollar of revenue. On growth, UNISYS CORP posted the faster year-over-year revenue change (5.3% vs -4.7%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $97.3M). Over the past eight quarters, UNISYS CORP's revenue compounded faster (8.5% CAGR vs -0.5%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Unisys Corporation is a technology company founded in 1986 and headquartered in Blue Bell, Pennsylvania. The company provides cloud, AI, digital workplace, logistics, and enterprise computing services.
KMPR vs UIS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $574.5M |
| Net Profit | $-8.0M | $18.7M |
| Gross Margin | — | 33.9% |
| Operating Margin | — | 13.3% |
| Net Margin | -0.7% | 3.3% |
| Revenue YoY | -4.7% | 5.3% |
| Net Profit YoY | -108.2% | -37.7% |
| EPS (diluted) | $-0.03 | $0.24 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $574.5M | ||
| Q3 25 | $1.2B | $460.2M | ||
| Q2 25 | $1.2B | $483.3M | ||
| Q1 25 | $1.2B | $432.1M | ||
| Q4 24 | $1.2B | $545.4M | ||
| Q3 24 | $1.2B | $497.0M | ||
| Q2 24 | $1.1B | $478.2M | ||
| Q1 24 | $1.1B | $487.8M |
| Q4 25 | $-8.0M | $18.7M | ||
| Q3 25 | $-21.0M | $-308.9M | ||
| Q2 25 | $72.6M | $-20.1M | ||
| Q1 25 | $99.7M | $-29.5M | ||
| Q4 24 | $97.4M | $30.0M | ||
| Q3 24 | $73.7M | $-61.9M | ||
| Q2 24 | $75.4M | $-12.0M | ||
| Q1 24 | $71.3M | $-149.5M |
| Q4 25 | — | 33.9% | ||
| Q3 25 | — | 25.5% | ||
| Q2 25 | — | 26.9% | ||
| Q1 25 | — | 24.9% | ||
| Q4 24 | — | 32.1% | ||
| Q3 24 | — | 29.2% | ||
| Q2 24 | — | 27.2% | ||
| Q1 24 | — | 27.9% |
| Q4 25 | — | 13.3% | ||
| Q3 25 | — | -7.3% | ||
| Q2 25 | — | 6.3% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 8.9% | ||
| Q3 24 | 11.2% | 1.5% | ||
| Q2 24 | 10.1% | 4.9% | ||
| Q1 24 | 7.6% | 3.6% |
| Q4 25 | -0.7% | 3.3% | ||
| Q3 25 | -1.7% | -67.1% | ||
| Q2 25 | 5.9% | -4.2% | ||
| Q1 25 | 8.4% | -6.8% | ||
| Q4 24 | 8.2% | 5.5% | ||
| Q3 24 | 6.3% | -12.5% | ||
| Q2 24 | 6.7% | -2.5% | ||
| Q1 24 | 6.2% | -30.6% |
| Q4 25 | $-0.03 | $0.24 | ||
| Q3 25 | $-0.34 | $-4.33 | ||
| Q2 25 | $1.12 | $-0.28 | ||
| Q1 25 | $1.54 | $-0.42 | ||
| Q4 24 | $1.51 | $0.45 | ||
| Q3 24 | $1.14 | $-0.89 | ||
| Q2 24 | $1.16 | $-0.17 | ||
| Q1 24 | $1.10 | $-2.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $413.9M |
| Total DebtLower is stronger | $943.5M | $729.0M |
| Stockholders' EquityBook value | $2.7B | $-282.6M |
| Total Assets | $12.5B | $1.8B |
| Debt / EquityLower = less leverage | 0.35× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $413.9M | ||
| Q3 25 | $371.2M | $321.9M | ||
| Q2 25 | $407.6M | $300.8M | ||
| Q1 25 | $545.3M | $393.1M | ||
| Q4 24 | $1.0B | $376.5M | ||
| Q3 24 | $696.9M | $373.7M | ||
| Q2 24 | $539.1M | $344.9M | ||
| Q1 24 | $520.7M | $382.8M |
| Q4 25 | $943.5M | $729.0M | ||
| Q3 25 | $943.1M | $723.2M | ||
| Q2 25 | $942.6M | $692.7M | ||
| Q1 25 | $942.1M | $488.3M | ||
| Q4 24 | $1.4B | $488.2M | ||
| Q3 24 | $1.4B | $488.5M | ||
| Q2 24 | $1.4B | $489.2M | ||
| Q1 24 | $1.4B | $488.4M |
| Q4 25 | $2.7B | $-282.6M | ||
| Q3 25 | $2.7B | $-300.2M | ||
| Q2 25 | $370.0M | $-221.5M | ||
| Q1 25 | $366.0M | $-267.8M | ||
| Q4 24 | $2.8B | $-283.4M | ||
| Q3 24 | $2.8B | $-202.2M | ||
| Q2 24 | $358.0M | $-174.1M | ||
| Q1 24 | $2.6B | $-158.6M |
| Q4 25 | $12.5B | $1.8B | ||
| Q3 25 | $12.4B | $1.7B | ||
| Q2 25 | $12.6B | $1.8B | ||
| Q1 25 | $12.5B | $1.8B | ||
| Q4 24 | $12.6B | $1.9B | ||
| Q3 24 | $12.6B | $1.9B | ||
| Q2 24 | $12.6B | $1.9B | ||
| Q1 24 | $12.6B | $1.9B |
| Q4 25 | 0.35× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 2.55× | — | ||
| Q1 25 | 2.57× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 3.88× | — | ||
| Q1 24 | 0.54× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $104.9M |
| Free Cash FlowOCF − Capex | $166.2M | $97.3M |
| FCF MarginFCF / Revenue | 14.7% | 16.9% |
| Capex IntensityCapex / Revenue | 0.8% | 1.3% |
| Cash ConversionOCF / Net Profit | — | 5.61× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | $-170.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $104.9M | ||
| Q3 25 | $139.9M | $38.0M | ||
| Q2 25 | $89.6M | $-316.2M | ||
| Q1 25 | $180.0M | $33.3M | ||
| Q4 24 | $175.1M | $76.6M | ||
| Q3 24 | $141.9M | $32.0M | ||
| Q2 24 | $22.9M | $2.7M | ||
| Q1 24 | $43.0M | $23.8M |
| Q4 25 | $166.2M | $97.3M | ||
| Q3 25 | $133.4M | $32.4M | ||
| Q2 25 | $82.0M | $-324.1M | ||
| Q1 25 | $172.3M | $24.4M | ||
| Q4 24 | $165.4M | $66.5M | ||
| Q3 24 | $131.4M | $25.2M | ||
| Q2 24 | $5.2M | $-6.0M | ||
| Q1 24 | $27.7M | $17.1M |
| Q4 25 | 14.7% | 16.9% | ||
| Q3 25 | 10.8% | 7.0% | ||
| Q2 25 | 6.7% | -67.1% | ||
| Q1 25 | 14.4% | 5.6% | ||
| Q4 24 | 13.9% | 12.2% | ||
| Q3 24 | 11.1% | 5.1% | ||
| Q2 24 | 0.5% | -1.3% | ||
| Q1 24 | 2.4% | 3.5% |
| Q4 25 | 0.8% | 1.3% | ||
| Q3 25 | 0.5% | 1.2% | ||
| Q2 25 | 0.6% | 1.6% | ||
| Q1 25 | 0.6% | 2.1% | ||
| Q4 24 | 0.8% | 1.9% | ||
| Q3 24 | 0.9% | 1.4% | ||
| Q2 24 | 1.6% | 1.8% | ||
| Q1 24 | 1.3% | 1.4% |
| Q4 25 | — | 5.61× | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.23× | — | ||
| Q1 25 | 1.81× | — | ||
| Q4 24 | 1.80× | 2.55× | ||
| Q3 24 | 1.93× | — | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 0.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
UIS
Segment breakdown not available.
