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Side-by-side financial comparison of KEMPER Corp (KMPR) and VALMONT INDUSTRIES INC (VMI). Click either name above to swap in a different company.
KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $1.0B, roughly 1.1× VALMONT INDUSTRIES INC). VALMONT INDUSTRIES INC runs the higher net margin — 10.5% vs -0.7%, a 11.2% gap on every dollar of revenue. On growth, VALMONT INDUSTRIES INC posted the faster year-over-year revenue change (6.2% vs -4.7%). Over the past eight quarters, VALMONT INDUSTRIES INC's revenue compounded faster (-0.5% CAGR vs -0.5%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Valmont Industries, Inc. is a large, publicly held American manufacturer of Valley center pivot and linear irrigation equipment, windmill support structures, lighting and traffic poles and steel utility poles.
KMPR vs VMI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.0B |
| Net Profit | $-8.0M | $108.0M |
| Gross Margin | — | 30.8% |
| Operating Margin | — | 15.1% |
| Net Margin | -0.7% | 10.5% |
| Revenue YoY | -4.7% | 6.2% |
| Net Profit YoY | -108.2% | 23.8% |
| EPS (diluted) | $-0.03 | $5.51 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.0B | ||
| Q4 25 | $1.1B | $1.0B | ||
| Q3 25 | $1.2B | $1.0B | ||
| Q2 25 | $1.2B | $1.1B | ||
| Q1 25 | $1.2B | $969.3M | ||
| Q4 24 | $1.2B | $1.0B | ||
| Q3 24 | $1.2B | $1.0B | ||
| Q2 24 | $1.1B | $1.0B |
| Q1 26 | — | $108.0M | ||
| Q4 25 | $-8.0M | $168.0M | ||
| Q3 25 | $-21.0M | $99.0M | ||
| Q2 25 | $72.6M | $-4.0M | ||
| Q1 25 | $99.7M | $87.3M | ||
| Q4 24 | $97.4M | $77.7M | ||
| Q3 24 | $73.7M | $83.1M | ||
| Q2 24 | $75.4M | $99.7M |
| Q1 26 | — | 30.8% | ||
| Q4 25 | — | 29.8% | ||
| Q3 25 | — | 30.4% | ||
| Q2 25 | — | 30.6% | ||
| Q1 25 | — | 30.0% | ||
| Q4 24 | — | 30.2% | ||
| Q3 24 | — | 29.6% | ||
| Q2 24 | — | 30.8% |
| Q1 26 | — | 15.1% | ||
| Q4 25 | — | 11.2% | ||
| Q3 25 | — | 13.5% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | 13.2% | ||
| Q4 24 | — | 11.6% | ||
| Q3 24 | 11.2% | 12.3% | ||
| Q2 24 | 10.1% | 14.2% |
| Q1 26 | — | 10.5% | ||
| Q4 25 | -0.7% | 16.2% | ||
| Q3 25 | -1.7% | 9.5% | ||
| Q2 25 | 5.9% | -0.4% | ||
| Q1 25 | 8.4% | 9.0% | ||
| Q4 24 | 8.2% | 7.5% | ||
| Q3 24 | 6.3% | 8.1% | ||
| Q2 24 | 6.7% | 9.6% |
| Q1 26 | — | $5.51 | ||
| Q4 25 | $-0.03 | $9.02 | ||
| Q3 25 | $-0.34 | $4.98 | ||
| Q2 25 | $1.12 | $-1.53 | ||
| Q1 25 | $1.54 | $4.32 | ||
| Q4 24 | $1.51 | $3.85 | ||
| Q3 24 | $1.14 | $4.11 | ||
| Q2 24 | $1.16 | $4.91 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $160.2M |
| Total DebtLower is stronger | $943.5M | — |
| Stockholders' EquityBook value | $2.7B | $1.7B |
| Total Assets | $12.5B | $3.4B |
| Debt / EquityLower = less leverage | 0.35× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $160.2M | ||
| Q4 25 | — | $187.1M | ||
| Q3 25 | $371.2M | $226.1M | ||
| Q2 25 | $407.6M | $208.5M | ||
| Q1 25 | $545.3M | $184.4M | ||
| Q4 24 | $1.0B | $164.3M | ||
| Q3 24 | $696.9M | $200.5M | ||
| Q2 24 | $539.1M | $163.1M |
| Q1 26 | — | — | ||
| Q4 25 | $943.5M | $795.7M | ||
| Q3 25 | $943.1M | — | ||
| Q2 25 | $942.6M | — | ||
| Q1 25 | $942.1M | — | ||
| Q4 24 | $1.4B | $730.6M | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — |
| Q1 26 | — | $1.7B | ||
| Q4 25 | $2.7B | $1.6B | ||
| Q3 25 | $2.7B | $1.6B | ||
| Q2 25 | $370.0M | $1.5B | ||
| Q1 25 | $366.0M | $1.6B | ||
| Q4 24 | $2.8B | $1.5B | ||
| Q3 24 | $2.8B | $1.5B | ||
| Q2 24 | $358.0M | $1.5B |
| Q1 26 | — | $3.4B | ||
| Q4 25 | $12.5B | $3.4B | ||
| Q3 25 | $12.4B | $3.4B | ||
| Q2 25 | $12.6B | $3.3B | ||
| Q1 25 | $12.5B | $3.4B | ||
| Q4 24 | $12.6B | $3.3B | ||
| Q3 24 | $12.6B | $3.5B | ||
| Q2 24 | $12.6B | $3.5B |
| Q1 26 | — | — | ||
| Q4 25 | 0.35× | 0.49× | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 2.55× | — | ||
| Q1 25 | 2.57× | — | ||
| Q4 24 | 0.50× | 0.47× | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 3.88× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | — |
| Free Cash FlowOCF − Capex | $166.2M | — |
| FCF MarginFCF / Revenue | 14.7% | — |
| Capex IntensityCapex / Revenue | 0.8% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $175.0M | $111.2M | ||
| Q3 25 | $139.9M | $112.5M | ||
| Q2 25 | $89.6M | $167.6M | ||
| Q1 25 | $180.0M | $65.1M | ||
| Q4 24 | $175.1M | $193.4M | ||
| Q3 24 | $141.9M | $225.1M | ||
| Q2 24 | $22.9M | $130.8M |
| Q1 26 | — | — | ||
| Q4 25 | $166.2M | $70.4M | ||
| Q3 25 | $133.4M | $70.6M | ||
| Q2 25 | $82.0M | $135.6M | ||
| Q1 25 | $172.3M | $34.8M | ||
| Q4 24 | $165.4M | $167.8M | ||
| Q3 24 | $131.4M | $204.6M | ||
| Q2 24 | $5.2M | $112.5M |
| Q1 26 | — | — | ||
| Q4 25 | 14.7% | 6.8% | ||
| Q3 25 | 10.8% | 6.7% | ||
| Q2 25 | 6.7% | 12.9% | ||
| Q1 25 | 14.4% | 3.6% | ||
| Q4 24 | 13.9% | 16.2% | ||
| Q3 24 | 11.1% | 20.1% | ||
| Q2 24 | 0.5% | 10.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.8% | 3.9% | ||
| Q3 25 | 0.5% | 4.0% | ||
| Q2 25 | 0.6% | 3.0% | ||
| Q1 25 | 0.6% | 3.1% | ||
| Q4 24 | 0.8% | 2.5% | ||
| Q3 24 | 0.9% | 2.0% | ||
| Q2 24 | 1.6% | 1.8% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.66× | ||
| Q3 25 | — | 1.14× | ||
| Q2 25 | 1.23× | — | ||
| Q1 25 | 1.81× | 0.75× | ||
| Q4 24 | 1.80× | 2.49× | ||
| Q3 24 | 1.93× | 2.71× | ||
| Q2 24 | 0.30× | 1.31× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
VMI
| Infrastructure | $803.2M | 78% |
| Agriculture | $226.0M | 22% |
