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Side-by-side financial comparison of KEMPER Corp (KMPR) and WillScot Holdings Corp (WSC). Click either name above to swap in a different company.
KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $566.0M, roughly 2.0× WillScot Holdings Corp). KEMPER Corp runs the higher net margin — -0.7% vs -33.1%, a 32.4% gap on every dollar of revenue. On growth, KEMPER Corp posted the faster year-over-year revenue change (-4.7% vs -6.1%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $149.7M). Over the past eight quarters, KEMPER Corp's revenue compounded faster (-0.5% CAGR vs -1.8%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
WillScot Holdings Corp is a leading provider of modular space solutions and portable storage services across North America. It serves a wide range of sectors including construction, commercial development, education, healthcare, government projects, and special events, offering flexible, scalable temporary and semi-permanent space solutions tailored to diverse client needs.
KMPR vs WSC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $566.0M |
| Net Profit | $-8.0M | $-187.3M |
| Gross Margin | — | 50.4% |
| Operating Margin | — | -32.5% |
| Net Margin | -0.7% | -33.1% |
| Revenue YoY | -4.7% | -6.1% |
| Net Profit YoY | -108.2% | -310.0% |
| EPS (diluted) | $-0.03 | $-1.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $566.0M | ||
| Q3 25 | $1.2B | $566.8M | ||
| Q2 25 | $1.2B | $589.1M | ||
| Q1 25 | $1.2B | $559.6M | ||
| Q4 24 | $1.2B | $602.5M | ||
| Q3 24 | $1.2B | $601.4M | ||
| Q2 24 | $1.1B | $604.6M | ||
| Q1 24 | $1.1B | $587.2M |
| Q4 25 | $-8.0M | $-187.3M | ||
| Q3 25 | $-21.0M | $43.3M | ||
| Q2 25 | $72.6M | $47.9M | ||
| Q1 25 | $99.7M | $43.1M | ||
| Q4 24 | $97.4M | $89.2M | ||
| Q3 24 | $73.7M | $-70.5M | ||
| Q2 24 | $75.4M | $-46.9M | ||
| Q1 24 | $71.3M | $56.2M |
| Q4 25 | — | 50.4% | ||
| Q3 25 | — | 49.7% | ||
| Q2 25 | — | 50.3% | ||
| Q1 25 | — | 53.7% | ||
| Q4 24 | — | 55.8% | ||
| Q3 24 | — | 53.5% | ||
| Q2 24 | — | 54.1% | ||
| Q1 24 | — | 54.0% |
| Q4 25 | — | -32.5% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 21.5% | ||
| Q1 25 | — | 21.3% | ||
| Q4 24 | — | 28.9% | ||
| Q3 24 | 11.2% | -5.9% | ||
| Q2 24 | 10.1% | -0.9% | ||
| Q1 24 | 7.6% | 22.1% |
| Q4 25 | -0.7% | -33.1% | ||
| Q3 25 | -1.7% | 7.6% | ||
| Q2 25 | 5.9% | 8.1% | ||
| Q1 25 | 8.4% | 7.7% | ||
| Q4 24 | 8.2% | 14.8% | ||
| Q3 24 | 6.3% | -11.7% | ||
| Q2 24 | 6.7% | -7.7% | ||
| Q1 24 | 6.2% | 9.6% |
| Q4 25 | $-0.03 | $-1.02 | ||
| Q3 25 | $-0.34 | $0.24 | ||
| Q2 25 | $1.12 | $0.26 | ||
| Q1 25 | $1.54 | $0.23 | ||
| Q4 24 | $1.51 | $0.48 | ||
| Q3 24 | $1.14 | $-0.37 | ||
| Q2 24 | $1.16 | $-0.25 | ||
| Q1 24 | $1.10 | $0.29 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $14.6M |
| Total DebtLower is stronger | $943.5M | $3.6B |
| Stockholders' EquityBook value | $2.7B | $856.3M |
| Total Assets | $12.5B | $5.8B |
| Debt / EquityLower = less leverage | 0.35× | 4.15× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $14.6M | ||
| Q3 25 | $371.2M | $14.8M | ||
| Q2 25 | $407.6M | $12.8M | ||
| Q1 25 | $545.3M | $10.7M | ||
| Q4 24 | $1.0B | $9.0M | ||
| Q3 24 | $696.9M | $11.0M | ||
| Q2 24 | $539.1M | $5.9M | ||
| Q1 24 | $520.7M | $13.1M |
| Q4 25 | $943.5M | $3.6B | ||
| Q3 25 | $943.1M | $3.6B | ||
| Q2 25 | $942.6M | $3.7B | ||
| Q1 25 | $942.1M | $3.6B | ||
| Q4 24 | $1.4B | $3.7B | ||
| Q3 24 | $1.4B | $3.6B | ||
| Q2 24 | $1.4B | $3.5B | ||
| Q1 24 | $1.4B | $3.5B |
| Q4 25 | $2.7B | $856.3M | ||
| Q3 25 | $2.7B | $1.1B | ||
| Q2 25 | $370.0M | $1.0B | ||
| Q1 25 | $366.0M | $1.0B | ||
| Q4 24 | $2.8B | $1.0B | ||
| Q3 24 | $2.8B | $1.1B | ||
| Q2 24 | $358.0M | $1.2B | ||
| Q1 24 | $2.6B | $1.3B |
| Q4 25 | $12.5B | $5.8B | ||
| Q3 25 | $12.4B | $6.1B | ||
| Q2 25 | $12.6B | $6.1B | ||
| Q1 25 | $12.5B | $6.0B | ||
| Q4 24 | $12.6B | $6.0B | ||
| Q3 24 | $12.6B | $6.0B | ||
| Q2 24 | $12.6B | $6.0B | ||
| Q1 24 | $12.6B | $6.2B |
| Q4 25 | 0.35× | 4.15× | ||
| Q3 25 | 0.35× | 3.39× | ||
| Q2 25 | 2.55× | 3.55× | ||
| Q1 25 | 2.57× | 3.56× | ||
| Q4 24 | 0.50× | 3.62× | ||
| Q3 24 | 0.50× | 3.42× | ||
| Q2 24 | 3.88× | 2.88× | ||
| Q1 24 | 0.54× | 2.63× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $158.9M |
| Free Cash FlowOCF − Capex | $166.2M | $149.7M |
| FCF MarginFCF / Revenue | 14.7% | 26.5% |
| Capex IntensityCapex / Revenue | 0.8% | 1.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | $737.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $158.9M | ||
| Q3 25 | $139.9M | $191.2M | ||
| Q2 25 | $89.6M | $205.3M | ||
| Q1 25 | $180.0M | $206.6M | ||
| Q4 24 | $175.1M | $178.9M | ||
| Q3 24 | $141.9M | $-1.6M | ||
| Q2 24 | $22.9M | $175.6M | ||
| Q1 24 | $43.0M | $208.7M |
| Q4 25 | $166.2M | $149.7M | ||
| Q3 25 | $133.4M | $186.9M | ||
| Q2 25 | $82.0M | $199.0M | ||
| Q1 25 | $172.3M | $202.0M | ||
| Q4 24 | $165.4M | $176.6M | ||
| Q3 24 | $131.4M | $-4.9M | ||
| Q2 24 | $5.2M | $169.4M | ||
| Q1 24 | $27.7M | $202.1M |
| Q4 25 | 14.7% | 26.5% | ||
| Q3 25 | 10.8% | 33.0% | ||
| Q2 25 | 6.7% | 33.8% | ||
| Q1 25 | 14.4% | 36.1% | ||
| Q4 24 | 13.9% | 29.3% | ||
| Q3 24 | 11.1% | -0.8% | ||
| Q2 24 | 0.5% | 28.0% | ||
| Q1 24 | 2.4% | 34.4% |
| Q4 25 | 0.8% | 1.6% | ||
| Q3 25 | 0.5% | 0.7% | ||
| Q2 25 | 0.6% | 1.1% | ||
| Q1 25 | 0.6% | 0.8% | ||
| Q4 24 | 0.8% | 0.4% | ||
| Q3 24 | 0.9% | 0.6% | ||
| Q2 24 | 1.6% | 1.0% | ||
| Q1 24 | 1.3% | 1.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | 4.41× | ||
| Q2 25 | 1.23× | 4.28× | ||
| Q1 25 | 1.81× | 4.80× | ||
| Q4 24 | 1.80× | 2.01× | ||
| Q3 24 | 1.93× | — | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 0.60× | 3.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
WSC
| Modular Space Leasing | $249.8M | 44% |
| Value Added Product And Services | $101.0M | 18% |
| Portable Storage Leasing | $83.0M | 15% |
| Delivery Revenue | $48.2M | 9% |
| Installation Revenue | $45.0M | 8% |
| Rental Units | $19.7M | 3% |
| New Units | $15.5M | 3% |
| Value Added Services | $10.3M | 2% |
| Other Leasing Related Products And Services | $3.8M | 1% |
