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Side-by-side financial comparison of Kinsale Capital Group, Inc. (KNSL) and Vestis Corp (VSTS). Click either name above to swap in a different company.

Vestis Corp is the larger business by last-quarter revenue ($663.4M vs $466.7M, roughly 1.4× Kinsale Capital Group, Inc.). Kinsale Capital Group, Inc. runs the higher net margin — 24.1% vs -1.0%, a 25.1% gap on every dollar of revenue. On growth, Kinsale Capital Group, Inc. posted the faster year-over-year revenue change (10.2% vs -3.0%). Over the past eight quarters, Kinsale Capital Group, Inc.'s revenue compounded faster (10.2% CAGR vs -3.0%).

Flagstar Bank, N.A. (FLG), is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches However, they rebranded all of these under the Flagstar name on February 21, 2024.

Vestis Corp is a leading provider of workplace uniforms, safety apparel, and facility service solutions. It primarily operates across North America, serving clients in healthcare, manufacturing, retail, hospitality, and public service sectors, offering customized uniform rental, cleaning, and maintenance programs tailored to varied business operational requirements.

KNSL vs VSTS — Head-to-Head

Bigger by revenue
VSTS
VSTS
1.4× larger
VSTS
$663.4M
$466.7M
KNSL
Growing faster (revenue YoY)
KNSL
KNSL
+13.2% gap
KNSL
10.2%
-3.0%
VSTS
Higher net margin
KNSL
KNSL
25.1% more per $
KNSL
24.1%
-1.0%
VSTS
Faster 2-yr revenue CAGR
KNSL
KNSL
Annualised
KNSL
10.2%
-3.0%
VSTS

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
KNSL
KNSL
VSTS
VSTS
Revenue
$466.7M
$663.4M
Net Profit
$112.6M
$-6.4M
Gross Margin
Operating Margin
2.5%
Net Margin
24.1%
-1.0%
Revenue YoY
10.2%
-3.0%
Net Profit YoY
26.1%
-868.1%
EPS (diluted)
$4.88
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KNSL
KNSL
VSTS
VSTS
Q1 26
$466.7M
$663.4M
Q4 25
$483.3M
$712.0M
Q3 25
$497.5M
Q2 25
$469.8M
$673.8M
Q1 25
$423.4M
$665.2M
Q4 24
$412.1M
$683.8M
Q3 24
$418.1M
$684.3M
Q2 24
$384.6M
$698.2M
Net Profit
KNSL
KNSL
VSTS
VSTS
Q1 26
$112.6M
$-6.4M
Q4 25
$138.6M
$-12.5M
Q3 25
$141.6M
Q2 25
$134.1M
$-676.0K
Q1 25
$89.2M
$-27.8M
Q4 24
$109.1M
$832.0K
Q3 24
$114.2M
$-2.3M
Q2 24
$92.6M
$5.0M
Operating Margin
KNSL
KNSL
VSTS
VSTS
Q1 26
2.5%
Q4 25
36.2%
2.5%
Q3 25
36.0%
Q2 25
35.8%
3.7%
Q1 25
26.5%
-1.3%
Q4 24
33.6%
4.4%
Q3 24
34.5%
4.4%
Q2 24
30.1%
5.4%
Net Margin
KNSL
KNSL
VSTS
VSTS
Q1 26
24.1%
-1.0%
Q4 25
28.7%
-1.8%
Q3 25
28.5%
Q2 25
28.5%
-0.1%
Q1 25
21.1%
-4.2%
Q4 24
26.5%
0.1%
Q3 24
27.3%
-0.3%
Q2 24
24.1%
0.7%
EPS (diluted)
KNSL
KNSL
VSTS
VSTS
Q1 26
$4.88
$-0.05
Q4 25
$5.97
$-0.10
Q3 25
$6.09
Q2 25
$5.76
$-0.01
Q1 25
$3.83
$-0.21
Q4 24
$4.67
$0.01
Q3 24
$4.90
$-0.02
Q2 24
$3.97
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KNSL
KNSL
VSTS
VSTS
Cash + ST InvestmentsLiquidity on hand
$223.3M
$41.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.0B
$864.4M
Total Assets
$6.2B
$2.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KNSL
KNSL
VSTS
VSTS
Q1 26
$223.3M
$41.5M
Q4 25
$29.7M
Q3 25
$170.2M
Q2 25
$138.1M
$23.7M
Q1 25
$142.0M
$28.8M
Q4 24
$113.2M
$18.6M
Q3 24
$111.7M
$31.0M
Q2 24
$171.0M
$29.1M
Total Debt
KNSL
KNSL
VSTS
VSTS
Q1 26
Q4 25
$224.4M
$1.2B
Q3 25
$199.3M
Q2 25
$184.3M
Q1 25
$184.2M
Q4 24
$184.1M
Q3 24
$184.1M
$1.2B
Q2 24
$184.0M
Stockholders' Equity
KNSL
KNSL
VSTS
VSTS
Q1 26
$2.0B
$864.4M
Q4 25
$2.0B
$865.6M
Q3 25
$1.9B
Q2 25
$1.7B
$882.2M
Q1 25
$1.6B
$876.3M
Q4 24
$1.5B
$899.6M
Q3 24
$1.4B
$903.1M
Q2 24
$1.3B
$901.2M
Total Assets
KNSL
KNSL
VSTS
VSTS
Q1 26
$6.2B
$2.9B
Q4 25
$6.0B
$2.9B
Q3 25
$5.8B
Q2 25
$5.6B
$2.9B
Q1 25
$5.2B
$2.9B
Q4 24
$4.9B
$2.9B
Q3 24
$4.7B
$2.9B
Q2 24
$4.4B
$3.1B
Debt / Equity
KNSL
KNSL
VSTS
VSTS
Q1 26
Q4 25
0.11×
1.35×
Q3 25
0.11×
Q2 25
0.11×
Q1 25
0.12×
Q4 24
0.12×
Q3 24
0.13×
1.29×
Q2 24
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KNSL
KNSL
VSTS
VSTS
Operating Cash FlowLast quarter
$37.7M
Free Cash FlowOCF − Capex
$28.3M
FCF MarginFCF / Revenue
4.3%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$45.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KNSL
KNSL
VSTS
VSTS
Q1 26
$37.7M
Q4 25
$241.4M
$30.9M
Q3 25
$303.5M
Q2 25
$269.1M
$22.9M
Q1 25
$229.8M
$6.7M
Q4 24
$213.0M
$3.8M
Q3 24
$274.0M
$295.6M
Q2 24
$278.9M
$48.7M
Free Cash Flow
KNSL
KNSL
VSTS
VSTS
Q1 26
$28.3M
Q4 25
$230.8M
$15.6M
Q3 25
$289.5M
Q2 25
$252.1M
$8.0M
Q1 25
$217.6M
$-6.9M
Q4 24
$202.2M
$-11.0M
Q3 24
$268.2M
$267.5M
Q2 24
$275.1M
$27.7M
FCF Margin
KNSL
KNSL
VSTS
VSTS
Q1 26
4.3%
Q4 25
47.8%
2.2%
Q3 25
58.2%
Q2 25
53.7%
1.2%
Q1 25
51.4%
-1.0%
Q4 24
49.1%
-1.6%
Q3 24
64.2%
39.1%
Q2 24
71.5%
4.0%
Capex Intensity
KNSL
KNSL
VSTS
VSTS
Q1 26
1.4%
Q4 25
2.2%
2.2%
Q3 25
2.8%
Q2 25
3.6%
2.2%
Q1 25
2.9%
2.0%
Q4 24
2.6%
2.2%
Q3 24
1.4%
4.1%
Q2 24
1.0%
3.0%
Cash Conversion
KNSL
KNSL
VSTS
VSTS
Q1 26
Q4 25
1.74×
Q3 25
2.14×
Q2 25
2.01×
Q1 25
2.58×
Q4 24
1.95×
4.54×
Q3 24
2.40×
Q2 24
3.01×
9.66×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KNSL
KNSL

Segment breakdown not available.

VSTS
VSTS

Workplace Supplies$375.2M57%
Uniforms$227.7M34%
Other$60.5M9%

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