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Side-by-side financial comparison of Katapult Holdings, Inc. (KPLT) and NPK International Inc. (NPKI). Click either name above to swap in a different company.
NPK International Inc. is the larger business by last-quarter revenue ($75.2M vs $73.9M, roughly 1.0× Katapult Holdings, Inc.). On growth, NPK International Inc. posted the faster year-over-year revenue change (30.7% vs 17.3%). NPK International Inc. produced more free cash flow last quarter ($5.8M vs $-12.0M). Over the past eight quarters, NPK International Inc.'s revenue compounded faster (23.9% CAGR vs 6.6%).
Katapult Holdings, Inc. is a U.S.-based fintech company that provides accessible point-of-sale lease-to-purchase solutions for consumers with limited or no traditional credit history. It partners with a wide network of e-commerce platforms and brick-and-mortar retail merchants across segments including electronics, furniture and home goods to offer flexible payment plans for customers to obtain needed products.
KPLT vs NPKI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $73.9M | $75.2M |
| Net Profit | $19.8M | — |
| Gross Margin | 15.6% | 37.7% |
| Operating Margin | -1.4% | 16.7% |
| Net Margin | 26.8% | — |
| Revenue YoY | 17.3% | 30.7% |
| Net Profit YoY | 307.3% | — |
| EPS (diluted) | $3.69 | $0.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $73.9M | $75.2M | ||
| Q3 25 | $74.0M | $68.8M | ||
| Q2 25 | $71.9M | $68.2M | ||
| Q1 25 | $71.9M | $64.8M | ||
| Q4 24 | $63.0M | $57.5M | ||
| Q3 24 | $60.3M | $44.2M | ||
| Q2 24 | $58.9M | $66.8M | ||
| Q1 24 | $65.1M | $49.0M |
| Q4 25 | $19.8M | — | ||
| Q3 25 | $-4.9M | $5.7M | ||
| Q2 25 | $-7.8M | $8.7M | ||
| Q1 25 | $-5.7M | $10.0M | ||
| Q4 24 | $-9.6M | — | ||
| Q3 24 | $-8.9M | $-174.3M | ||
| Q2 24 | $-6.9M | $8.0M | ||
| Q1 24 | $-570.0K | $7.3M |
| Q4 25 | 15.6% | 37.7% | ||
| Q3 25 | 19.7% | 31.9% | ||
| Q2 25 | 15.5% | 36.9% | ||
| Q1 25 | 19.9% | 39.0% | ||
| Q4 24 | 11.8% | 39.2% | ||
| Q3 24 | 19.8% | 27.5% | ||
| Q2 24 | 16.9% | 37.2% | ||
| Q1 24 | 25.3% | 36.0% |
| Q4 25 | -1.4% | 16.7% | ||
| Q3 25 | 3.3% | 13.2% | ||
| Q2 25 | -2.0% | 17.0% | ||
| Q1 25 | -0.7% | 20.9% | ||
| Q4 24 | -7.7% | 20.2% | ||
| Q3 24 | -7.4% | 2.8% | ||
| Q2 24 | -4.5% | 18.7% | ||
| Q1 24 | 5.8% | 14.2% |
| Q4 25 | 26.8% | — | ||
| Q3 25 | -6.7% | 8.2% | ||
| Q2 25 | -10.9% | 12.7% | ||
| Q1 25 | -7.9% | 15.4% | ||
| Q4 24 | -15.2% | — | ||
| Q3 24 | -14.7% | -394.3% | ||
| Q2 24 | -11.7% | 12.0% | ||
| Q1 24 | -0.9% | 14.9% |
| Q4 25 | $3.69 | $0.17 | ||
| Q3 25 | $-0.94 | $0.07 | ||
| Q2 25 | $-1.63 | $0.10 | ||
| Q1 25 | $-1.23 | $0.11 | ||
| Q4 24 | $-2.17 | $0.10 | ||
| Q3 24 | $-2.05 | $-1.99 | ||
| Q2 24 | $-1.61 | $0.09 | ||
| Q1 24 | $-0.13 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $22.4M | $5.1M |
| Total DebtLower is stronger | — | $16.9M |
| Stockholders' EquityBook value | $-38.1M | $351.2M |
| Total Assets | $107.9M | $441.8M |
| Debt / EquityLower = less leverage | — | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $22.4M | $5.1M | ||
| Q3 25 | $3.4M | $35.6M | ||
| Q2 25 | $3.7M | $26.0M | ||
| Q1 25 | $6.0M | $20.8M | ||
| Q4 24 | $3.5M | $17.8M | ||
| Q3 24 | $25.9M | $42.9M | ||
| Q2 24 | $33.7M | $35.1M | ||
| Q1 24 | $31.2M | $37.7M |
| Q4 25 | — | $16.9M | ||
| Q3 25 | — | $9.5M | ||
| Q2 25 | — | $9.3M | ||
| Q1 25 | — | $8.1M | ||
| Q4 24 | — | $7.7M | ||
| Q3 24 | — | $14.0M | ||
| Q2 24 | — | $58.0M | ||
| Q1 24 | — | $77.4M |
| Q4 25 | $-38.1M | $351.2M | ||
| Q3 25 | $-58.4M | $333.9M | ||
| Q2 25 | $-54.1M | $328.8M | ||
| Q1 25 | $-51.7M | $326.9M | ||
| Q4 24 | $-46.8M | $326.5M | ||
| Q3 24 | $-40.3M | $316.5M | ||
| Q2 24 | $-32.9M | $426.6M | ||
| Q1 24 | $-27.5M | $421.6M |
| Q4 25 | $107.9M | $441.8M | ||
| Q3 25 | $85.9M | $404.5M | ||
| Q2 25 | $90.6M | $393.7M | ||
| Q1 25 | $88.5M | $390.0M | ||
| Q4 24 | $93.2M | $393.7M | ||
| Q3 24 | $92.0M | $389.6M | ||
| Q2 24 | $106.6M | $624.8M | ||
| Q1 24 | $106.6M | $640.8M |
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.03× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | — | 0.02× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | — | 0.18× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-11.9M | $18.0M |
| Free Cash FlowOCF − Capex | $-12.0M | $5.8M |
| FCF MarginFCF / Revenue | -16.2% | 7.6% |
| Capex IntensityCapex / Revenue | 0.0% | 16.3% |
| Cash ConversionOCF / Net Profit | -0.60× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $26.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-11.9M | $18.0M | ||
| Q3 25 | $4.0M | $24.7M | ||
| Q2 25 | $-6.6M | $21.4M | ||
| Q1 25 | $3.4M | $8.8M | ||
| Q4 24 | $-32.6M | $-4.1M | ||
| Q3 24 | $-5.4M | $2.8M | ||
| Q2 24 | $-628.0K | $27.6M | ||
| Q1 24 | $2.0M | $11.9M |
| Q4 25 | $-12.0M | $5.8M | ||
| Q3 25 | $4.0M | $12.0M | ||
| Q2 25 | — | $9.7M | ||
| Q1 25 | $3.4M | $-1.2M | ||
| Q4 24 | $-32.6M | $-17.7M | ||
| Q3 24 | $-5.4M | $-6.7M | ||
| Q2 24 | $-653.0K | $21.0M | ||
| Q1 24 | — | $-1.9M |
| Q4 25 | -16.2% | 7.6% | ||
| Q3 25 | 5.4% | 17.4% | ||
| Q2 25 | — | 14.3% | ||
| Q1 25 | 4.7% | -1.8% | ||
| Q4 24 | -51.8% | -30.8% | ||
| Q3 24 | -9.0% | -15.2% | ||
| Q2 24 | -1.1% | 31.4% | ||
| Q1 24 | — | -3.9% |
| Q4 25 | 0.0% | 16.3% | ||
| Q3 25 | 0.0% | 18.5% | ||
| Q2 25 | 0.0% | 17.1% | ||
| Q1 25 | 0.0% | 15.5% | ||
| Q4 24 | 0.1% | 23.6% | ||
| Q3 24 | 0.0% | 21.4% | ||
| Q2 24 | 0.0% | 9.9% | ||
| Q1 24 | 0.0% | 28.3% |
| Q4 25 | -0.60× | — | ||
| Q3 25 | — | 4.37× | ||
| Q2 25 | — | 2.47× | ||
| Q1 25 | — | 0.88× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 3.43× | ||
| Q1 24 | — | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KPLT
Segment breakdown not available.
NPKI
| Rental Revenue | $34.8M | 46% |
| Products | $25.5M | 34% |
| Services | $14.9M | 20% |
