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Side-by-side financial comparison of Katapult Holdings, Inc. (KPLT) and PAMT CORP (PAMT). Click either name above to swap in a different company.
PAMT CORP is the larger business by last-quarter revenue ($141.3M vs $73.9M, roughly 1.9× Katapult Holdings, Inc.). Katapult Holdings, Inc. runs the higher net margin — 26.8% vs -20.7%, a 47.5% gap on every dollar of revenue. On growth, Katapult Holdings, Inc. posted the faster year-over-year revenue change (17.3% vs -15.1%). Katapult Holdings, Inc. produced more free cash flow last quarter ($-12.0M vs $-25.0M). Over the past eight quarters, Katapult Holdings, Inc.'s revenue compounded faster (6.6% CAGR vs -12.0%).
Katapult Holdings, Inc. is a U.S.-based fintech company that provides accessible point-of-sale lease-to-purchase solutions for consumers with limited or no traditional credit history. It partners with a wide network of e-commerce platforms and brick-and-mortar retail merchants across segments including electronics, furniture and home goods to offer flexible payment plans for customers to obtain needed products.
KPLT vs PAMT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $73.9M | $141.3M |
| Net Profit | $19.8M | $-29.3M |
| Gross Margin | 15.6% | — |
| Operating Margin | -1.4% | -27.0% |
| Net Margin | 26.8% | -20.7% |
| Revenue YoY | 17.3% | -15.1% |
| Net Profit YoY | 307.3% | 7.4% |
| EPS (diluted) | $3.69 | $-1.38 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $73.9M | $141.3M | ||
| Q3 25 | $74.0M | $150.3M | ||
| Q2 25 | $71.9M | $151.1M | ||
| Q1 25 | $71.9M | $155.3M | ||
| Q4 24 | $63.0M | $166.5M | ||
| Q3 24 | $60.3M | $182.6M | ||
| Q2 24 | $58.9M | $182.9M | ||
| Q1 24 | $65.1M | $182.6M |
| Q4 25 | $19.8M | $-29.3M | ||
| Q3 25 | $-4.9M | $-5.6M | ||
| Q2 25 | $-7.8M | $-9.6M | ||
| Q1 25 | $-5.7M | $-8.1M | ||
| Q4 24 | $-9.6M | $-31.6M | ||
| Q3 24 | $-8.9M | $2.4M | ||
| Q2 24 | $-6.9M | $-2.9M | ||
| Q1 24 | $-570.0K | $281.0K |
| Q4 25 | 15.6% | — | ||
| Q3 25 | 19.7% | — | ||
| Q2 25 | 15.5% | — | ||
| Q1 25 | 19.9% | — | ||
| Q4 24 | 11.8% | — | ||
| Q3 24 | 19.8% | — | ||
| Q2 24 | 16.9% | — | ||
| Q1 24 | 25.3% | — |
| Q4 25 | -1.4% | -27.0% | ||
| Q3 25 | 3.3% | -3.8% | ||
| Q2 25 | -2.0% | -7.3% | ||
| Q1 25 | -0.7% | -5.9% | ||
| Q4 24 | -7.7% | -22.6% | ||
| Q3 24 | -7.4% | 1.3% | ||
| Q2 24 | -4.5% | -0.4% | ||
| Q1 24 | 5.8% | -0.4% |
| Q4 25 | 26.8% | -20.7% | ||
| Q3 25 | -6.7% | -3.7% | ||
| Q2 25 | -10.9% | -6.4% | ||
| Q1 25 | -7.9% | -5.2% | ||
| Q4 24 | -15.2% | -19.0% | ||
| Q3 24 | -14.7% | 1.3% | ||
| Q2 24 | -11.7% | -1.6% | ||
| Q1 24 | -0.9% | 0.2% |
| Q4 25 | $3.69 | $-1.38 | ||
| Q3 25 | $-0.94 | $-0.27 | ||
| Q2 25 | $-1.63 | $-0.46 | ||
| Q1 25 | $-1.23 | $-0.37 | ||
| Q4 24 | $-2.17 | $-1.44 | ||
| Q3 24 | $-2.05 | $0.11 | ||
| Q2 24 | $-1.61 | $-0.13 | ||
| Q1 24 | $-0.13 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $22.4M | $83.7M |
| Total DebtLower is stronger | — | $333.9M |
| Stockholders' EquityBook value | $-38.1M | $210.5M |
| Total Assets | $107.9M | $697.9M |
| Debt / EquityLower = less leverage | — | 1.59× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $22.4M | $83.7M | ||
| Q3 25 | $3.4M | $115.6M | ||
| Q2 25 | $3.7M | $117.3M | ||
| Q1 25 | $6.0M | $102.7M | ||
| Q4 24 | $3.5M | $110.7M | ||
| Q3 24 | $25.9M | $92.3M | ||
| Q2 24 | $33.7M | $114.0M | ||
| Q1 24 | $31.2M | $125.8M |
| Q4 25 | — | $333.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $325.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $-38.1M | $210.5M | ||
| Q3 25 | $-58.4M | $239.5M | ||
| Q2 25 | $-54.1M | $244.9M | ||
| Q1 25 | $-51.7M | $269.6M | ||
| Q4 24 | $-46.8M | $277.5M | ||
| Q3 24 | $-40.3M | $308.9M | ||
| Q2 24 | $-32.9M | $306.7M | ||
| Q1 24 | $-27.5M | $314.6M |
| Q4 25 | $107.9M | $697.9M | ||
| Q3 25 | $85.9M | $715.2M | ||
| Q2 25 | $90.6M | $707.9M | ||
| Q1 25 | $88.5M | $712.6M | ||
| Q4 24 | $93.2M | $741.7M | ||
| Q3 24 | $92.0M | $756.7M | ||
| Q2 24 | $106.6M | $733.5M | ||
| Q1 24 | $106.6M | $746.4M |
| Q4 25 | — | 1.59× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.17× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-11.9M | $-5.8M |
| Free Cash FlowOCF − Capex | $-12.0M | $-25.0M |
| FCF MarginFCF / Revenue | -16.2% | -17.7% |
| Capex IntensityCapex / Revenue | 0.0% | 13.6% |
| Cash ConversionOCF / Net Profit | -0.60× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-23.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-11.9M | $-5.8M | ||
| Q3 25 | $4.0M | $5.9M | ||
| Q2 25 | $-6.6M | $12.2M | ||
| Q1 25 | $3.4M | $5.0M | ||
| Q4 24 | $-32.6M | $15.2M | ||
| Q3 24 | $-5.4M | $15.5M | ||
| Q2 24 | $-628.0K | $18.7M | ||
| Q1 24 | $2.0M | $9.6M |
| Q4 25 | $-12.0M | $-25.0M | ||
| Q3 25 | $4.0M | $2.5M | ||
| Q2 25 | — | $5.9M | ||
| Q1 25 | $3.4M | $-6.8M | ||
| Q4 24 | $-32.6M | $-39.9M | ||
| Q3 24 | $-5.4M | $-33.6M | ||
| Q2 24 | $-653.0K | $4.1M | ||
| Q1 24 | — | $-12.2M |
| Q4 25 | -16.2% | -17.7% | ||
| Q3 25 | 5.4% | 1.7% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | 4.7% | -4.4% | ||
| Q4 24 | -51.8% | -24.0% | ||
| Q3 24 | -9.0% | -18.4% | ||
| Q2 24 | -1.1% | 2.2% | ||
| Q1 24 | — | -6.7% |
| Q4 25 | 0.0% | 13.6% | ||
| Q3 25 | 0.0% | 2.3% | ||
| Q2 25 | 0.0% | 4.2% | ||
| Q1 25 | 0.0% | 7.6% | ||
| Q4 24 | 0.1% | 33.1% | ||
| Q3 24 | 0.0% | 26.9% | ||
| Q2 24 | 0.0% | 8.0% | ||
| Q1 24 | 0.0% | 12.0% |
| Q4 25 | -0.60× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 6.44× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 34.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KPLT
Segment breakdown not available.
PAMT
| Freight Transportation Service | $123.1M | 87% |
| Fuel Surcharge | $18.2M | 13% |
