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Side-by-side financial comparison of Katapult Holdings, Inc. (KPLT) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
Porch Group, Inc. is the larger business by last-quarter revenue ($121.1M vs $73.9M, roughly 1.6× Katapult Holdings, Inc.). Katapult Holdings, Inc. runs the higher net margin — 26.8% vs -3.9%, a 30.7% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 17.3%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 6.6%).
Katapult Holdings, Inc. is a U.S.-based fintech company that provides accessible point-of-sale lease-to-purchase solutions for consumers with limited or no traditional credit history. It partners with a wide network of e-commerce platforms and brick-and-mortar retail merchants across segments including electronics, furniture and home goods to offer flexible payment plans for customers to obtain needed products.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
KPLT vs PRCH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $73.9M | $121.1M |
| Net Profit | $19.8M | $-4.7M |
| Gross Margin | 15.6% | 52.7% |
| Operating Margin | -1.4% | 34.7% |
| Net Margin | 26.8% | -3.9% |
| Revenue YoY | 17.3% | 100.0% |
| Net Profit YoY | 307.3% | 2.0% |
| EPS (diluted) | $3.69 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $121.1M | ||
| Q4 25 | $73.9M | $112.3M | ||
| Q3 25 | $74.0M | $115.1M | ||
| Q2 25 | $71.9M | $107.0M | ||
| Q1 25 | $71.9M | $84.5M | ||
| Q4 24 | $63.0M | $75.3M | ||
| Q3 24 | $60.3M | $77.7M | ||
| Q2 24 | $58.9M | $75.9M |
| Q1 26 | — | $-4.7M | ||
| Q4 25 | $19.8M | $-3.5M | ||
| Q3 25 | $-4.9M | $-10.9M | ||
| Q2 25 | $-7.8M | $2.6M | ||
| Q1 25 | $-5.7M | $8.4M | ||
| Q4 24 | $-9.6M | $30.5M | ||
| Q3 24 | $-8.9M | $14.4M | ||
| Q2 24 | $-6.9M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | 15.6% | 99.5% | ||
| Q3 25 | 19.7% | 75.6% | ||
| Q2 25 | 15.5% | 70.9% | ||
| Q1 25 | 19.9% | 77.4% | ||
| Q4 24 | 11.8% | — | ||
| Q3 24 | 19.8% | 79.4% | ||
| Q2 24 | 16.9% | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | -1.4% | 14.7% | ||
| Q3 25 | 3.3% | 14.2% | ||
| Q2 25 | -2.0% | 4.7% | ||
| Q1 25 | -0.7% | -1.5% | ||
| Q4 24 | -7.7% | 33.3% | ||
| Q3 24 | -7.4% | -3.2% | ||
| Q2 24 | -4.5% | -69.2% |
| Q1 26 | — | -3.9% | ||
| Q4 25 | 26.8% | -3.1% | ||
| Q3 25 | -6.7% | -9.4% | ||
| Q2 25 | -10.9% | 2.4% | ||
| Q1 25 | -7.9% | 9.9% | ||
| Q4 24 | -15.2% | 40.5% | ||
| Q3 24 | -14.7% | 18.5% | ||
| Q2 24 | -11.7% | -84.8% |
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $3.69 | $0.00 | ||
| Q3 25 | $-0.94 | $-0.10 | ||
| Q2 25 | $-1.63 | $0.00 | ||
| Q1 25 | $-1.23 | $0.07 | ||
| Q4 24 | $-2.17 | $0.34 | ||
| Q3 24 | $-2.05 | $0.12 | ||
| Q2 24 | $-1.61 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $22.4M | $68.4M |
| Total DebtLower is stronger | — | $391.3M |
| Stockholders' EquityBook value | $-38.1M | $26.3M |
| Total Assets | $107.9M | $806.6M |
| Debt / EquityLower = less leverage | — | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $68.4M | ||
| Q4 25 | $22.4M | $57.3M | ||
| Q3 25 | $3.4M | $85.0M | ||
| Q2 25 | $3.7M | $79.8M | ||
| Q1 25 | $6.0M | $70.4M | ||
| Q4 24 | $3.5M | $191.7M | ||
| Q3 24 | $25.9M | $238.6M | ||
| Q2 24 | $33.7M | $308.4M |
| Q1 26 | — | $391.3M | ||
| Q4 25 | — | $392.8M | ||
| Q3 25 | — | $387.1M | ||
| Q2 25 | — | $394.1M | ||
| Q1 25 | — | $409.2M | ||
| Q4 24 | — | $403.9M | ||
| Q3 24 | — | $399.0M | ||
| Q2 24 | — | $436.8M |
| Q1 26 | — | $26.3M | ||
| Q4 25 | $-38.1M | $-24.6M | ||
| Q3 25 | $-58.4M | $-27.9M | ||
| Q2 25 | $-54.1M | $-29.3M | ||
| Q1 25 | $-51.7M | $-52.4M | ||
| Q4 24 | $-46.8M | $-43.2M | ||
| Q3 24 | $-40.3M | $-77.0M | ||
| Q2 24 | $-32.9M | $-101.9M |
| Q1 26 | — | $806.6M | ||
| Q4 25 | $107.9M | $797.4M | ||
| Q3 25 | $85.9M | $787.7M | ||
| Q2 25 | $90.6M | $770.7M | ||
| Q1 25 | $88.5M | $802.3M | ||
| Q4 24 | $93.2M | $814.0M | ||
| Q3 24 | $92.0M | $867.3M | ||
| Q2 24 | $106.6M | $876.1M |
| Q1 26 | — | 14.87× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-11.9M | — |
| Free Cash FlowOCF − Capex | $-12.0M | — |
| FCF MarginFCF / Revenue | -16.2% | — |
| Capex IntensityCapex / Revenue | 0.0% | — |
| Cash ConversionOCF / Net Profit | -0.60× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-11.9M | $1.2M | ||
| Q3 25 | $4.0M | $40.8M | ||
| Q2 25 | $-6.6M | $35.6M | ||
| Q1 25 | $3.4M | $-11.2M | ||
| Q4 24 | $-32.6M | $-26.6M | ||
| Q3 24 | $-5.4M | $12.4M | ||
| Q2 24 | $-628.0K | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-12.0M | $1.1M | ||
| Q3 25 | $4.0M | $40.7M | ||
| Q2 25 | — | $35.4M | ||
| Q1 25 | $3.4M | $-11.2M | ||
| Q4 24 | $-32.6M | $-26.8M | ||
| Q3 24 | $-5.4M | $12.2M | ||
| Q2 24 | $-653.0K | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | -16.2% | 1.0% | ||
| Q3 25 | 5.4% | 35.4% | ||
| Q2 25 | — | 33.0% | ||
| Q1 25 | 4.7% | -13.3% | ||
| Q4 24 | -51.8% | -35.6% | ||
| Q3 24 | -9.0% | 15.7% | ||
| Q2 24 | -1.1% | -34.3% |
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 0.1% | ||
| Q3 25 | 0.0% | 0.1% | ||
| Q2 25 | 0.0% | 0.2% | ||
| Q1 25 | 0.0% | 0.1% | ||
| Q4 24 | 0.1% | 0.3% | ||
| Q3 24 | 0.0% | 0.3% | ||
| Q2 24 | 0.0% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | -0.60× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 13.79× | ||
| Q1 25 | — | -1.33× | ||
| Q4 24 | — | -0.87× | ||
| Q3 24 | — | 0.86× | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
