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Side-by-side financial comparison of LCNB CORP (LCNB) and Massimo Group (MAMO). Click either name above to swap in a different company.

LCNB CORP is the larger business by last-quarter revenue ($23.9M vs $21.0M, roughly 1.1× Massimo Group). LCNB CORP runs the higher net margin — 23.7% vs 9.5%, a 14.2% gap on every dollar of revenue. On growth, Massimo Group posted the faster year-over-year revenue change (15.7% vs 5.1%). Over the past eight quarters, LCNB CORP's revenue compounded faster (15.7% CAGR vs -16.5%).

LCNB Corp is a United States-based financial holding company that operates through its national bank subsidiary, providing a full suite of retail and commercial banking products and services including deposit accounts, various loan products, wealth management, and insurance solutions primarily to individual consumers, small and medium-sized enterprises and local community organizations across regional markets in Ohio.

Massimo Dutti, S.A. is a Spanish premium clothing retailer specializing in cashmere and wool products, established in 1985 and owned by Spanish multinational company Inditex, the parent company of Zara, Pull&Bear, and other brands.

LCNB vs MAMO — Head-to-Head

Bigger by revenue
LCNB
LCNB
1.1× larger
LCNB
$23.9M
$21.0M
MAMO
Growing faster (revenue YoY)
MAMO
MAMO
+10.6% gap
MAMO
15.7%
5.1%
LCNB
Higher net margin
LCNB
LCNB
14.2% more per $
LCNB
23.7%
9.5%
MAMO
Faster 2-yr revenue CAGR
LCNB
LCNB
Annualised
LCNB
15.7%
-16.5%
MAMO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LCNB
LCNB
MAMO
MAMO
Revenue
$23.9M
$21.0M
Net Profit
$5.7M
$2.0M
Gross Margin
41.5%
Operating Margin
29.2%
13.1%
Net Margin
23.7%
9.5%
Revenue YoY
5.1%
15.7%
Net Profit YoY
-7.6%
215.0%
EPS (diluted)
$0.40
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LCNB
LCNB
MAMO
MAMO
Q4 25
$23.9M
$21.0M
Q3 25
$23.8M
$17.0M
Q2 25
$22.8M
$18.9M
Q1 25
$21.5M
$14.9M
Q4 24
$22.7M
$18.2M
Q3 24
$21.4M
$25.6M
Q2 24
$19.3M
$35.4M
Q1 24
$17.8M
$30.2M
Net Profit
LCNB
LCNB
MAMO
MAMO
Q4 25
$5.7M
$2.0M
Q3 25
$6.9M
$1.5M
Q2 25
$5.9M
$77.7K
Q1 25
$4.6M
$-2.1M
Q4 24
$6.1M
$-1.7M
Q3 24
$4.5M
$-2.5M
Q2 24
$925.0K
$2.8M
Q1 24
$1.9M
$3.2M
Gross Margin
LCNB
LCNB
MAMO
MAMO
Q4 25
41.5%
Q3 25
42.0%
Q2 25
36.3%
Q1 25
28.4%
Q4 24
19.6%
Q3 24
27.2%
Q2 24
32.5%
Q1 24
34.7%
Operating Margin
LCNB
LCNB
MAMO
MAMO
Q4 25
29.2%
13.1%
Q3 25
35.6%
10.5%
Q2 25
31.6%
0.8%
Q1 25
25.6%
-18.2%
Q4 24
32.9%
-15.4%
Q3 24
24.9%
1.2%
Q2 24
4.9%
10.1%
Q1 24
12.5%
13.2%
Net Margin
LCNB
LCNB
MAMO
MAMO
Q4 25
23.7%
9.5%
Q3 25
29.1%
9.0%
Q2 25
26.0%
0.4%
Q1 25
21.4%
-14.0%
Q4 24
27.0%
-9.5%
Q3 24
21.2%
-9.8%
Q2 24
4.8%
8.0%
Q1 24
10.7%
10.6%
EPS (diluted)
LCNB
LCNB
MAMO
MAMO
Q4 25
$0.40
$0.05
Q3 25
$0.49
$0.04
Q2 25
$0.41
$0.00
Q1 25
$0.33
$-0.05
Q4 24
$0.44
$-0.05
Q3 24
$0.31
$-0.06
Q2 24
$0.07
$0.07
Q1 24
$0.15
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LCNB
LCNB
MAMO
MAMO
Cash + ST InvestmentsLiquidity on hand
$21.6M
$5.8M
Total DebtLower is stronger
$104.4M
Stockholders' EquityBook value
$273.9M
$23.7M
Total Assets
$2.2B
$51.4M
Debt / EquityLower = less leverage
0.38×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LCNB
LCNB
MAMO
MAMO
Q4 25
$21.6M
$5.8M
Q3 25
$35.9M
$2.6M
Q2 25
$49.8M
Q1 25
$37.7M
$3.0M
Q4 24
$35.7M
$10.2M
Q3 24
$39.4M
Q2 24
$34.9M
Q1 24
$33.0M
Total Debt
LCNB
LCNB
MAMO
MAMO
Q4 25
$104.4M
Q3 25
$104.7M
Q2 25
$105.0M
Q1 25
$104.6M
Q4 24
$155.2M
Q3 24
$155.7M
Q2 24
$162.2M
Q1 24
$162.6M
Stockholders' Equity
LCNB
LCNB
MAMO
MAMO
Q4 25
$273.9M
$23.7M
Q3 25
$269.9M
$21.7M
Q2 25
$263.5M
$20.2M
Q1 25
$258.7M
$19.9M
Q4 24
$253.0M
$21.7M
Q3 24
$253.2M
$22.5M
Q2 24
$245.2M
$24.7M
Q1 24
$233.7M
$18.1M
Total Assets
LCNB
LCNB
MAMO
MAMO
Q4 25
$2.2B
$51.4M
Q3 25
$2.2B
$44.4M
Q2 25
$2.3B
$45.9M
Q1 25
$2.3B
$46.4M
Q4 24
$2.3B
$54.9M
Q3 24
$2.3B
$57.1M
Q2 24
$2.4B
$49.9M
Q1 24
$2.3B
$47.3M
Debt / Equity
LCNB
LCNB
MAMO
MAMO
Q4 25
0.38×
Q3 25
0.39×
Q2 25
0.40×
Q1 25
0.40×
Q4 24
0.61×
Q3 24
0.61×
Q2 24
0.66×
Q1 24
0.70×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LCNB
LCNB
MAMO
MAMO
Operating Cash FlowLast quarter
$34.4M
$4.0M
Free Cash FlowOCF − Capex
$33.4M
FCF MarginFCF / Revenue
140.2%
Capex IntensityCapex / Revenue
4.0%
Cash ConversionOCF / Net Profit
6.08×
2.01×
TTM Free Cash FlowTrailing 4 quarters
$54.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LCNB
LCNB
MAMO
MAMO
Q4 25
$34.4M
$4.0M
Q3 25
$14.0M
$633.2K
Q2 25
$5.5M
$-1.4M
Q1 25
$2.2M
$-3.3M
Q4 24
$93.2M
$9.1M
Q3 24
$11.9M
$4.7M
Q2 24
$54.9M
$-6.5M
Q1 24
$-11.9M
$-637.0K
Free Cash Flow
LCNB
LCNB
MAMO
MAMO
Q4 25
$33.4M
Q3 25
$13.7M
Q2 25
$5.2M
Q1 25
$2.1M
Q4 24
$89.4M
$9.0M
Q3 24
$10.5M
$4.6M
Q2 24
$53.8M
$-6.7M
Q1 24
$-12.8M
$-741.4K
FCF Margin
LCNB
LCNB
MAMO
MAMO
Q4 25
140.2%
Q3 25
57.4%
Q2 25
23.0%
Q1 25
10.0%
Q4 24
394.0%
49.7%
Q3 24
49.0%
18.1%
Q2 24
278.6%
-19.0%
Q1 24
-71.8%
-2.5%
Capex Intensity
LCNB
LCNB
MAMO
MAMO
Q4 25
4.0%
Q3 25
1.3%
Q2 25
1.0%
Q1 25
0.3%
Q4 24
16.7%
0.2%
Q3 24
6.7%
0.3%
Q2 24
5.9%
0.7%
Q1 24
4.8%
0.3%
Cash Conversion
LCNB
LCNB
MAMO
MAMO
Q4 25
6.08×
2.01×
Q3 25
2.02×
0.41×
Q2 25
0.92×
-17.92×
Q1 25
0.48×
Q4 24
15.23×
Q3 24
2.63×
Q2 24
59.35×
-2.30×
Q1 24
-6.24×
-0.20×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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