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Side-by-side financial comparison of LCNB CORP (LCNB) and OR Royalties Inc. (OR). Click either name above to swap in a different company.

OR Royalties Inc. is the larger business by last-quarter revenue ($46.7M vs $23.9M, roughly 2.0× LCNB CORP).

LCNB Corp is a United States-based financial holding company that operates through its national bank subsidiary, providing a full suite of retail and commercial banking products and services including deposit accounts, various loan products, wealth management, and insurance solutions primarily to individual consumers, small and medium-sized enterprises and local community organizations across regional markets in Ohio.

OR Royalties Inc. is a Canadian company that holds royalties in gold, silver and diamond mines, principally in the form of net smelter returns and streams.Like its predecessor company, Osisko Mining, it is headquartered in Montreal, Quebec, with shares listed on the Toronto Stock Exchange and the New York Stock Exchange.

LCNB vs OR — Head-to-Head

Bigger by revenue
OR
OR
2.0× larger
OR
$46.7M
$23.9M
LCNB

Income Statement — Q4 FY2025 vs Q2 FY2022

Metric
LCNB
LCNB
OR
OR
Revenue
$23.9M
$46.7M
Net Profit
$5.7M
Gross Margin
Operating Margin
29.2%
Net Margin
23.7%
Revenue YoY
5.1%
Net Profit YoY
-7.6%
EPS (diluted)
$0.40

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LCNB
LCNB
OR
OR
Q4 25
$23.9M
Q3 25
$23.8M
Q2 25
$22.8M
Q1 25
$21.5M
Q4 24
$22.7M
Q3 24
$21.4M
Q2 24
$19.3M
Q1 24
$17.8M
Net Profit
LCNB
LCNB
OR
OR
Q4 25
$5.7M
Q3 25
$6.9M
Q2 25
$5.9M
Q1 25
$4.6M
Q4 24
$6.1M
Q3 24
$4.5M
Q2 24
$925.0K
Q1 24
$1.9M
Operating Margin
LCNB
LCNB
OR
OR
Q4 25
29.2%
Q3 25
35.6%
Q2 25
31.6%
Q1 25
25.6%
Q4 24
32.9%
Q3 24
24.9%
Q2 24
4.9%
Q1 24
12.5%
Net Margin
LCNB
LCNB
OR
OR
Q4 25
23.7%
Q3 25
29.1%
Q2 25
26.0%
Q1 25
21.4%
Q4 24
27.0%
Q3 24
21.2%
Q2 24
4.8%
Q1 24
10.7%
EPS (diluted)
LCNB
LCNB
OR
OR
Q4 25
$0.40
Q3 25
$0.49
Q2 25
$0.41
Q1 25
$0.33
Q4 24
$0.44
Q3 24
$0.31
Q2 24
$0.07
Q1 24
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LCNB
LCNB
OR
OR
Cash + ST InvestmentsLiquidity on hand
$21.6M
Total DebtLower is stronger
$104.4M
$222.8M
Stockholders' EquityBook value
$273.9M
$1.3B
Total Assets
$2.2B
Debt / EquityLower = less leverage
0.38×
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LCNB
LCNB
OR
OR
Q4 25
$21.6M
Q3 25
$35.9M
Q2 25
$49.8M
Q1 25
$37.7M
Q4 24
$35.7M
Q3 24
$39.4M
Q2 24
$34.9M
Q1 24
$33.0M
Total Debt
LCNB
LCNB
OR
OR
Q4 25
$104.4M
Q3 25
$104.7M
Q2 25
$105.0M
Q1 25
$104.6M
Q4 24
$155.2M
Q3 24
$155.7M
Q2 24
$162.2M
Q1 24
$162.6M
Stockholders' Equity
LCNB
LCNB
OR
OR
Q4 25
$273.9M
Q3 25
$269.9M
Q2 25
$263.5M
Q1 25
$258.7M
Q4 24
$253.0M
Q3 24
$253.2M
Q2 24
$245.2M
Q1 24
$233.7M
Total Assets
LCNB
LCNB
OR
OR
Q4 25
$2.2B
Q3 25
$2.2B
Q2 25
$2.3B
Q1 25
$2.3B
Q4 24
$2.3B
Q3 24
$2.3B
Q2 24
$2.4B
Q1 24
$2.3B
Debt / Equity
LCNB
LCNB
OR
OR
Q4 25
0.38×
Q3 25
0.39×
Q2 25
0.40×
Q1 25
0.40×
Q4 24
0.61×
Q3 24
0.61×
Q2 24
0.66×
Q1 24
0.70×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LCNB
LCNB
OR
OR
Operating Cash FlowLast quarter
$34.4M
Free Cash FlowOCF − Capex
$33.4M
FCF MarginFCF / Revenue
140.2%
Capex IntensityCapex / Revenue
4.0%
Cash ConversionOCF / Net Profit
6.08×
TTM Free Cash FlowTrailing 4 quarters
$54.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LCNB
LCNB
OR
OR
Q4 25
$34.4M
Q3 25
$14.0M
Q2 25
$5.5M
Q1 25
$2.2M
Q4 24
$93.2M
Q3 24
$11.9M
Q2 24
$54.9M
Q1 24
$-11.9M
Free Cash Flow
LCNB
LCNB
OR
OR
Q4 25
$33.4M
Q3 25
$13.7M
Q2 25
$5.2M
Q1 25
$2.1M
Q4 24
$89.4M
Q3 24
$10.5M
Q2 24
$53.8M
Q1 24
$-12.8M
FCF Margin
LCNB
LCNB
OR
OR
Q4 25
140.2%
Q3 25
57.4%
Q2 25
23.0%
Q1 25
10.0%
Q4 24
394.0%
Q3 24
49.0%
Q2 24
278.6%
Q1 24
-71.8%
Capex Intensity
LCNB
LCNB
OR
OR
Q4 25
4.0%
Q3 25
1.3%
Q2 25
1.0%
Q1 25
0.3%
Q4 24
16.7%
Q3 24
6.7%
Q2 24
5.9%
Q1 24
4.8%
Cash Conversion
LCNB
LCNB
OR
OR
Q4 25
6.08×
Q3 25
2.02×
Q2 25
0.92×
Q1 25
0.48×
Q4 24
15.23×
Q3 24
2.63×
Q2 24
59.35×
Q1 24
-6.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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