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Side-by-side financial comparison of LCNB CORP (LCNB) and SBC Medical Group Holdings Inc (SBC). Click either name above to swap in a different company.

SBC Medical Group Holdings Inc is the larger business by last-quarter revenue ($39.6M vs $23.9M, roughly 1.7× LCNB CORP). SBC Medical Group Holdings Inc runs the higher net margin — 35.9% vs 23.7%, a 12.2% gap on every dollar of revenue. On growth, LCNB CORP posted the faster year-over-year revenue change (5.1% vs -10.9%). SBC Medical Group Holdings Inc produced more free cash flow last quarter ($51.2M vs $33.4M). Over the past eight quarters, LCNB CORP's revenue compounded faster (15.7% CAGR vs -15.0%).

LCNB Corp is a United States-based financial holding company that operates through its national bank subsidiary, providing a full suite of retail and commercial banking products and services including deposit accounts, various loan products, wealth management, and insurance solutions primarily to individual consumers, small and medium-sized enterprises and local community organizations across regional markets in Ohio.

SBC Medical Group Holdings Inc. is a leading Japan-headquartered healthcare provider primarily focused on aesthetic medicine, dermatology, and anti-aging wellness services. It operates an extensive network of clinics across Japan, catering to both domestic patients and international medical tourists, with core offerings including cosmetic surgery and non-invasive skincare treatments.

LCNB vs SBC — Head-to-Head

Bigger by revenue
SBC
SBC
1.7× larger
SBC
$39.6M
$23.9M
LCNB
Growing faster (revenue YoY)
LCNB
LCNB
+16.0% gap
LCNB
5.1%
-10.9%
SBC
Higher net margin
SBC
SBC
12.2% more per $
SBC
35.9%
23.7%
LCNB
More free cash flow
SBC
SBC
$17.7M more FCF
SBC
$51.2M
$33.4M
LCNB
Faster 2-yr revenue CAGR
LCNB
LCNB
Annualised
LCNB
15.7%
-15.0%
SBC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LCNB
LCNB
SBC
SBC
Revenue
$23.9M
$39.6M
Net Profit
$5.7M
$14.2M
Gross Margin
73.1%
Operating Margin
29.2%
32.5%
Net Margin
23.7%
35.9%
Revenue YoY
5.1%
-10.9%
Net Profit YoY
-7.6%
117.2%
EPS (diluted)
$0.40
$0.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LCNB
LCNB
SBC
SBC
Q4 25
$23.9M
$39.6M
Q3 25
$23.8M
$43.4M
Q2 25
$22.8M
$43.4M
Q1 25
$21.5M
$47.3M
Q4 24
$22.7M
$44.4M
Q3 24
$21.4M
$53.1M
Q2 24
$19.3M
$53.1M
Q1 24
$17.8M
$54.8M
Net Profit
LCNB
LCNB
SBC
SBC
Q4 25
$5.7M
$14.2M
Q3 25
$6.9M
$12.8M
Q2 25
$5.9M
$2.5M
Q1 25
$4.6M
$21.5M
Q4 24
$6.1M
$6.5M
Q3 24
$4.5M
$2.8M
Q2 24
$925.0K
$18.5M
Q1 24
$1.9M
$18.8M
Gross Margin
LCNB
LCNB
SBC
SBC
Q4 25
73.1%
Q3 25
70.6%
Q2 25
69.2%
Q1 25
79.7%
Q4 24
76.3%
Q3 24
81.5%
Q2 24
74.2%
Q1 24
72.1%
Operating Margin
LCNB
LCNB
SBC
SBC
Q4 25
29.2%
32.5%
Q3 25
35.6%
36.6%
Q2 25
31.6%
33.6%
Q1 25
25.6%
51.1%
Q4 24
32.9%
10.6%
Q3 24
24.9%
26.1%
Q2 24
4.9%
51.4%
Q1 24
12.5%
44.6%
Net Margin
LCNB
LCNB
SBC
SBC
Q4 25
23.7%
35.9%
Q3 25
29.1%
29.6%
Q2 25
26.0%
5.7%
Q1 25
21.4%
45.4%
Q4 24
27.0%
14.7%
Q3 24
21.2%
5.3%
Q2 24
4.8%
34.8%
Q1 24
10.7%
34.2%
EPS (diluted)
LCNB
LCNB
SBC
SBC
Q4 25
$0.40
$0.15
Q3 25
$0.49
$0.12
Q2 25
$0.41
$0.02
Q1 25
$0.33
$0.21
Q4 24
$0.44
$0.05
Q3 24
$0.31
$0.03
Q2 24
$0.07
$0.20
Q1 24
$0.15
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LCNB
LCNB
SBC
SBC
Cash + ST InvestmentsLiquidity on hand
$21.6M
$164.1M
Total DebtLower is stronger
$104.4M
$42.8M
Stockholders' EquityBook value
$273.9M
$248.3M
Total Assets
$2.2B
$380.4M
Debt / EquityLower = less leverage
0.38×
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LCNB
LCNB
SBC
SBC
Q4 25
$21.6M
$164.1M
Q3 25
$35.9M
$127.4M
Q2 25
$49.8M
$152.7M
Q1 25
$37.7M
$132.1M
Q4 24
$35.7M
$125.0M
Q3 24
$39.4M
$137.4M
Q2 24
$34.9M
Q1 24
$33.0M
Total Debt
LCNB
LCNB
SBC
SBC
Q4 25
$104.4M
$42.8M
Q3 25
$104.7M
$21.1M
Q2 25
$105.0M
$7.1M
Q1 25
$104.6M
$6.9M
Q4 24
$155.2M
$6.6M
Q3 24
$155.7M
$823.2K
Q2 24
$162.2M
Q1 24
$162.6M
Stockholders' Equity
LCNB
LCNB
SBC
SBC
Q4 25
$273.9M
$248.3M
Q3 25
$269.9M
$248.0M
Q2 25
$263.5M
$244.6M
Q1 25
$258.7M
$226.4M
Q4 24
$253.0M
$195.1M
Q3 24
$253.2M
$205.0M
Q2 24
$245.2M
$8.8M
Q1 24
$233.7M
$9.0M
Total Assets
LCNB
LCNB
SBC
SBC
Q4 25
$2.2B
$380.4M
Q3 25
$2.2B
$321.4M
Q2 25
$2.3B
$315.3M
Q1 25
$2.3B
$284.6M
Q4 24
$2.3B
$266.1M
Q3 24
$2.3B
$296.5M
Q2 24
$2.4B
$19.5M
Q1 24
$2.3B
$19.8M
Debt / Equity
LCNB
LCNB
SBC
SBC
Q4 25
0.38×
0.17×
Q3 25
0.39×
0.09×
Q2 25
0.40×
0.03×
Q1 25
0.40×
0.03×
Q4 24
0.61×
0.03×
Q3 24
0.61×
0.00×
Q2 24
0.66×
Q1 24
0.70×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LCNB
LCNB
SBC
SBC
Operating Cash FlowLast quarter
$34.4M
$52.0M
Free Cash FlowOCF − Capex
$33.4M
$51.2M
FCF MarginFCF / Revenue
140.2%
129.3%
Capex IntensityCapex / Revenue
4.0%
2.0%
Cash ConversionOCF / Net Profit
6.08×
3.66×
TTM Free Cash FlowTrailing 4 quarters
$54.5M
$23.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LCNB
LCNB
SBC
SBC
Q4 25
$34.4M
$52.0M
Q3 25
$14.0M
$-20.9M
Q2 25
$5.5M
$-8.3M
Q1 25
$2.2M
$1.9M
Q4 24
$93.2M
$-7.3M
Q3 24
$11.9M
$5.0M
Q2 24
$54.9M
$19.2M
Q1 24
$-11.9M
$3.7M
Free Cash Flow
LCNB
LCNB
SBC
SBC
Q4 25
$33.4M
$51.2M
Q3 25
$13.7M
$-20.9M
Q2 25
$5.2M
$-8.6M
Q1 25
$2.1M
$1.7M
Q4 24
$89.4M
$-7.9M
Q3 24
$10.5M
$4.6M
Q2 24
$53.8M
$18.3M
Q1 24
$-12.8M
$3.0M
FCF Margin
LCNB
LCNB
SBC
SBC
Q4 25
140.2%
129.3%
Q3 25
57.4%
-48.3%
Q2 25
23.0%
-19.9%
Q1 25
10.0%
3.5%
Q4 24
394.0%
-17.8%
Q3 24
49.0%
8.7%
Q2 24
278.6%
34.5%
Q1 24
-71.8%
5.4%
Capex Intensity
LCNB
LCNB
SBC
SBC
Q4 25
4.0%
2.0%
Q3 25
1.3%
0.1%
Q2 25
1.0%
0.7%
Q1 25
0.3%
0.5%
Q4 24
16.7%
1.3%
Q3 24
6.7%
0.8%
Q2 24
5.9%
1.6%
Q1 24
4.8%
1.3%
Cash Conversion
LCNB
LCNB
SBC
SBC
Q4 25
6.08×
3.66×
Q3 25
2.02×
-1.63×
Q2 25
0.92×
-3.39×
Q1 25
0.48×
0.09×
Q4 24
15.23×
-1.12×
Q3 24
2.63×
1.77×
Q2 24
59.35×
1.04×
Q1 24
-6.24×
0.20×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LCNB
LCNB

Segment breakdown not available.

SBC
SBC

Franchising$10.3M26%
Medical Corporation Shobikai$8.1M21%
Medical Corporation Nasukai$7.2M18%
Management Services$6.3M16%
Rental Services$4.3M11%
Medical Corporation Association Furinkai$3.0M8%
Japan Medical And Beauty Inc$656.5K2%

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