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Side-by-side financial comparison of LCNB CORP (LCNB) and Xilio Therapeutics, Inc. (XLO). Click either name above to swap in a different company.

LCNB CORP is the larger business by last-quarter revenue ($23.9M vs $13.7M, roughly 1.7× Xilio Therapeutics, Inc.). Xilio Therapeutics, Inc. runs the higher net margin — 75.7% vs 23.7%, a 52.0% gap on every dollar of revenue. LCNB CORP produced more free cash flow last quarter ($33.4M vs $-2.1M).

LCNB Corp is a United States-based financial holding company that operates through its national bank subsidiary, providing a full suite of retail and commercial banking products and services including deposit accounts, various loan products, wealth management, and insurance solutions primarily to individual consumers, small and medium-sized enterprises and local community organizations across regional markets in Ohio.

Xilio Therapeutics is a clinical-stage biotechnology company dedicated to developing novel tumor-selective immunotherapies for cancer treatment. Its product pipeline features candidates engineered to trigger anti-tumor immune responses specifically inside tumor microenvironments, reducing systemic toxicities, and it primarily targets oncology patient populations in North America and other global markets.

LCNB vs XLO — Head-to-Head

Bigger by revenue
LCNB
LCNB
1.7× larger
LCNB
$23.9M
$13.7M
XLO
Higher net margin
XLO
XLO
52.0% more per $
XLO
75.7%
23.7%
LCNB
More free cash flow
LCNB
LCNB
$35.5M more FCF
LCNB
$33.4M
$-2.1M
XLO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LCNB
LCNB
XLO
XLO
Revenue
$23.9M
$13.7M
Net Profit
$5.7M
$10.4M
Gross Margin
Operating Margin
29.2%
-86.5%
Net Margin
23.7%
75.7%
Revenue YoY
5.1%
Net Profit YoY
-7.6%
179.1%
EPS (diluted)
$0.40
$-3.74

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LCNB
LCNB
XLO
XLO
Q4 25
$23.9M
$13.7M
Q3 25
$23.8M
$19.1M
Q2 25
$22.8M
$8.1M
Q1 25
$21.5M
$2.9M
Q4 24
$22.7M
Q3 24
$21.4M
Q2 24
$19.3M
Q1 24
$17.8M
Net Profit
LCNB
LCNB
XLO
XLO
Q4 25
$5.7M
$10.4M
Q3 25
$6.9M
$-16.3M
Q2 25
$5.9M
$-15.8M
Q1 25
$4.6M
$-13.3M
Q4 24
$6.1M
Q3 24
$4.5M
Q2 24
$925.0K
Q1 24
$1.9M
Operating Margin
LCNB
LCNB
XLO
XLO
Q4 25
29.2%
-86.5%
Q3 25
35.6%
-10.1%
Q2 25
31.6%
-177.7%
Q1 25
25.6%
-472.7%
Q4 24
32.9%
Q3 24
24.9%
Q2 24
4.9%
Q1 24
12.5%
Net Margin
LCNB
LCNB
XLO
XLO
Q4 25
23.7%
75.7%
Q3 25
29.1%
-85.4%
Q2 25
26.0%
-196.0%
Q1 25
21.4%
-452.7%
Q4 24
27.0%
Q3 24
21.2%
Q2 24
4.8%
Q1 24
10.7%
EPS (diluted)
LCNB
LCNB
XLO
XLO
Q4 25
$0.40
$-3.74
Q3 25
$0.49
$-0.11
Q2 25
$0.41
$-0.16
Q1 25
$0.33
$-0.18
Q4 24
$0.44
Q3 24
$0.31
Q2 24
$0.07
Q1 24
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LCNB
LCNB
XLO
XLO
Cash + ST InvestmentsLiquidity on hand
$21.6M
$137.5M
Total DebtLower is stronger
$104.4M
Stockholders' EquityBook value
$273.9M
$35.3M
Total Assets
$2.2B
$154.7M
Debt / EquityLower = less leverage
0.38×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LCNB
LCNB
XLO
XLO
Q4 25
$21.6M
$137.5M
Q3 25
$35.9M
$103.8M
Q2 25
$49.8M
$121.6M
Q1 25
$37.7M
$89.1M
Q4 24
$35.7M
Q3 24
$39.4M
Q2 24
$34.9M
Q1 24
$33.0M
Total Debt
LCNB
LCNB
XLO
XLO
Q4 25
$104.4M
Q3 25
$104.7M
Q2 25
$105.0M
Q1 25
$104.6M
Q4 24
$155.2M
Q3 24
$155.7M
Q2 24
$162.2M
Q1 24
$162.6M
Stockholders' Equity
LCNB
LCNB
XLO
XLO
Q4 25
$273.9M
$35.3M
Q3 25
$269.9M
$-8.1M
Q2 25
$263.5M
$7.1M
Q1 25
$258.7M
$10.7M
Q4 24
$253.0M
Q3 24
$253.2M
Q2 24
$245.2M
Q1 24
$233.7M
Total Assets
LCNB
LCNB
XLO
XLO
Q4 25
$2.2B
$154.7M
Q3 25
$2.2B
$133.7M
Q2 25
$2.3B
$133.8M
Q1 25
$2.3B
$103.7M
Q4 24
$2.3B
Q3 24
$2.3B
Q2 24
$2.4B
Q1 24
$2.3B
Debt / Equity
LCNB
LCNB
XLO
XLO
Q4 25
0.38×
Q3 25
0.39×
Q2 25
0.40×
Q1 25
0.40×
Q4 24
0.61×
Q3 24
0.61×
Q2 24
0.66×
Q1 24
0.70×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LCNB
LCNB
XLO
XLO
Operating Cash FlowLast quarter
$34.4M
$-2.0M
Free Cash FlowOCF − Capex
$33.4M
$-2.1M
FCF MarginFCF / Revenue
140.2%
-15.3%
Capex IntensityCapex / Revenue
4.0%
0.7%
Cash ConversionOCF / Net Profit
6.08×
-0.19×
TTM Free Cash FlowTrailing 4 quarters
$54.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LCNB
LCNB
XLO
XLO
Q4 25
$34.4M
$-2.0M
Q3 25
$14.0M
$-17.5M
Q2 25
$5.5M
$-14.5M
Q1 25
$2.2M
$29.0M
Q4 24
$93.2M
Q3 24
$11.9M
Q2 24
$54.9M
Q1 24
$-11.9M
Free Cash Flow
LCNB
LCNB
XLO
XLO
Q4 25
$33.4M
$-2.1M
Q3 25
$13.7M
Q2 25
$5.2M
$-14.9M
Q1 25
$2.1M
$29.0M
Q4 24
$89.4M
Q3 24
$10.5M
Q2 24
$53.8M
Q1 24
$-12.8M
FCF Margin
LCNB
LCNB
XLO
XLO
Q4 25
140.2%
-15.3%
Q3 25
57.4%
Q2 25
23.0%
-184.0%
Q1 25
10.0%
988.3%
Q4 24
394.0%
Q3 24
49.0%
Q2 24
278.6%
Q1 24
-71.8%
Capex Intensity
LCNB
LCNB
XLO
XLO
Q4 25
4.0%
0.7%
Q3 25
1.3%
0.0%
Q2 25
1.0%
5.0%
Q1 25
0.3%
0.8%
Q4 24
16.7%
Q3 24
6.7%
Q2 24
5.9%
Q1 24
4.8%
Cash Conversion
LCNB
LCNB
XLO
XLO
Q4 25
6.08×
-0.19×
Q3 25
2.02×
Q2 25
0.92×
Q1 25
0.48×
Q4 24
15.23×
Q3 24
2.63×
Q2 24
59.35×
Q1 24
-6.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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