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Side-by-side financial comparison of loanDepot, Inc. (LDI) and OneStream, Inc. (OS). Click either name above to swap in a different company.
loanDepot, Inc. is the larger business by last-quarter revenue ($310.3M vs $163.7M, roughly 1.9× OneStream, Inc.). OneStream, Inc. runs the higher net margin — 0.6% vs -7.2%, a 7.9% gap on every dollar of revenue. On growth, OneStream, Inc. posted the faster year-over-year revenue change (23.6% vs 20.5%). OneStream, Inc. produced more free cash flow last quarter ($25.6M vs $-648.0M). Over the past eight quarters, OneStream, Inc.'s revenue compounded faster (21.8% CAGR vs 18.0%).
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
Blue Stream provides cable television, cable telephone, DVR, and up to 1 GIG Internet speed broadband services to customers in the Florida communities of Coral Springs and Weston.
LDI vs OS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $310.3M | $163.7M |
| Net Profit | $-22.5M | $999.0K |
| Gross Margin | — | 69.8% |
| Operating Margin | -10.3% | -3.2% |
| Net Margin | -7.2% | 0.6% |
| Revenue YoY | 20.5% | 23.6% |
| Net Profit YoY | 32.4% | — |
| EPS (diluted) | — | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $310.3M | $163.7M | ||
| Q3 25 | $323.3M | $154.3M | ||
| Q2 25 | $282.5M | $147.6M | ||
| Q1 25 | $273.6M | $136.3M | ||
| Q4 24 | $257.5M | $132.5M | ||
| Q3 24 | $314.6M | $129.1M | ||
| Q2 24 | $265.4M | $117.5M | ||
| Q1 24 | $222.8M | $110.3M |
| Q4 25 | $-22.5M | $999.0K | ||
| Q3 25 | $-4.9M | $-8.8M | ||
| Q2 25 | $-13.4M | $-18.4M | ||
| Q1 25 | $-21.9M | $-24.0M | ||
| Q4 24 | $-33.2M | — | ||
| Q3 24 | $1.4M | $-171.9M | ||
| Q2 24 | $-32.2M | $-7.8M | ||
| Q1 24 | $-34.3M | $-5.0M |
| Q4 25 | — | 69.8% | ||
| Q3 25 | — | 68.1% | ||
| Q2 25 | — | 68.6% | ||
| Q1 25 | — | 68.0% | ||
| Q4 24 | — | 66.8% | ||
| Q3 24 | — | 50.1% | ||
| Q2 24 | — | 68.5% | ||
| Q1 24 | — | 69.1% |
| Q4 25 | -10.3% | -3.2% | ||
| Q3 25 | -3.2% | -11.3% | ||
| Q2 25 | -11.4% | -21.8% | ||
| Q1 25 | -16.8% | -29.3% | ||
| Q4 24 | -32.7% | -35.8% | ||
| Q3 24 | 1.1% | -197.6% | ||
| Q2 24 | -29.1% | -9.8% | ||
| Q1 24 | -38.2% | -4.9% |
| Q4 25 | -7.2% | 0.6% | ||
| Q3 25 | -1.5% | -5.7% | ||
| Q2 25 | -4.7% | -12.5% | ||
| Q1 25 | -8.0% | -17.6% | ||
| Q4 24 | -12.9% | — | ||
| Q3 24 | 0.4% | -133.1% | ||
| Q2 24 | -12.1% | -6.7% | ||
| Q1 24 | -15.4% | -4.5% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $0.01 | $-1.06 | ||
| Q2 24 | $-0.18 | — | ||
| Q1 24 | $-0.19 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $337.2M | $693.6M |
| Total DebtLower is stronger | $2.1B | — |
| Stockholders' EquityBook value | $386.0M | $504.7M |
| Total Assets | $6.9B | $1.0B |
| Debt / EquityLower = less leverage | 5.44× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $337.2M | $693.6M | ||
| Q3 25 | $459.2M | $653.9M | ||
| Q2 25 | $408.6M | $652.1M | ||
| Q1 25 | $371.5M | $593.9M | ||
| Q4 24 | $421.6M | $544.2M | ||
| Q3 24 | $483.0M | $495.5M | ||
| Q2 24 | $533.2M | $140.5M | ||
| Q1 24 | $603.7M | — |
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.3B | — |
| Q4 25 | $386.0M | $504.7M | ||
| Q3 25 | $433.3M | $472.1M | ||
| Q2 25 | $439.1M | $458.2M | ||
| Q1 25 | $469.3M | $412.9M | ||
| Q4 24 | $506.6M | $386.2M | ||
| Q3 24 | $592.0M | $458.2M | ||
| Q2 24 | $578.9M | $97.5M | ||
| Q1 24 | $637.3M | $102.5M |
| Q4 25 | $6.9B | $1.0B | ||
| Q3 25 | $6.2B | $949.4M | ||
| Q2 25 | $6.2B | $910.5M | ||
| Q1 25 | $6.4B | $867.3M | ||
| Q4 24 | $6.3B | $823.2M | ||
| Q3 24 | $6.4B | $750.1M | ||
| Q2 24 | $5.9B | $379.7M | ||
| Q1 24 | $6.2B | — |
| Q4 25 | 5.44× | — | ||
| Q3 25 | 4.83× | — | ||
| Q2 25 | 4.70× | — | ||
| Q1 25 | 4.30× | — | ||
| Q4 24 | 4.00× | — | ||
| Q3 24 | 3.31× | — | ||
| Q2 24 | 3.41× | — | ||
| Q1 24 | 3.63× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-638.7M | $25.8M |
| Free Cash FlowOCF − Capex | $-648.0M | $25.6M |
| FCF MarginFCF / Revenue | -208.9% | 15.7% |
| Capex IntensityCapex / Revenue | 3.0% | 0.1% |
| Cash ConversionOCF / Net Profit | — | 25.79× |
| TTM Free Cash FlowTrailing 4 quarters | $-734.6M | $95.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-638.7M | $25.8M | ||
| Q3 25 | $43.4M | $5.0M | ||
| Q2 25 | $67.6M | $29.7M | ||
| Q1 25 | $-179.9M | $36.2M | ||
| Q4 24 | $47.7M | — | ||
| Q3 24 | $-349.2M | $2.4M | ||
| Q2 24 | $-278.3M | $8.1M | ||
| Q1 24 | $-278.5M | $25.5M |
| Q4 25 | $-648.0M | $25.6M | ||
| Q3 25 | $38.7M | $4.8M | ||
| Q2 25 | $61.4M | $29.4M | ||
| Q1 25 | $-186.7M | $35.8M | ||
| Q4 24 | $40.8M | — | ||
| Q3 24 | $-356.4M | $1.3M | ||
| Q2 24 | $-285.7M | $7.7M | ||
| Q1 24 | $-283.3M | $24.9M |
| Q4 25 | -208.9% | 15.7% | ||
| Q3 25 | 12.0% | 3.1% | ||
| Q2 25 | 21.7% | 19.9% | ||
| Q1 25 | -68.2% | 26.3% | ||
| Q4 24 | 15.8% | — | ||
| Q3 24 | -113.3% | 1.0% | ||
| Q2 24 | -107.7% | 6.6% | ||
| Q1 24 | -127.2% | 22.5% |
| Q4 25 | 3.0% | 0.1% | ||
| Q3 25 | 1.5% | 0.1% | ||
| Q2 25 | 2.2% | 0.2% | ||
| Q1 25 | 2.5% | 0.3% | ||
| Q4 24 | 2.7% | — | ||
| Q3 24 | 2.3% | 0.8% | ||
| Q2 24 | 2.8% | 0.3% | ||
| Q1 24 | 2.1% | 0.6% |
| Q4 25 | — | 25.79× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -255.05× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LDI
Segment breakdown not available.
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
