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Side-by-side financial comparison of loanDepot, Inc. (LDI) and OSI SYSTEMS INC (OSIS). Click either name above to swap in a different company.

OSI SYSTEMS INC is the larger business by last-quarter revenue ($464.1M vs $310.3M, roughly 1.5× loanDepot, Inc.). OSI SYSTEMS INC runs the higher net margin — 8.3% vs -7.2%, a 15.6% gap on every dollar of revenue. On growth, loanDepot, Inc. posted the faster year-over-year revenue change (20.5% vs 10.5%). OSI SYSTEMS INC produced more free cash flow last quarter ($55.5M vs $-648.0M). Over the past eight quarters, loanDepot, Inc.'s revenue compounded faster (18.0% CAGR vs 7.0%).

LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.

OSI Systems, Inc. is an American company based in California that develops and markets security and inspection systems such as airport security X-ray machines and metal detectors, medical monitoring and anesthesia systems, and optoelectronic devices. As of June 2010, the company employs approximately 3,180 personnel globally and includes subsidiary companies Spacelabs Healthcare, Rapiscan Systems and OSI Optoelectronics.

LDI vs OSIS — Head-to-Head

Bigger by revenue
OSIS
OSIS
1.5× larger
OSIS
$464.1M
$310.3M
LDI
Growing faster (revenue YoY)
LDI
LDI
+10.0% gap
LDI
20.5%
10.5%
OSIS
Higher net margin
OSIS
OSIS
15.6% more per $
OSIS
8.3%
-7.2%
LDI
More free cash flow
OSIS
OSIS
$703.5M more FCF
OSIS
$55.5M
$-648.0M
LDI
Faster 2-yr revenue CAGR
LDI
LDI
Annualised
LDI
18.0%
7.0%
OSIS

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
LDI
LDI
OSIS
OSIS
Revenue
$310.3M
$464.1M
Net Profit
$-22.5M
$38.7M
Gross Margin
32.7%
Operating Margin
-10.3%
12.7%
Net Margin
-7.2%
8.3%
Revenue YoY
20.5%
10.5%
Net Profit YoY
32.4%
2.3%
EPS (diluted)
$2.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LDI
LDI
OSIS
OSIS
Q4 25
$310.3M
$464.1M
Q3 25
$323.3M
$384.6M
Q2 25
$282.5M
$505.0M
Q1 25
$273.6M
$444.4M
Q4 24
$257.5M
$419.8M
Q3 24
$314.6M
$344.0M
Q2 24
$265.4M
$480.9M
Q1 24
$222.8M
$405.4M
Net Profit
LDI
LDI
OSIS
OSIS
Q4 25
$-22.5M
$38.7M
Q3 25
$-4.9M
$20.6M
Q2 25
$-13.4M
$52.7M
Q1 25
$-21.9M
$41.1M
Q4 24
$-33.2M
$37.8M
Q3 24
$1.4M
$17.9M
Q2 24
$-32.2M
$44.7M
Q1 24
$-34.3M
$34.0M
Gross Margin
LDI
LDI
OSIS
OSIS
Q4 25
32.7%
Q3 25
32.0%
Q2 25
33.3%
Q1 25
33.8%
Q4 24
35.1%
Q3 24
35.3%
Q2 24
32.1%
Q1 24
33.6%
Operating Margin
LDI
LDI
OSIS
OSIS
Q4 25
-10.3%
12.7%
Q3 25
-3.2%
8.6%
Q2 25
-11.4%
14.5%
Q1 25
-16.8%
12.7%
Q4 24
-32.7%
13.8%
Q3 24
1.1%
8.8%
Q2 24
-29.1%
13.1%
Q1 24
-38.2%
12.7%
Net Margin
LDI
LDI
OSIS
OSIS
Q4 25
-7.2%
8.3%
Q3 25
-1.5%
5.3%
Q2 25
-4.7%
10.4%
Q1 25
-8.0%
9.3%
Q4 24
-12.9%
9.0%
Q3 24
0.4%
5.2%
Q2 24
-12.1%
9.3%
Q1 24
-15.4%
8.4%
EPS (diluted)
LDI
LDI
OSIS
OSIS
Q4 25
$2.22
Q3 25
$1.18
Q2 25
$3.04
Q1 25
$2.40
Q4 24
$2.22
Q3 24
$0.01
$1.05
Q2 24
$-0.18
$2.57
Q1 24
$-0.19
$1.95

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LDI
LDI
OSIS
OSIS
Cash + ST InvestmentsLiquidity on hand
$337.2M
$336.7M
Total DebtLower is stronger
$2.1B
$1.0B
Stockholders' EquityBook value
$386.0M
$845.5M
Total Assets
$6.9B
$2.5B
Debt / EquityLower = less leverage
5.44×
1.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LDI
LDI
OSIS
OSIS
Q4 25
$337.2M
$336.7M
Q3 25
$459.2M
$124.4M
Q2 25
$408.6M
$106.4M
Q1 25
$371.5M
$95.8M
Q4 24
$421.6M
$101.6M
Q3 24
$483.0M
$85.1M
Q2 24
$533.2M
$95.4M
Q1 24
$603.7M
$101.4M
Total Debt
LDI
LDI
OSIS
OSIS
Q4 25
$2.1B
$1.0B
Q3 25
$2.1B
$442.2M
Q2 25
$2.1B
$471.6M
Q1 25
$2.0B
$473.2M
Q4 24
$2.0B
$474.8M
Q3 24
$2.0B
$476.3M
Q2 24
$2.0B
$137.6M
Q1 24
$2.3B
Stockholders' Equity
LDI
LDI
OSIS
OSIS
Q4 25
$386.0M
$845.5M
Q3 25
$433.3M
$946.0M
Q2 25
$439.1M
$951.1M
Q1 25
$469.3M
$879.3M
Q4 24
$506.6M
$825.8M
Q3 24
$592.0M
$786.5M
Q2 24
$578.9M
$863.5M
Q1 24
$637.3M
$813.4M
Total Assets
LDI
LDI
OSIS
OSIS
Q4 25
$6.9B
$2.5B
Q3 25
$6.2B
$2.3B
Q2 25
$6.2B
$2.2B
Q1 25
$6.4B
$2.1B
Q4 24
$6.3B
$2.1B
Q3 24
$6.4B
$2.1B
Q2 24
$5.9B
$1.9B
Q1 24
$6.2B
$1.8B
Debt / Equity
LDI
LDI
OSIS
OSIS
Q4 25
5.44×
1.19×
Q3 25
4.83×
0.47×
Q2 25
4.70×
0.50×
Q1 25
4.30×
0.54×
Q4 24
4.00×
0.57×
Q3 24
3.31×
0.61×
Q2 24
3.41×
0.16×
Q1 24
3.63×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LDI
LDI
OSIS
OSIS
Operating Cash FlowLast quarter
$-638.7M
$62.2M
Free Cash FlowOCF − Capex
$-648.0M
$55.5M
FCF MarginFCF / Revenue
-208.9%
12.0%
Capex IntensityCapex / Revenue
3.0%
1.4%
Cash ConversionOCF / Net Profit
1.61×
TTM Free Cash FlowTrailing 4 quarters
$-734.6M
$137.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LDI
LDI
OSIS
OSIS
Q4 25
$-638.7M
$62.2M
Q3 25
$43.4M
$17.1M
Q2 25
$67.6M
$562.0K
Q1 25
$-179.9M
$81.6M
Q4 24
$47.7M
$52.5M
Q3 24
$-349.2M
$-37.2M
Q2 24
$-278.3M
$-29.0M
Q1 24
$-278.5M
$-52.1M
Free Cash Flow
LDI
LDI
OSIS
OSIS
Q4 25
$-648.0M
$55.5M
Q3 25
$38.7M
$10.1M
Q2 25
$61.4M
$-5.6M
Q1 25
$-186.7M
$77.1M
Q4 24
$40.8M
$47.1M
Q3 24
$-356.4M
$-44.9M
Q2 24
$-285.7M
$-37.5M
Q1 24
$-283.3M
$-57.0M
FCF Margin
LDI
LDI
OSIS
OSIS
Q4 25
-208.9%
12.0%
Q3 25
12.0%
2.6%
Q2 25
21.7%
-1.1%
Q1 25
-68.2%
17.4%
Q4 24
15.8%
11.2%
Q3 24
-113.3%
-13.0%
Q2 24
-107.7%
-7.8%
Q1 24
-127.2%
-14.1%
Capex Intensity
LDI
LDI
OSIS
OSIS
Q4 25
3.0%
1.4%
Q3 25
1.5%
1.8%
Q2 25
2.2%
1.2%
Q1 25
2.5%
1.0%
Q4 24
2.7%
1.3%
Q3 24
2.3%
2.2%
Q2 24
2.8%
1.8%
Q1 24
2.1%
1.2%
Cash Conversion
LDI
LDI
OSIS
OSIS
Q4 25
1.61×
Q3 25
0.83×
Q2 25
0.01×
Q1 25
1.98×
Q4 24
1.39×
Q3 24
-255.05×
-2.07×
Q2 24
-0.65×
Q1 24
-1.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LDI
LDI

Segment breakdown not available.

OSIS
OSIS

Security Division$334.7M72%
Optoelectronics And Manufacturing Division$92.8M20%
Healthcare Division$36.5M8%

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