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Side-by-side financial comparison of loanDepot, Inc. (LDI) and QUALYS, INC. (QLYS). Click either name above to swap in a different company.
loanDepot, Inc. is the larger business by last-quarter revenue ($310.3M vs $175.3M, roughly 1.8× QUALYS, INC.). QUALYS, INC. runs the higher net margin — 30.3% vs -7.2%, a 37.6% gap on every dollar of revenue. On growth, loanDepot, Inc. posted the faster year-over-year revenue change (20.5% vs 10.1%). QUALYS, INC. produced more free cash flow last quarter ($74.9M vs $-648.0M). Over the past eight quarters, loanDepot, Inc.'s revenue compounded faster (18.0% CAGR vs 9.6%).
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
Qualys, Inc. is an American technology firm based in Foster City, California, specializing in cloud security, compliance and related services.
LDI vs QLYS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $310.3M | $175.3M |
| Net Profit | $-22.5M | $53.1M |
| Gross Margin | — | 83.4% |
| Operating Margin | -10.3% | 33.6% |
| Net Margin | -7.2% | 30.3% |
| Revenue YoY | 20.5% | 10.1% |
| Net Profit YoY | 32.4% | 20.9% |
| EPS (diluted) | — | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $310.3M | $175.3M | ||
| Q3 25 | $323.3M | $169.9M | ||
| Q2 25 | $282.5M | $164.1M | ||
| Q1 25 | $273.6M | $159.9M | ||
| Q4 24 | $257.5M | $159.2M | ||
| Q3 24 | $314.6M | $153.9M | ||
| Q2 24 | $265.4M | $148.7M | ||
| Q1 24 | $222.8M | $145.8M |
| Q4 25 | $-22.5M | $53.1M | ||
| Q3 25 | $-4.9M | $50.3M | ||
| Q2 25 | $-13.4M | $47.3M | ||
| Q1 25 | $-21.9M | $47.5M | ||
| Q4 24 | $-33.2M | $44.0M | ||
| Q3 24 | $1.4M | $46.2M | ||
| Q2 24 | $-32.2M | $43.8M | ||
| Q1 24 | $-34.3M | $39.7M |
| Q4 25 | — | 83.4% | ||
| Q3 25 | — | 83.6% | ||
| Q2 25 | — | 82.4% | ||
| Q1 25 | — | 81.9% | ||
| Q4 24 | — | 81.8% | ||
| Q3 24 | — | 81.3% | ||
| Q2 24 | — | 82.2% | ||
| Q1 24 | — | 81.3% |
| Q4 25 | -10.3% | 33.6% | ||
| Q3 25 | -3.2% | 35.3% | ||
| Q2 25 | -11.4% | 31.3% | ||
| Q1 25 | -16.8% | 32.4% | ||
| Q4 24 | -32.7% | 31.0% | ||
| Q3 24 | 1.1% | 29.2% | ||
| Q2 24 | -29.1% | 32.3% | ||
| Q1 24 | -38.2% | 30.7% |
| Q4 25 | -7.2% | 30.3% | ||
| Q3 25 | -1.5% | 29.6% | ||
| Q2 25 | -4.7% | 28.8% | ||
| Q1 25 | -8.0% | 29.7% | ||
| Q4 24 | -12.9% | 27.6% | ||
| Q3 24 | 0.4% | 30.0% | ||
| Q2 24 | -12.1% | 29.4% | ||
| Q1 24 | -15.4% | 27.2% |
| Q4 25 | — | $1.47 | ||
| Q3 25 | — | $1.39 | ||
| Q2 25 | — | $1.29 | ||
| Q1 25 | — | $1.29 | ||
| Q4 24 | — | $1.19 | ||
| Q3 24 | $0.01 | $1.24 | ||
| Q2 24 | $-0.18 | $1.17 | ||
| Q1 24 | $-0.19 | $1.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $337.2M | $250.3M |
| Total DebtLower is stronger | $2.1B | — |
| Stockholders' EquityBook value | $386.0M | $561.2M |
| Total Assets | $6.9B | $1.1B |
| Debt / EquityLower = less leverage | 5.44× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $337.2M | $250.3M | ||
| Q3 25 | $459.2M | $225.3M | ||
| Q2 25 | $408.6M | $194.0M | ||
| Q1 25 | $371.5M | $290.7M | ||
| Q4 24 | $421.6M | $232.2M | ||
| Q3 24 | $483.0M | $235.4M | ||
| Q2 24 | $533.2M | $281.2M | ||
| Q1 24 | $603.7M | $273.8M |
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.3B | — |
| Q4 25 | $386.0M | $561.2M | ||
| Q3 25 | $433.3M | $529.4M | ||
| Q2 25 | $439.1M | $508.2M | ||
| Q1 25 | $469.3M | $498.0M | ||
| Q4 24 | $506.6M | $477.1M | ||
| Q3 24 | $592.0M | $449.6M | ||
| Q2 24 | $578.9M | $427.8M | ||
| Q1 24 | $637.3M | $404.2M |
| Q4 25 | $6.9B | $1.1B | ||
| Q3 25 | $6.2B | $1.0B | ||
| Q2 25 | $6.2B | $999.5M | ||
| Q1 25 | $6.4B | $996.5M | ||
| Q4 24 | $6.3B | $973.5M | ||
| Q3 24 | $6.4B | $908.3M | ||
| Q2 24 | $5.9B | $876.6M | ||
| Q1 24 | $6.2B | $861.8M |
| Q4 25 | 5.44× | — | ||
| Q3 25 | 4.83× | — | ||
| Q2 25 | 4.70× | — | ||
| Q1 25 | 4.30× | — | ||
| Q4 24 | 4.00× | — | ||
| Q3 24 | 3.31× | — | ||
| Q2 24 | 3.41× | — | ||
| Q1 24 | 3.63× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-638.7M | $75.7M |
| Free Cash FlowOCF − Capex | $-648.0M | $74.9M |
| FCF MarginFCF / Revenue | -208.9% | 42.8% |
| Capex IntensityCapex / Revenue | 3.0% | 0.4% |
| Cash ConversionOCF / Net Profit | — | 1.42× |
| TTM Free Cash FlowTrailing 4 quarters | $-734.6M | $304.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-638.7M | $75.7M | ||
| Q3 25 | $43.4M | $90.4M | ||
| Q2 25 | $67.6M | $33.8M | ||
| Q1 25 | $-179.9M | $109.6M | ||
| Q4 24 | $47.7M | $47.7M | ||
| Q3 24 | $-349.2M | $61.0M | ||
| Q2 24 | $-278.3M | $49.8M | ||
| Q1 24 | $-278.5M | $85.5M |
| Q4 25 | $-648.0M | $74.9M | ||
| Q3 25 | $38.7M | $89.5M | ||
| Q2 25 | $61.4M | $32.4M | ||
| Q1 25 | $-186.7M | $107.5M | ||
| Q4 24 | $40.8M | $41.9M | ||
| Q3 24 | $-356.4M | $57.6M | ||
| Q2 24 | $-285.7M | $48.8M | ||
| Q1 24 | $-283.3M | $83.5M |
| Q4 25 | -208.9% | 42.8% | ||
| Q3 25 | 12.0% | 52.7% | ||
| Q2 25 | 21.7% | 19.8% | ||
| Q1 25 | -68.2% | 67.3% | ||
| Q4 24 | 15.8% | 26.3% | ||
| Q3 24 | -113.3% | 37.4% | ||
| Q2 24 | -107.7% | 32.8% | ||
| Q1 24 | -127.2% | 57.2% |
| Q4 25 | 3.0% | 0.4% | ||
| Q3 25 | 1.5% | 0.5% | ||
| Q2 25 | 2.2% | 0.8% | ||
| Q1 25 | 2.5% | 1.3% | ||
| Q4 24 | 2.7% | 3.7% | ||
| Q3 24 | 2.3% | 2.2% | ||
| Q2 24 | 2.8% | 0.7% | ||
| Q1 24 | 2.1% | 1.4% |
| Q4 25 | — | 1.42× | ||
| Q3 25 | — | 1.80× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 2.31× | ||
| Q4 24 | — | 1.09× | ||
| Q3 24 | -255.05× | 1.32× | ||
| Q2 24 | — | 1.14× | ||
| Q1 24 | — | 2.15× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LDI
Segment breakdown not available.
QLYS
| Sales Channel Through Intermediary | $88.6M | 51% |
| Sales Channel Directly To Consumer | $86.7M | 49% |
